Robert Elson - Resume

Robert W. Elson

**** **** ***** ****

Richmond, TX 77406

Email: ******.*.*****@*****.***

OBJECTIVE:

A hard working and highly motivated young professional is seeking a challenging position with a growing company that offers on-the-job training, the opportunity for success and advancement within the organization.

EDUCATION:

Baylor University: December 2004

B.B.A., Finance; B.B.A., Real Estate

PROFESSIONAL EXPERIENCE:

FDIC as receiver for Franklin Bank, SSB November 2008 - Present

Franklin Bank, SSB was taken into receivership by the FDIC on November 7, 2008. I was retained by the FDIC to help facilitate the liquidation and work-out for the loans held within the commercial and residential loan portfolios.

Franklin Bank, SSB. Houston, TX

Assistant Vice President

Credit and Portfolio Management August 2006 – November 2008

The primary responsibility of this position is to help grow, manage and maintain a healthy portfolio of commercial lines of credit, worth approximately $300 million. The day to day work activities include:

Review and analyze the financial statements received from all portfolio customers. Prepare monthly reports detailing the financial health of the companies held within the portfolio.

Ensure the portfolio maintains compliance with the Sarbanes- Oxley Act.

Prepare modifications and annual renewals for individual credit accounts held within the portfolio. This process involves the underwriting of current and prospective commercial business clients.

Review the legal contracts made between the portfolio’s customers and Franklin Bank.

Conduct due diligence reviews of the companies within the portfolio, as well as any prospective companies. This process includes an on-site review of the management team and the business operations.

Litton Loan Servicing, Houston, TX

Payoff Analyst May 2005- August 2006

The job responsibilities included accurately calculating the total value for every loan preparing to be paid off or sold. Work activities included:

Thoroughly investigating all loan documents to locate and apply pre-payment penalties for the payoff quotes issued by my team

Maintaining a half-day quote time for all the payoff statements issued

As a team, we accurately quoted and collected an average of 18 million dollars in pre-payment penalties a month

COMPUTER SKILLS:

Microsoft Office Suite, Windows XP, ARGUS, Metro Study, SRG Lending Software

References available upon request:

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