LAURIE SMITH

*** ******* *****

Nashville, TN 37211

615-***-****

o367h1@r.postjobfree.com

PROFILE

An accomplished manager, sales executive, and trainer. Demonstrated abilities in strategic planning, client retention, negotiating, curriculum development, and staff management.

BUSINESS EXPERIENCE

QUALITY MORTGAGE SERVICES, LLC (an Auditing Firm) 2004 to present

Fraud Auditor

- Duties include reviewing and interpreting automated and manual underwriting guidelines, on closed mortgage loan files, for Lenders and Brokers throughout the US. Responsible for analyzing all file documents to determining if fraudulent information was provided in the course of financing loans. Reports are generated detailing all loan discrepancies. These reports are reviewed by management and HUD (Housing & Urban Development) to determine continued HUD affiliation or the removal of client’s license.

MUSIC CITY MORTGAGE INSTITUTE 1997 to 2005

(Mortgage Training / Contract Processing Company)

Owner

-The company’s primary duties were contract mortgage training, which included training owners and employees in Loan Origination, Loan Processing, FHA/VA, and Compliance. Additional duties included staffing, marketing, and curriculum development. The company also provided contract mortgage processing services to brokers throughout Tennessee and Kentucky.

FAMILY MORTGAGE SERVICES, INC. 1996 to 2001

A former subsidiary of Churchill Mortgage Corp.

Loan Consultant

-The tasks included; developing a referral based clientele, marketing financing programs to banks and financial advisors, and evaluating customer’s financial stability and qualifications based on underwriting guidelines. Responsibilities also included growing the company by training and monitoring incoming loan consultants.

J.D. BYRIDER SALES, INC. 1994 to 1996

Automotive Sales Manager

-Duties entailed managing the top producing store in the Nashville area, maintaining a highly motivated sales staff, monitoring production, and developing referral and advertising strategies, which contributed to a 130% growth in sales.

EDUCATION

Middle Tennessee State University ’93

-Bachelors in Accounting & Business Administration

-Certified Mortgage Trainer

- SOS (Site Supervisor) for Habitat for Humanity