Actuarial Analyst

ELIZABETH L. BRANUM

*** ****** **** **. 904-***-****

St. Augustine, FL 32095 *********@*****.***

PROFESSIONAL SUMMARY

Actuarial Analyst with five years property/casualty actuarial experience and a total of fifteen years in the insurance industry.

Education, Exams and Certifications:

M.B.A. with Dual Concentration: Finance/Risk Management and Insurance; November 2005

Walden University, Minneapolis, Minnesota; GPA 4.0

B.S. in Mathematics with Spanish minor; May 1987

Syracuse University, Syracuse, New York; GPA 3.3

Casualty Actuarial Society (CAS) Exams 1 and 2 passed; preparing for Exam 3F to be taken in May 2011;

VEE- Corporate Finance; VEE- Economics

Certifications:

Chartered Property Casualty Underwriter (CPCU), May 2004; Associate in Commercial Underwriting (AU), March 2008; Associate in Accounting and Finance (AIAF), July 2007; Associate in Surplus Lines Insurance (ASLI), March 2005; Associate in Regulatory Compliance (ARC), June 2005; Associate in Reinsurance (ARe), December 2004; Associate in Claims (AIC), December 2002; Completed requirements for Certified Compliance Professional (CCP); August 2008

Product Line Experience: Homeowners, Dwelling, Personal Auto, Commercial Auto, Umbrella, Businessowners, Commercial Package, Inland Marine, Worker’s Compensation (claims)

PROFESSIONAL EXPERIENCE

SUNSHINE STATE INSURANCE COMPANY, St. Augustine, FL April 2009 – January 2011

AVP, State Filings and Product Development

Singlehandedly researched, prepared and filed company’s first rate indication for the state of South Carolina. Projected premiums and completed all required documentation for the Florida Insurance Guarantee Association (FIGA) and Citizens Recoupment filings. Provided continuing analysis on compliance issues while monitoring law changes which affected the Homeowners, Dwelling, and Commercial Property lines. Gathered and analyzed competitor filing data for management analysis. Filed all rate, rule, and form changes with the Florida Office of Insurance Regulation.

CAMERON INSURANCE COMPANIES, Cameron, MO November 2006 – March 2009

Commercial Lines Actuarial Analyst

Led product review meetings involving Business Auto, Commercial Package, Inland Marine, and Businessowner lines. Served as Research & Development lead in the conversion to the ISO Commercial Auto Program via a new policy system. Prepared rate steps for all Commercial Auto coverages and Endorsements per the ISO program. Prepared and defended state filings and rate indications for all product lines. Developed and provided timely, cost-effective actionable information to support the actuarial functions of product development, pricing, and financial reporting. Contributed to the development of a Garagekeeper’s Program.

ARMED FORCES INSURANCE, Leavenworth, KS August 2005 – November 2006

Actuarial Rate Analyst

Analyzed company, bureau and competitor rate structures for homeowner, dwelling, inland marine and automobile policies to determine trends and required modifications. Gathered data and information needed for actuarial analyses from mainframe software, ISO filings, and competitor rate filings. Prepared rate modification recommendations for management and regulatory consideration. Prepared statistical reports and rate filing forms for submission to state agencies.

ARMED FORCES INSURANCE, Leavenworth, KS October 2004 – July 2005

Automobile and General Liability Adjuster

Managed auto and general liability claims countrywide. Handled large case load of personal lines claims including auto and homeowners liability, from first report to settlement. Responsible for all investigation, including but not limited to, scene photos as well as police, claimant and witness statements. Negotiated bodily injury claims, managed subrogation and Personal Injury Protection (PIP).

AMERICAN FAMILY INSURANCE, St. Joseph, MO August 2003 – September 2004

Worker’s Compensation Claims Analyst

Managed worker’s compensation claims from filing of first report to final settlement and closure. For the states of Colorado, Kansas, and Missouri, determined the compensabilty of claims and the most cost effective method to manage the individual situation. Set reserves and managed medical treatment and ongoing litigation. Coordinated policy issues with the employer, agent, and underwriting department. Negotiated file for lump sum settlements and file closure.

GAB ROBINS NORTH AMERICA, INC., Overland Park, KS January 2002 – July 2003

Worker’s Compensation Claims Examiner

A top producer for this Third Party Claims Administrator (TPA). Used knowledge of Kansas, Missouri, and Oklahoma state laws to allow/disallow worker’s compensation claims. Awarded appropriate disability benefits after eligibility was determined. Managed ongoing litigation and medical treatment using cost containment strategies to bring claims to final closure. Assured accuracy of reserves. Acted as liaison between claimants, medical providers and employers. Used knowledge of ICD-9 and CPT coding for processing applicable medical bills.

Professional Experience Prior to 2002:

Bureau of Worker’s Compensation (BWC), Dayton, OH

Total of five years as a Worker’s Compensation Claims Adjuster and also as Employer Representative assisting employers with safety issues, claims management, and job classification.

Greenon/Fairborn/Huber Heights/Dayton Public Schools, OH

Over a twelve year period, various high school mathematics instruction assignments including full time teacher, substitute teacher, tutor, and home instructor.

John Hancock Financial Services

For a period of one year, sold life insurance and mutual fund investments.

TECHNICAL SKILLS

Proficient in MS Excel, MS Word, MS Access and MS PowerPoint

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