Real Estate Vice President

Michael R. Hanson

**** ******** ***** 612-***-****

Mobile

Eden Prairie, MN 55346 952-***-****

Home

u7dt7n@r.postjobfree.com

SUMMARY OF QUALIFICATIONS: More than 25 years of experience in lending.

Extensive background in commercial banking (10 + years), also 10+ years as

a consumer banker. Broad business knowledge with strong organizational

skills, and the ability to handle multiple tasks and projects

simultaneously. Ability to interact effectively with a wide range of

individuals. Have developed and maintained excellent client relations while

maintaining loss ratios. Effective communicator (both written and

presentation), critical thinking skills, ability to work independently,

with excellent negotiating skills. Results orientated, self motivated, with

a willingness to work hard to achieve personal and corporate objectives.

PROFESSIONAL EXPERIENCE:

Union Bank & Trust Company March 2008 - April 2012

V. P. Commercial Banking

. Experience in business development, portfolio management, annual

credit reviews, financial reporting & follow-up, participations,

collections, loan presentations.

. SBA lending experience with 7A, 504, Express and other programs.

. Managed, prepared and closed commercial real estate transactions and

reviews.

. Prepared and presented loan portfolio reviews to the board on a

monthly basis.

. Prepared and initiated the banks loan loss reserves, impaired loan

analysis, watch list, and other credits.

. Managed a $20MM + commercial portfolio.

Kraus-Anderson Capital Inc. November 2006 - March 2008

Account Executive Independent Agent

. Developed an equipment financing portfolio including loans and lease

through cold calls and marketing efforts to business located in

Minnesota and surrounding States.

. Marketed to a wide range of general contractors and dealerships that

sell new and used equipment to general contractors.

. Worked independently to meet sales goals.

Klein Bank March 2004 - October 2006

Vice President Commercial Banking

. Developed business and maintained relationship with local companies

that construct and market residential real estate.

. Business Development, portfolio management, relationship banking.

. Commercial portfolio was $18MM consisting of a wide range of clients.

Michael Hanson Page 2

. Serviced commercial customers revolving credit needs up to $2MM, and a

wide range of transactional funding for various types of business

needs.

. Developed over $4MM of indirect commercial equipment financing with 1

client in about 18 months.

. SBA and Commercial Real Estate lending experience.

Citizens Independent Bank August 2001- March 2004

Vice President Commercial Banking

. Opened new branch office and grew commercial portfolio.

. Business Development, portfolio management, relationship banking.

. SBA and Commercial Real Estate lending experience.

. Experience with the purchase of lease funded transactions from local

leasing companies.

First Minnetonka City Bank

Vice President 1994-2001

Assistant Vice President 1988-

1994

Installment Loan Officer 1983-

1988

. Real estate home equity lending, aircraft financing, boat financing

and other consumer transactions.

. Business Development, portfolio management, relationship banking.

. SBA and Commercial Real Estate lending experience

. Experience with the purchase of lease funded transactions from local

leasing companies.

Education: Business Management Program, Minnesota School of Business

Minnesota Bankers Association: Commercial Lending (2 year

program)

RMA: Commercial Loan Documentation

RMA: Loans to Business-Commercial Lending

Numerous AIB & MBA lending and bank related courses and

seminars

Associations

Past & Present Minneapolis Chamber, NE Chamber

Shakopee Area Chamber of Commerce (Ambassador Committee)

Chaska Area Chamber of Commerce

Twin West Chamber of Commerce (Ambassador & Presidents

Committee)

Eden Prairie Meals-on-Wheels (Former)

Eden Prairie Rotary (Former)

Community Eden Prairie Youth Football Coach 5 Years Head Coach

(Former)

Involvement Glen Lake Mighty Mites Baseball 5 Years Head Coach

(Former)

Eden Prairie Boys Basketball Assistant Coach (Former)

Eden Prairie Girls Basketball Assistant Coach (Former)

Contact this candidate