Administrative and Legal Specialist!

BENJAMIN D. TORO

**** ***** ****** ****** #*-***, Greenwood Village, Colorado 80111

720-***-**** Home

303-***-**** Mobile

E-mail: *****@*******.***

EXPERIENCE

McCARTHY, HOLTHUS, BAUM & ACKERMAN, LLP dba THE NATIONAL FIRM, LLC

Littleton, Colorado

June 2008 to Present

Foreclosure Specialist

• The Foreclosure Specialist is responsible for assisting borrowers with Aurora Bank FSB retain their homes by restructuring mortgage payments, placing defaulted loans in loss mitigation programs or loan forbearance plans. Duties also include determining property fair market value, submitting bids to attorneys and taking possession of properties and title once properties are foreclosed on.

• Other duties include requesting occupancy status and broker price opinions from outside vendors, processing bankruptcies, reporting 1099A forms once sales are completed, working with Freddie Mac and Fannie Mae in submitting property bids and reporting sales results to mortgage insurance companies, as well as other general office duties.

HEARTLAND INVESTIGATIVE GROUP

Denver, Colorado

April 2008 to June 2008

Office Administrator (Temporary Assignment through Ford Personnel)

• Responsible for preparing initial casework files for the nation’s top forensics and investigative firm. Duties included performing corporate background research, assisting in preparing investigative assignments for field personnel, reviewing legal documents for defense counsel in state and federal criminal cases and assisting with crime scene analysis for investigators.

• Also charged with researching materials with the Colorado Secretary of State and the City and County of Denver for investigators, location of witnesses prior to trial, transcribing witness depositions, scanning court documentation for assigned counsel and any other clerical duties as assigned by the company President and/or the Managing Investigator.

NORTHWESTERN MUTUAL FINANCIAL NETWORK

Greenwood Village, Colorado

May 2007 to March 2008

Financial Representative Administrative Assistant

• The Financial Representative Administrative Assistant specializes in client services and acts as a liaison between home office, financial representative, and clients. Duties include pre-checking insurance applications, conversions and policy changes for completeness and accuracy, arranging medical, paramedical and any exams necessary for underwriting and expedite any additional underwriting requirements.

• Responsibilities also included handling incoming non-securities related insurance service requests from clients: processing address changes, bank change information, loan requests and ISA service inquiries and communicate with home office as needed to supply or attain policy information.

LAW OFFICES OF STAWIARSKI AND ASSOCIATES, P.C.

Greenwood Village, Colorado

September 2006 to May 2007

Legal Assistant

• Charged with reviewing defaulted mortgage files for referral to in-house or outside counsel for litigation and/or property foreclosure. Duties include verification of defendants’ assets in the event of judgment, review of mortgage notes, deeds of trust and assignments to insure that files are complete prior to referral and insuring all efforts to establish reasonable payment arrangements or settlements by collection officers have been exhausted prior to court action.

• Responsible for consultation with outside counsel in the event defendants wish to settle prior to trial, approve any settlement offers with clients, review all accounts for bankruptcies and provide any legal research requested by outside counsel, such as payment and interest calculations, deficiency balances and acquisition of original documentation when needed.

COLLECTO, INC. / COLLECTION COMPANY OF AMERICA

Denver Colorado

May 2005 to August 2006

Legal Collections Specialist/Out-of-State Legal Coordinator

• Responsible for identifying corporations that owe high balance debts to the Workman’s Compensation division of the State of California. Personal collection efforts yielded over $1,350,000 in less than one year’s time for the corporation.

• Duties encompassed extensive negotiations with debtors and/or their agents, CFOs and corporate counsels, preparation of all correspondence, application of Internet database platforms to locate debtor entities and determining which accounts are to be remanded for litigation in accordance with client parameters.

LAW OFFICE OF FARRELL & SELDIN, P.C.

Englewood, Colorado

September 2002 to May 2005

Legal Assistant

• Chiefly responsible for locating individuals, corporations or other entities that owe heavy financial obligations to clients of law firm specializing in debt collection.

• Responsibilities included frequent preparation of legal documentation for prosecution, management of debtor credit bureaus, and constant monitoring of accounts to insure all U.S. Consumer Protection laws are adhered to during location efforts and prosecution.

• Other duties included extensive use of public and private Internet database platforms to locate debtors, preparation of payment arrangements with debtors or their agents whenever possible and location of assets to be seized in the event prosecution is warranted.

MERRILL LYNCH, PIERCE, FENNER & SMITH, INC.

Englewood, Colorado

October 1998 to September 2002

Branch Service Representative

• Provided support services to Branch Offices for international brokerage and banking firm.

• Duties included transmission of funds through the Federal Reserve System, securing check and VISA materials to offices and submitting disputes on potential fraudulent account activity.

• Also charged with assisting Client Account Services with opening new accounts and aiding Financial Consultants in determining client account marginality, purchasing power and other securities related information.

EDUCATION

1991-1993

HARVARD UNIVERSITY, Cambridge, Massachusetts

Master of Fine Arts, Magna cum Laude

1987 to 1991

VASSAR COLLEGE, Poughkeepsie, New York

Bachelor of Arts, Cum Laude

SKILLS

• Computer: Word, Excel, Power Point, database and spreadsheet, presentation, graphics, accounting and desktop publishing software in both IBM/Windows and Macintosh platforms, as well as Internet proficiency.

• Languages: Fluency in Spanish and French.

• General ledger bookkeeping.

HONORS AND AWARDS

• Affiliate Lecturer in Dramatic Arts, Harvard University (1995 to 1997)

• Thomas Dudley Cabot Tutor of Drama, Harvard University (1994 to 1997)

• Former Managing Director, New York Stage and Film Company (1996)

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