MORTGAGES

MARGARET ZEIDAN

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SUMMARY OF QUALIFICATIONS

Mortgage Loan Originator/ Office Manager

Accomplished management professional offering extensive experience overseeing and directing the strategic planning, development and leadership of diverse organizations. Ability to deliver sustained improvements in financial and operational business performance. I am proactive and detail-oriented and possess sound decision-making skills. I work independently or as an integral part of a team and can effectively identify and resolve problems. I am also skilled with event coordination, and effective communication and interpersonal skills.

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PROFESSIONAL EXPERIENCE

The First Realty Corp., Poughkeepsie, New York

Mortgage Loan Originator and Office Manager 1997-Present

 Managed daily activities of the office, including advertising, loan origination and processing, gathering of loan information, closings, customer service.

 Contacted and consulted clients with delinquent private loans, collections and bad debt.

 Communicate (via telephone and in writing) with clients, adversaries and other interested parties.

 Assisted clients with building good credit and qualifying for a better loan program.

 Consultant to people needing assistance with their credit report.

 Repaired credit reports and worked with collection agencies to pay off debt

 Continued my consultation with client to raise their FICO score.

 Negotiated with agencies for delinquencies to omit the reporting and pay off debt early.

 Helped clients without credit

 Worked with NY State Dept of Taxation and IRS

 Omitted B.K, warrants, judgment reporting on credit, as well as, title

 Experience with Microsoft Word and Excel software

 Experience with Point/Calyx software

 Executed all aspects of loan origination, including lead generation and qualification.

 Organized necessary documentation (appraisals, employment verification, title work) required for successful loan processing.

 Provided customer service by assessing needs of customer, proposing a solution, and keeping customer abreast of progress of loan application.

 Interacted one-on-one with realtors.

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EDUCATION Business Certificate- Mortgage Broker

Roosevelt High School, Yonkers, New York

Graduated

REFERENCES Available upon request.

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