Customer Service Real Estate

DWAIN D. THARPE

*** **** ******** *****

Atlanta, GA 30331

404-***-**** cell · 404-***-**** fax 404-***-****

v7dgk7@r.postjobfree.com

PRIMARY SKILLS & ABILITIES

Ten years of real estate, sales, and investment

Seasoned knowledge of property development & contracts

Experience in appraisal reviews including single-family and multi-family dwellings

Outstanding knowledge of easements

Effective ability to analysis credit and investment property analysis

Experience in closed loan administration

Strong knowledge in primary & secondary finances

Highly proficient in Microsoft Office Suite

Exceptional partnerships in real estate industry

Strong understanding of contracts & agreements

Mortgage banking experience which include loan origination, underwriting and loan structuring

Proven sales track & skills

7 years experience using Nexus Lexus, Fraud Guard and Choice point systems to check fraud

EDUCATION/LICENSE

Morris Brown College, Atlanta, GA. Bachelors of Science: Biology, May 2002

Macon State College, Macon, GA. Certificate: Real Estate, May 2004

State of Georgia, Licensed Real Estate Professional, June 2004

PROFESSIONAL EXPERINCE

Short Sales Realty 2009 - present

Sales Agent/Leasing Consultant Atlanta, GA

Assists first time home buyer(s) dealing with real estate purchases

Consults with home owner to obtain alternative procedures to prevent foreclosures

Partner with financial institutions to negotiate sale prices for properties

Prepare buyer price analysis for financial institutions

Market and list foreclosures and resells

Managed weekly pipeline reports and other market documentation

Anchor Solutions 2005-2009

Contract Underwriter Atlanta, GA

Responsible for the analysis of retail loan applications to determine the acceptable risk level while adhering to FNMA/Freddie Mac and Affordable Housing guidelines

Responsible for direct communication with regards to MI commitments

Quality Controlled closed and open loans

Providing ongoing customer service and support to all on-site customers and office

Maintain the on-site 24 to 48 hour turn around timeframe

Follows up with brokers to resolve open items such as subjectivities and underlying policies. Upon receipt, analyzes acceptability and refers issues to underwriter.

Utilizes the ACE Westchester operating platform to electronically generate quote letter, binder, register premium, and policy forms.

Used FNMA desktop underwriting and Freddie Mac loan prospector programs to underwrite loans.

Johnson McMillan & Associates 2002 - 2005

Acquisitionist Atlanta, GA

Researched areas and foreclosures

Partnered with investors to build real estate and credit portfolios

Created proposal for small apartment conversion and takeovers

Assisted clients with resources to obtain Section 8 voucher

Collaborated with appraisers for rental analysis and comparable

Assisted clients with managing and hiring of real estate professionals for properties

Square One Mortgage 1999 - 2002

Sr. Loan Manager Atlanta, GA

Responsible for meeting with lenders to learn programs and guidelines for new loan programs

Managed and coached a team of fifteen successful loan officers

Provided excellent and superior customer service skills

Assisted loan officers with various daily new client lead tasks

Researched and implemented grants and down payment assistance

COMMUNITY INVOLVEMENT & LEADERSHIP ROLES

Up on Your Luck Foundation Domestic Violence, Chairman- Board of Director, 2005 - present

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