Commercial Credit Analyst
Resume:
ERIC BOWERS
*******@*****.***
Current Address:
Apartment 3
Midland, MI 48640
OBJECTIVE
To obtain a position as a Staff Accountant
EDUCATION
Central Michigan University, Mount Pleasant, Michigan
B.S. in Business Administration, May 2009
Major: Real Estate Development
Minor: Accounting
GPA: 3.7 (4.00) overall
WORK EXPERIENCE
Chemical Bank, Midland, Michigan
June 2008 – Present
Commercial Credit Analyst
Prepare collateral schedule, debt service analysis, and risk grade model
Work directly with 11 lenders, senior lenders, and bank presidents
Pull and interpret credit reports
Conduct market research to determine relative value for real estate
Recommend credits for approval or denial
NCG Cinemas
Assistant Manager, Midland, Michigan
July 2005 – June 2008
Managed customer and employee relations and daily operations
Supervised 50+ employees
Worked 30 to 35 hours per week while attending college as a full time student
Blystone & Bailey CPA PC, Mount Pleasant, Michigan
Intern
1/2007 – 5/2007
Assisted with audits
Prepared business financial statements
Prepared personal and business tax returns
ORGANIZATIONS
Central Michigan University Real Estate Development and Finance- Advisory Board Member
Speak to classes about real estate profession
Quarterly meetings or conference calls to discuss direction of program
Sigma Alpha Epsilon
Vice President
SKILLS
Bankway Software
Credit Quest Software
Microsoft Office
Close attention to detail
Excellent written and verbal communication skills
Outstanding time management skills
References available upon request
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