CHRISTINE P. MOMANYI

**** ********** **** ***. ****

Lewisville, TX 75287

Home: 214-***-**** Cell: 214-***-****

pg86y4@r.postjobfree.com

Objective Seeking a competitive growth oriented position that utilizes my education, skills and experience. A position that will enhance my career path, giving me the day to day challenges, and opportunities.

Work History Credit and Funding Analyst (CARMAX)

Santander Consumer USA INC, Dallas, TX

• Review, analyze and decision credit applications from the CARMAX dealerships from all over the United States

• Taking calls from Carmax on credit decisions and general questions about credit decisions and stipulations

• Working both the credit and funding queue for the Carmax network and in liaison with their corporate office and management, making sure each credit and funding deal is touched within the stipulated turn around time

• Maintaining an average of 20-40 funded deals a day

Credit Buyer

HSBC, Lewisville, TX

• Reviewing, analyzing and decision credit applications from the auto dealerships from the HSBC Network

• In Charge of a specific region’s performance, that generates an average of about 3-5 million a month

• Making sure that my region is meeting and or exceeding the department objectives in accordance with company goals.

• Constant collaboration and liaison with my assigned dealers, making sure I service them with outstanding service with regards to decisioning applications in a timely manner, following up on funding, maintaining and gaining more business from them

• Constant collaboration with the Funder and the Regional Sales Manager for the region, to make sure we are servicing our dealer base with seamless, smooth and consistent information and outstanding customer service

• Assist in funding when required

• Making sure that the region’s profitability is maintained and the capture rate and book to look is consistent with the company expectation

• Rehash deals with dealers and leverage most exceptions on new business, work to resolve any credit issues which come up in funding

• Ensuring all decisions are fair and just according to the Fair Lending Policy, Truth in Lending Act and Fair Credit Reporting

March 2010 - present

September 2000-Oct 2008

Funding Manager, HSBC

• Keeping the department adequately staffed

• Maintaining low employee turnover rate

• Manage the day to day running of the funding unit

• Ensure that all funding packages are routed to the correct departments in line with the funding timelines

• Train and supervise 12 direct reports

• Responsible for the employee scheduling, performance management reviews, performance feedback on a frequent basis, handling employee conflicts

• Handle disciplinary actions in conjunction with the department manager and Human Resources.

• Sign off on exceptions and waive stipulations if sensible

• Provide guidance and motivation to the team

Funding Team Lead, HSBC

• Co-ordinate all the incoming funding packages in the set-up department

• Make sure the set up screens are completed appropriately, accurately and promptly to meet department timelines

• Ensure that all funding packages are routed to the correct departments in line with the funding timelines

• Responsible for the daily, weekly and monthly reports

• Responsible for handling elevated calls from dealers

• Sign off of stipulations and exceptions for funding

Funding Analyst/Discounter, American Honda Finance Corporation

Managing an average daily workload of 60-80 contract deals. Accurately and promptly matching and discounting all retail and lease contracts received from the dealerships

• Ensuring all documents are in compliance with truth in lending/leasing requirements. Also ensure maintenance of service and productivity are within program guidelines

• Review contracts for completeness, accuracy and stipulations, making sure they are cleared before proceeding with funding and setting up accounts

• Resolve dealer funding delays via fax and phone until contracts are funded.

• Reverse, rebook and flat cancel incorrectly funded contracts or funded to wrong dealerships

• Compile monthly error ratio/total contracts discounted report for sales managers and management, and assist with quarterly and annual internal and external audits

June 1994 – Aug. 2000

Mombasa College

Bachelors of Administration 1986-1989

Training • Solid computer background with knowledge in most of the commonly used software programs

• Quick learner, and works well in a fast paced environment

• Excellent team player who works well with others and all levels of management, and ability to work with minimum or no supervision

• Customer Service Excellence

• Time Management .

• Management Skills

• Supervisor Success

• Fraud Training

• Money Laundering

• Art or Principled Negotiation

• Credit and Funding Training

• Personal Strategies for Navigating Change

• Positive Workplace Environment

• Reaching for Stellar Service (ACE II)

• Connecting with the Customer (ACE 1)

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