Skills

Operations & Underwriting Manager

• Worked as Mortgage Broker and Real Estate Agent as well.

• Create employee handbooks, company policy and procedures manuals.

. Obtained DE Underwriter code in 1983.

Experience

2008- Present Yates, Wood & MacDonald, Inc. Seattle, WA

Property Manager

I am in an advisory position for condominium associations in the preservation of association property. I assist them in analyzing how they should spend their funds and prioritize projects to complete based on their reserves study.

2003 – present Self-Employed Bellevue, WA

Licensed Real Estate Agent

As sale associate and appraiser trainee, analyzed sales in market area of homes to determine the value of the property being appraised or sold. I provide comparative market analysis to property owners. I pre-qualify buyers to help find them a home or investment property. I plan and put on events for my friends, clients and associates to network together. I spend a good amount of time marketing to potential clients via email, and the internet.

2002-2006 Miscellaneous Contracts Seattle & Bellevue, WA

Contract Mortgage Loan Underwriter

As a contract underwriter assigned as various mortgage companies, I analyzed loans submitted by retail loan officers and wholesale loan officers for loan commitment. I am proficient in all automated underwriting programs, FNMA DU, FHLMC LP, FHA, VA and Alt A and able to quickly grasp each company’s loan requirements and their software programs.

1999–2001 Bank of America Bellevue, WA

Account Executive / Mortgage Originator

I maintained existing relationships with branches in referral of mortgage loans applications. I held first time homebuyers seminars and real estate lending fairs at banking centers. I developed new business with real estate agents, attorneys, accountants, and other businesses for obtaining their referrals as well as follow through the loan process with the all the players that are involved.

1993-1999 CMAC (Now Radian) Bellevue, WA

Contract Underwriting - Western Regional Manager

Developed the newly formed contract underwriting dept. Developed new business and maintained existing relationships. Hired contract staff to fulfill on-site and in house jobs. Handle hire and exit interviews. Initiated procedures with wholesale lenders requiring local underwriting In first year, division was 2nd in the nation for business. Developed and maintained budget for the department.

1985- 1988 CU Financial Services Seattle, WA

V.P. Operations Manager

Wrote the underwriting and operations and procedures manual for a credit union owned mortgage company. Trained processors to package loans for underwriting & sale to the secondary market. Trained loan officers who are responsible to originating and processing the loans for the credit union members.

Education Real Estate & Appraisal Classes - Rockwell Institute Bellevue, WA

1971–1975 B.S. in Education - Multnomah Bible College Portland, OR

Hobbies

Music, Reading, Real Estate, Remodeling, Travel

References

Curt Tiedeman, Mortgage Banker, Bellevue, WA 425-***-****

Mike Bon, Wholesale Mortgage Rep, Seattle, WA 206-***-****

Adam Finfer, Banking, Seattle, WA 206-***-****

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