Robert Victor Fullerton
**** ***** *** ***, ****** Fl 33327
Cell 954-***-**** **********@******.***
Professional Summary:
A CFO with strong leadership skills and CEO experience. Professional qualifications in both the US and the UK. International work experience with a large financial institution operating throughout the Caribbean, as well as financial management in the hotel industry and US real estate project management. Early career public accounting. Good at strategic planning and tactical decision making; strong people skills and team participation. Capable of leading and enhancing stakeholder value in times of growth, stagnation or recession.
Work experience:
2009 to present: Self employed part-time CFO :
Providing hands-on financial management services to US and Caribbean businesses. Helping clients with strategic
planning, financial reporting, internal controls, budgeting, cost reduction exercises, special projects, staff training
and other CFO/Controller functions.
2006 to 2009: BA Management Services Inc, Plantation FL. - CEO/ Chief Consultant.
Relocated from the Caribbean to assume control of $500million foreign investment in US real estate projects. Responsible for performance monitoring of third party developers on 3 large Florida projects, ensuring project objectives, site approvals, marketing, and construction timetables moved according to plan. Approved project equity funding as well as construction lender terms. Oversaw successful developer completion of 52 Condo luxury project in Lauderdale by the Sea and 432 unit Condo building on Brickell Ave. Miami. Managed the team of land planners, engineers, land use attorneys and financiers in acquiring 6000 acres of development land in Osceola County. Business model was very successful until the real estate recession hit hard in 2007/2008 and investors got into difficulty.
2004 to 2006: British American Insurance Group Trinidad and Tobago - CEO
Responsible for the operations of this Caribbean insurance company writing life, pensions, property and casualty insurance in 19 states in the Caribbean and Central America, reporting to the Board of Directors. Re-organized the group 's corporate services into business units under executive teams governing each major business processes (Marketing, Investment and Accounting, HR, Actuarial and Life operations and P&C). Took direct control of managing critical relationships with head regulators and Finance Ministries in 19 countries. Worked closely with the new products team and improved relationships between corporate services and marketing reps. Responsible for over 400 employees and agents. During this period the Group's profits increased by 25% per annum. Resigned as Group CEO to emigrate to the US.
1994 to 2004: British American Insurance Group Trinidad and Tobago - CFO/Director
Responsible for financial reporting under IFRS and US GAAP, strategic planning, investment management and financial information and systems during a period of growth and market expansion. Reported to the CEO and provided guidance on marketing strategies and product development. Was responsible for resolving lingering issues with the former owners on the acquisition of the company in 1996. Managed the systems conversion team and set up new budgeting and financial reporting processes. Ensured regulatory and statutory financial statements were produced audited and filed on time in 19 jurisdictions. Implemented new consolidation software and processes. Served as a point of reference for other CFOs in the parent company's other business interests. Managed relationships with parent company board and with international banks. During this time total assets grew from $100million to $400million.
1993 to 1994: Nicholas Holding Group - Trinidad, Barbados and Grenada - CFO
CFO on contract for a hotel chain which owned and managed, Trinidad Holiday Inn (250 rooms), Grand Barbados Hotel (100 rooms) and Grenada Renaissance Resort (100 rooms). Involved in the due diligence and subsequent successful acquisition of the Grand Barbados. Reported to the Chairman/Owner. Full responsibility for financial operations, banking relationships, financial reporting, hotel performance monitoring and department operations with approx 100 staff.
1987 to 1993: Nationwide Insurance Company Trinidad/ Maritime Life Caribbean Limited - Chief Accountant/Controller
Responsible for the day to day functioning of the accounting and investment departments. Prepared monthly, quarterly and annual financial statements. Ensured audit deadlines kept and produced reports on financial position for senior executives and CFO. Managed A/R, A/P and payroll functions. Prepared annual budgets under the direction of the CFO and monitored actual to expected results quarterly. Primary approver of all disbursements and also a check signatory. Recruited, trained and managed all finance staff. Supervised 15 employees.
1979 to 1984: Pannell Fitzpatrick & CO, Trinidad
5 Years Public Accounting.
Education and Professional qualifications:
1987: UK Chartered Certified Accountant (FCCA reg. No 0425442) - Emile Woolf College of Accountancy, London, England
1996: MBA - Heriot Watt University, Scotland.
1997: Certified Public Accountant (active license CPA 019116), Georgia State Board of Accountancy.
2004: Fellow, Life Management Institute (with Distinction). Life Office Management Association, Georgia, US.