Loss Mortagagors Underwriter
Resume:
Habeeb Balogun
*** *. ********* *****, *** 718 Lewis-ville Texas 75067
**************@*****.***
OBJECTIVES A position as Mortgage Loss mitigation Underwriter
QUALIFICATIONS
•Experienced in loss mitigation, loan production, underwriting environment, originating, processing, and spread income.
•Direct contact with clients and customers to monitor loans and analyzed income, debt to income, and borrower documentation to determine risk and ensure compliance
•Extensive knowledge of conventional and government guidelines and credit bureau reports
•Comprehensive understanding of mandatory underwriting guidelines such FNMA, FMLMC and working documentation such as HUD-1
•Monitoring timeline and escalations for reasons for delay
•Underwrite mortgagor’s monthly income as well as expenses.
•Analyzing borrower’s documentation eligibility and compliance with client and investors guidelines.
EDUCATION
Texas Woman’s University MBA(Business Administration) August 2012
University of Lagos
Bachelors of Science, Business Administration September 2002
EXPERIENCE
WELLS FARGO BANK January 2011 till present
Mortgage Loan Underwriter 2
•Reviewed and appraised loans, working within mandatory underwriting guidelines such FNMA, FMLMC and working documentation such as HUD-1
•Served as a mediator to communicate with partnering loan officer, management, senior underwriters and borrower(s) as required to ensure all parties are aware of loan status and any outstanding requirements while following the standards for underwriting procedures
•Partnered with other Sr. Underwriters to make sure all procedures are observed for mortgage loan funding
•Analyzed submitted information for Loan application such as Mortgage, equity and personal Loans and Line of credit and other consumer other consumer credit product
Telvista International Co. April 2009 to January 2011
Inbound Sales/ Contact Center Professional
•Inbound/outbound call center expert, selling product features and benefits
•Marketing and Sales closing, negotiating sales and service with customers
•Reports & Documentation while providing world-class Customer Service
•Solved customer concerns to while up-selling/Sales Support
•Customer Order Fulfillment and Technical/User Support
Real House Communications October 2005 to 2008
Marketing Executive/ Asst. Marketing Manager
•To establish and gain prospects, manage relationship with existing customers
•Liaise with media partners to services clientele
•Responsible for execution of marketing strategies and to recover outstanding debts
AIICO Insurance Plc. 2003 to 2005
Marketing Executive
•To prospect for new accounts, gain new customers and sell insurance Policies
•Manage existing customer base while matching their needs with other policy products
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