Resume- Gary Spear

GARY SPEAR

**** ******** ******, **********, ** *1311

818-***-**** email: gary9101 @att.net

PROFILE

An accomplished sales professional with an extensive & diverse financial background as a mortgage banker/broker, real estate agent, and as a small business owner. Extremely knowledgeable in all technical aspects of the mortgage industry. Communicates and interacts well with both clients and business associates.

• FHLMC/FNMA, VA/FHA Guidelines

• Underwriting Requirements • Investor Guidelines

• Income & Credit Qualifying Requirements

• Real Estate & Lease Negotiations • Sales Management

• Appraisal Reviewal & Property Valuation

• Property Legal Descriptions • Sales Development

• Multi-family & Construction Financing

• Condominium Project Approvals • Property Inspection

PROFESSION EXPERIENCE

HOME SOLUTIONS, INC. CHATSWORTH,CA 12/01/08-02/15/09

Loan Modification Consultant

• Contacted homeowners, already served a Notice of Default,

and reviewed their file to determine if they qualified

for either legal assistance or loan modification.

MENTORING OF AMERICA

Chatsworth,CA 6/15/08-12/1/08

Inside Sales

• Called customers, who recently purchased tax lien real estate

material on free and clear properties, and

sold coaching sessions with the mentoring program.

S & S FINANCIAL,

Northridge,CA 1991-2007

Sales Manager

• Responsible for the training, and supervising all loan officers,

reviewed and evaluated credit reports and

appraisals on all loans.

• Generated business from real estate agents in the San Fernando Valley

and provided financial seminars and

workshops for realtors upon request.

• Became a member of the SFV Southland Regional Association of Realtors

and founded Suburban Homes, a subsidiary of S & S Financial and

exceeded $1,000,000 in real estate closings each year from 1997 to

2005.

THE COLLEGE INN

Northridge,CA 2001-2005

Co-Owner/Limited Partner

• Negotiated favorable terms of the Commercial Lease with the

owners of the property prior to purchasing the sports existing

business.

• Aided business partner in increasing sales 50% by developing marketing

strategies and promoting the

Sports bar to college students at nearby C.S.U.N.

• Maintained product inventory and performed all accounts

payable/receivable and payroll duties.

S & L MORTGAGE,

Northridge,CA

Sales Manager

• Hired, supervised and trained loan officers and was responsible for

managing the day to day sales operations of the office.

• Provided financial seminars to realtors and loan counseling to their

clients.

• Obtained condominium/ townhouse project approvals on new developments

for builders.

• Top ranked in sales volume for entire company.

ARCS NORTGAGE, INC.,

Encino,CA

Area Manager

• Ranked in the top 10% in sales volume with the company and averaged

over $1,000,000 in loan closings on a monthly basis.

• Conducted VA/FHA seminars to real estate agents.

• Expanded new territories and developed relationships with realtors

in those areas.

EDUCATION

California State University, Northridge

Major-Physical Education

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