KRIST DE ARMAS L.

*** ** *** ** #****

Miami Fl. 33130

Phone #: 786-***-****

E-mail: vlfoww@r.postjobfree.com

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EDUCATION:

Bachelor of Commerce (Honors) – Business Administration

University of Windsor

Concentration: Finance / Windsor, Ontario- Canada (2000-2003)

Will be pursuing a Management Program toward an MBA

RELEVANT WORK EXPERIENCE:

CANADIAN IMPERIAL BANK OF COMMERCE

Leading North American financial institution serving clients in Canada and around the world

Senior Financial Analyst, Incentive Compensation Accounting

• Production of monthly, quarterly and annual financial accounting and reporting relating to incentive compensation plans with effective controls in place

• Monitoring and oversight of global incentive compensation accruals for all SBUs and investigation and resolution of issues

• Detailed reconciliation of various incentive compensation general ledger accounts

• Manage and perform activities related to the monthly close process such as; analysis and preparation of the journal entries for accruals of Co invest, stock options, Stock Appreciation Rights and Performance Share Units

• Analysis of monthly, quarterly and YTD global incentive compensation expense to explain budget, forecast and prior year variance

• Annual planning, preparation, coordination and communication of global incentive compensation reconciliation

• Annual preparation of CIBC consolidated and legal entity financial statement note disclosure for the annual report

• Preparation of journal entries, reporting, reconciliations, and collection/payment of funds from/to legal entities (Canadian and foreign) for annual and ad-hoc funding of deferred compensation

• On-going operation and reconciliations of Incentive Compensation Template Application (incentive compensation subledger) to the general ledger

• Preparation of annual, monthly and ad-hoc taxation requests

• Timely resolution of issues and enquiries from/ to Solium Capital, EDS and Human Resources Compensation & Benefits

• Maintaining documentation for incentive compensation accounting including forfeitures, dividends and payroll tax schedules, audit support, SOX controls and processes, and tax information requests

• Work with external and internal auditors to provide analyses and client-prepared work papers

• Consults with operating contacts on their information needs, and their problems, if any, in meeting particular reporting requirements

• Provide advice to operating contacts on planning/costing/reporting and financial control matters using analyzed results

• Interpret changes in accounting standards and develop and implement appropriate changes to internal data gathering policies and procedures

• Design and test new programs and reporting formats

• Improve existing procedures/processes for data inputting, analysis and reporting

• Supervise the work of Financial Analyst II.

• Participate in the development of accounting/financial policies and procedures and improvements to management information

• Develop forecasts and annual plan for the global incentive compensation expense

AIG- American International Group (Latin American Headquarters)

The world's leading international insurance and financial services organization, with operations in more than 130 countries and jurisdictions

Regional Financial Analyst /Miami, Florida- USA Aug. 2006 – Apr. 2008

• Collation of monthly Home Office Remittance forecast, review of each individual country Home Office Remittance forecasts, identify issues and variances versus budget and follow up with local office.

• Monitor Regional Cash Flow forecasts as submitted by local offices and work with the local controllers and their staff to help identify and implement improvements to their cash flow management process.

• Collation of quarterly regional Facultative Reinsurance Recoverable analysis, detail review of each individual country data, identify issues and follow up with local offices.

• Distribution of Inter- Company Balances reports to all offices each quarter. Review Inter- Company balance reports for each office, identify issues arising and work proactively with local controllers to investigate/ resolve issues.

• Review of financial statements and internal reporting to ensure compliance with statutory reporting and Sarbanes-Oxley (SOX).

• Prepare general operating expense (GOE) reports for U.S based regional personnel. Proactively monitor and manage GOE performance versus budget.

• Prepare monthly operating report (MOR) for field based regional personnel.

• Consolidated Financial Estimates for Latin America , analyzed monthly, quarterly and YTD operations performance for the region to explain budget, forecast and prior year variance Publish final results to New York (AIG’s global headquarters).

• Distribution of Confidential Reinsurer Information Request to all offices, review accuracy and quality of responses received from the local offices and submit consolidated results to New York (AIG’s global headquarters).

• Ad Hoc projects- Preparation for regional meetings, information for brokers reports, insolvent reinsurer reviews and historical financial review.

• Reviewed and analyzed annual underwriting and GOE budgets to assure quality of the budgets and work closely with local controllers for the resolution of issues.

• Reviewed and analyzed annual Capital Expenditure, Cash Flow and Net investment Income budgets and work closely with local controllers for the resolutions of issues.

• Manage the implementation of AIU Treasury Cash management project for the entire Latin American region

• Proactively prepared, reviewed and analyzed the profit and loss statements for 17 countries in Latin America to be able to prepare a financial summary list of issues that were to be reported to the Regional Controller and to New York (AIG’s global headquarters).

• Prioritized, managed and supervised daily responsibilities of the Northern and Southern region’s financial analysts to ensure timely and qualitative financial reporting.

• Reviewed and analyzed financial reporting from the Northern and Southern region’s financial analysts to further consolidate and report the entire region’s financial operating results to New York (AIG’s global headquarters).

• Prepare and analyzed financial statements ensuring compliance with GAAP.

Hyundai MOBIS Parts (Latin American Headquarters)

The largest Korean auto parts company

Accounting Supervisor/Executive Assistant /Miami, Florida- USA Apr. 2004- Aug 2006

• Managed customers Accounts Receivable for the Latin American region

• Managed financial vendor contract for different projects.

• Audited and processed freight forwarders invoices as well as all the company’s payables.

• Supervised and prioritized various accounting task to the accounting assistant.

• Assist in the preparation of year end reports and budgets.

• Prepare and process payroll for the company’s warehouse employees according to the company’s policies in overtime and payroll procedures.

• Conducted Auditing of customer’s accounts to find any discrepancies and balance their accounts in AS 400 with SAP system.

• Analyzed budgeting and accounting reports for the purpose of maintaining expenditure controls.

• Assisted in the preparation of monthly Financial Statement closings

• Performed and coordinated office administrative duties as required by daily operation in the CEO ‘s office.

• Made travel arrangements, kept calendar for CEO, arranged meeting and conference expenses report processing.

Hilton Hotel

The most recognized hotel in the global lodging industry

Accountant Assistant /Windsor, Ontario- Canada / Oct 2003 – Jan 2004

• Prepared periodic sales audit.

• Analyzed and reconciled accounts receivables.

• Assist in the preparation of budgets and various special analyses.

• Assisted in preparing budgets, business plans, Contingency Plans, etc.

• Responsible for Vendor’s Receivables and Payables transactions.

• Assisted Collection Department.

Ambassador Duty Free store

Ambassador Duty Free is located on the Canadian plaza of the Ambassador Bridge. The store is a joint public/private initiative between the University of Windsor and the Canadian Transit Company, which owns the Canadian half of the Ambassador Bridge

Supervisor Assistant / Windsor, Ontario- Canada / Sept 2002- Sept 2003

• Analyzed and reconcile accounts payable on product inventory.

• Prepared reports and maintained accounts payable records according to store policies and procedures.

• Analyzed and reconcile Accounts Receivable from customers.

• Processed money exchange transactions up to $10,000 Canadians to USD- USD to Canadians.

• Prepared cash counts, deposits and paperwork related to sales.

• Organized product inventory.

University of Windsor

Internationally oriented, multi-disciplined institution that actively encourages a broad diversity of students, faculty and staff

Teaching Assistant / Administrative Assistant / Windsor, Ontario- Canada

Sept 2002- Dec 2002

• Helped students with course material.

• Supervised exams.

• Corrected assignments and test.

• Filing and Prepare operational reports.

• Assisted in all the clerical needs.

SYSTEMS AND SOFTWARE:

• Very proficient in Microsoft Excel (more than 8 years), Power Point (more than 8 years), and Windows XP (more than 5 years), SAP Accounting software (more than 2 years) and AS400 system (more than 2 years), Peachtree accounting system (more than 2 years). Quick book (more than 2 years), Genesis (2 years), FGEN system (2 years), Adaytum Software (2 years), AES system (2 years) Access (more than 3 yrs) Crystal reports (a year).

• Fluent in both English and Spanish.

REFERENCES: Available upon request

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