Savitha Padmarajaiah
*****, ******* ***** *****, *******, IN 46038
Contact Number: 510-***-****
E-mail : *******.********@*****.***
Profile Summary
Savitha has more than 4 years of professional experience in the consumer finance business
function and Software quality assurance roles. She has rich experience and understanding of
the consumer finance services including personal loans, mortgage, foreclosure and related
processes. She also has the experience of leading a team of associates while managing the
personal loan lending business.
Savitha also has a good knowledge and understanding of the software development lifecycle
from requirements gathering/analysis till implementati on. She has professional experience as
an IT quality control analyst and specializes in requirements analysis, test planning, test case
creation, execution and defect management. She has worked extensively in a team
environment during her professional career, interacting with various other stakeholders like
development teams, business clients.
She is also computer savvy person and is well versed with software tools like Quality Center,
SQL, Excel and Word. She has a good understanding and knowledge of QTP. In addition, she has
exposure/understanding of SAP FICO configurations.
Skill Summary:
Personal Loan, Mortgage and Foreclosure business processes
Requirements Analysis
Manual testing of web and client server applications
Understanding of testing processes, methodologies and standards
Working experience and knowledge of HP Quality Center, SQL. Excel and Word
Good understanding and knowledge of HP QTP/SAP FICO
Good verbal and written communication skills
A strong team player
Other relevant information
Immigration Status: Valid Green Card
Education - Masters: MBA (Information Science), India
Education – Bachelors: Bachelor in Business Management (Personal and Finance), India
Award for best team player
Knowledge of Animation tools like Flash and Maya
Detailed Experience
Ocwen Financial Solutions Pvt Ltd., India
Position: Quality Analyst (June 2005 – Sep 2006)
Location: Bangalore, India
Client is a provider of residential and commercial mortgage loan servicing, special servicing and
asset management services. It is headquartered in Atlanta, Georgia with operations in India. I
worked as a IT Quality Control Analyst in their IT division during this period. I have worked as an
IT quality control analyst on two different large projects.
Responsibility summary:
Requirements Analysis
Contribution to Testing strategy
Creation of test plans and test cases
Test case execution and test results validation
Defect logging and tracking
Co-ordination with Development teams and business analysts for defect management
GE Money, India
Position: Relationship Manager (Jan 2004 – August 2004)
Location: Mangalore, India
GE Money is a leader in consumer finance with more than 118million customers with presence
in more than 50 countries. Their consumer finance service offering includes personal loans,
home loans, Auto loans etc. I was working as a relationship manager leading a 4 member team
in the personal loan lending business line. My responsibilities included prospecting new
customers, performing credit appraisal, loan approval and tracking the loan repayment in a tier
II city in India (Mangalore).
Responsibility summary:
Developing and executing customer acquisition plan/strategy
Performing detailed credit appraisal and risk assessment
Decision-making on Loan payment approval/denial
Following up and tracking of personal loan repayment
Coordinating with collections department for loan default cases
Ocwen Financial Solutions Pvt Ltd., India
Position: Associate Finance (March 2002 – Jan 2004)
Location: Bangalore, India
Ocwen Financial Corporation (NYSE: OCN) is a provider of residential and commercial mortgage
loan servicing, special servicing and asset management services . It is headquartered in Atlanta,
Georgia with operations in India. I was responsible to manage a large portfolio of default loans
(more than 150 at any given time) – which in turn included extensive interactions with
attorneys in the US.