Etienne Muhammad J.D., LL.M.

ns9ebu@r.postjobfree.com 203-***-**** https://www.linkedin.com/in/etienne123

Professional Summary

Regulatory Compliance Analyst for Law firms, Corporate Entities, Broker – Dealers and International Banks.

Regulatory reporting of Pharmaceutical manufacturers. (Physician Payments Sunshine Act)

Regulatory Consultant with over 10yrs in Regulatory Affairs & Compliance of financial institutions.

Manage and ensure integrity of US and European entities financial regulatory reporting.

Professional Experience

Protiviti – Robert Half Legal, New York, NY Sept 2021 to Dec 2021

Appeals Hearing Officer

• Referee hearings of appeals from unemployment insurance determination claimants.

• Gather evidence for claimants in voluntary quit or misconduct discharge decisions.

Protiviti – Robert Half Legal, New York, NY Feb 2021 to May 2021

Bank Controls Tester

•Evaluate and test controls for key compliance parameters.

•Regulatory Risk: FDPA, SAFE Act, Regulations AA, BB, B, C, H, V and Z, FCRA, FCPA, FATCA.

•Fair Housing Act, Fair Lending Controls and UDAAP.

Loeb & Loeb LLP, New York, N.Y Oct 2019 to Sept 2020

Regulatory Analyst

Worked with FDA Regulatory and Compliance team on a Physician Payments Sunshine Act project.

Expectations of this project include expenditure data discovery & capture, and review.

Remediation of contracts, invoices and other identifying criteria that needs to be audited.

The Law Offices of Marjory Cajoux, Brooklyn, NY July 2019 to Aug 2019

Immigration & Real Estate Paralegal

Process filings of complex Immigration issues relating to Legal Residency and Naturalization.

Adoption, Family & Spouse Petition, Employment, Church Sponsorship, Estate transfer matters.

Violence Against Women Act (VAWA), and High Net Worth Individuals.

Assist U.S. companies to procure visas for their employees.

Fidelity National Financial, New York, NY Nov 2018 to March 2019

Legal Assistant

Commercial/Residential Real Estate Transactions Documentation and Escrow services.

Facilitate Owners/Loan Title Policy Insurance for Investors, Developers, Corporate Interests.

Standard Chartered Bank, New York, NY Oct 2017 to April 2018

Senior Legal Documentation Manager

•Reviewing/checking bespoke/ externally prepared documentation for syndicated transactions booked in London.

•Ensuring the Business Credit financing application documentation complies with the terms and spirit of the relevant Credit Facility agreements and all Legal approvals are within the Bank’s policies and procedures.

•Working closely with internal legal counsel and with external counsel through Administrative Agent banks.

Standard Documentation

Examination and review of Transactional Products contracts, Collateral security and Parental Support documentation covering Syndicated or Bilateral facilities [European/Americas] are in line with credit approvals.

•Ensuring the financing structure and documentation complies with the terms and spirit of the relevant credit approval and the Bank’s policies and procedures (including Credit Risk department).

•Identifying all Condition Precedent/subsequent documentation.

•Engaging external counsel in relation to the accuracy of Capacity and Authority signatories and ensuring the review of all legal opinions where required.

•Review of corporate resolutions and constitutional documentation.

McCabe, Weisberg & Conway, New York, NY Feb 2017 to Sept 2017

Law Clerk

•Examine Titles for issues of Taxes, Prior Mortgages, Liens, Legal description errors...etc.

•Request Satisfaction of Mortgages or find ownership in Vesting of Title instruments.

•Letters of Indemnity or Reformation in 2nd Cause of Action in the Summons & Complaint, Title Curatives.

•Coordinate between Client Lender, Loan Servicer, Borrower, and Courts during the Foreclosure Process.

Robert Half Legal New York, NY Aug 2016 – Dec 2016

Regulatory Consultant

Forensic Accounting controls and compliance analysis particularly focusing on regulatory, and enforcement matters of Deferred Prosecution Agreements.

Audit monitoring and Data Analytics of complex financial institutions information into concise analysis.

Risk & Remediation policy documentation analysis.

Protiviti, New York, NY Jun 2016 – Aug 2016

Legal Assistant

Document Review for accounting revenue recognition, non-disclosure and internal controls.

Privilege Identification of email content.

Nelson Mullins Riley & Scarborough, LLP, New York, NY Dec 2015 – Feb 2016

Legal Document Review

Conducted first and second level privilege review on an anti-trust class action suit.

Applied legal analysis of documents to identify responsiveness of corporate communications.

E-Discovery with Relativity 9 software.

Cantor Fitzgerald, New York, NY Dec 2014 – Feb 2015

Legal Compliance Specialist

Completed a temporary assignment with Cantor Fitzgerald's Legal and Compliance Department.

Drafted Repurchase Agreements, Whole - Loan Agreements, and MSFTA contracts.

NDA - Non-disclosure Agreements, Principal Letters, Prime Brokerage agreements.

Negotiated with Broker Dealers and Corporate Valuation assessments, MSFTA, REPO’S, and ISDA documentation.

Completed executed contracts using EGUS (Electronic Give-Up System), Hummingbird and Datastore.

Barclays, PLC, New York, NY Jan 2014 – Mar 2014

ISDA Negotiator - Contract Negotiation Specialist Group

Negotiated Legal documentation with responsibility for managing a priority list of ISDA related contracts.

Cleared Derivative Execution Agreements, Prime Brokerage Agreements for clients.

Managed policy compliance with CFTC Regulations with respect to Dodd-Frank and EMIR, both internally and with counterparty to ultimately complete agreements and prepare them for execution.

Executed agreements with counterparty and uploaded to the internal SharePoint site.

UBS AG, Stamford, CT Aug 2013 – Oct 2013

OTC Derivatives Trading Operations - Dodd Frank Regulatory Reporting Team

Assist with development and implementation of governance programs and procedures for domestic and international regulatory matters (e.g., AIFMD, Volcker, Bank Holding Company Act, FATCA)

Processing of Reconciliations, Dissemination of derivative cash and trade reporting to DTCC, and reconciliations on exchange-traded and OTC derivatives for futures, currency forwards (foreign exchange), options and swaps.

Reported to DTCC, previous trading day exceptions, valuations, cancellations across all Asset Classes; Dividend Swaps, Variance Swaps, Options, Forwards, Equity Swaps, and Structured Products and End of Day (EOD).

Basel III, EMIR and MiFid analysis and various ISDA related foreign regulatory statutes.

Extensive used of Excel spreadsheets; Pivot Tables, Macros, V-Lookup functions.

UBS AG, Stamford, CT Oct 2013 - Dec 2013

Sanctions Legal Department - Anti-Money Laundering Unit

Examined AML/BSA laws, rules, regulations, and best practice were followed.

Identified standards, for UBS regulatory compliance.

Assessed, mitigated, or avoided compliance risks.

Completed regulatory remediation project examining Sanctions list to identify true alerts or false positives.

BNP-Paribas - Bank of the West, San Ramon, CA Feb 2012 – Mar 2012

Regulatory Consultant

Design data models and leverage data visualization tools to illustrate executive level information around trade volumes.

Identified Areas of Conformity with Dodd Frank Wall Street Consumer Protection Act.

Identified Policies for conformity with their GRC - Governance Risk Compliance Tool application.

Researched & developed controls for Bank Secrecy Act, FDPA, SAFE Act, Regulations AA, BB, B, C, H, V and Z, FCRA, FCPA, FATCA, Fair Housing Act, Fair Lending Controls.

Royal Bank of Scotland-Citizens Financial, Providence, RI Aug 2011 – Dec 2011

Dodd Frank Consultant

Examined bank policies on SharePoint site, for conformity with Dodd Frank Consumer Protection Act. Made recommendations for improvement within RBS/CFG Policy & Procedure. Completed RBS/CFG - Anti-Money Laundering Training Certifications: 1-Regulation B: Fair Lending; Regulation E: Electronic Fund Transfers. 2-Regulation Z: Truth-in-Lending; E-Banking Platform for Regulatory Risk and Compliance.

Education

Master of Law in Financial Services Law, New York Law School

Juris Doctor, Southern University Law Center

Bachelor of Science in Business Economics, Southern University

Certification

Valuation & Financial Modeling - Investment Banking Institute

Skills: Westlaw, Lexis-Nexis, SharePoint, MS Word, Excel, Access, PowerPoint, Relativity 9.

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