JEFFREY X. GRAVES

**** ********* **** **., *********, KY 40509

859-***-****

p2k8jr@r.postjobfree.com

PROFESSIONAL EXPERIENCE

PNC Mortgage, Lexington, Kentucky

Mortgage Loan Officer 2011-2012

Provide unbiased financial analysis to current and prospective clients about mortgage financing; Compare the analysis findings to current available mortgage products and present findings of suitability and affordability, while ensuring industry compliance; Collaborate with branch partners to present to the client a holistic and feasible financial solution, including investments, depository accounts and business solutions.

• Led market in closed volume for April 2012

• Effectively serving three branches simultaneously as MLO, including 2nd largest Branch in City

• Held monthly meetings with all Branch Managers for P&L review

JPMorgan Chase, Lexington, Kentucky

Personal Banker – Bilingual – Bank Officer 2010-2011

Responsible for growing the number of deposits and customers alike while servicing that includes open ended investments, new businesses, consumer and credit customers; Attained new customers through building a partnership with branch staff, outside center of influences and Spanish speaking community; Utilized branch and COI partnerships to qualify potential customers and refer them to the appropriate branch partner.

• Branch met and exceeded Q1 depository account at Gardenside with just 2 bankers

• Surpassed 125% of sales goal for of 2011

• Ranked 76th percentile in firm upon departure

New York Life, Lexington, Kentucky 2008-2009

Licensed Agent

Provided one-on-one investment and insurance advice to clients and prospects in Lexington and surrounding Central KY counties; Developed client base through grass roots marketing and persistent daily telecommunication efforts; Performed all operational duties and tasks to ensure proper compliance with federal guidelines and company policies in English and Spanish.

• Ranked second highest in commissions of all newly hired agents in region

• Highest production month was 200% of expected goal

PROFESSIONAL LICENSES

• Series 6, Series 63, and Life and Health Insurance

• NMLS- 444498

LANGUAGE SKILLS

• Fluent in verbal and written Spanish

EDUCATION

University Of Kentucky

• B.A. Psychology, B.A. Spanish 2008