A. CHARLES AMENTT, JR.
** ***** ***** **** 610-***-****
Havertown PA 19083 *******@*****.***
Senior Financial Services Leader
Financial services executive and strategist with expertise in commercial credit and lending, relationship management and high net worth markets. Integrates an in-depth understanding of specialized credit practices that deliver the highest level of value to private banking/wealth management clients, along with strategic and innovative thinking and excellent communication skills. Proven ability to capitalize on market opportunities to drive revenue, capture market share and optimize shareholder value. Credentials include the underwriting of more than $1billion in approved loans to high net worth individuals and/or their corporations / partnerships, and the design and delivery of a unique technology solution and service that efficiently manages and monitors collateral risks in challenging and shifting markets.
I am currently exploring opportunities that will take full advantage of my deep experience in the private banking/commercial lending sector. Formally trained in all aspects of commercial lending at Industrial Valley Bank.
• Strong Leadership abilities
• Proven profit generator
• Effective communicator and motivator
• Innovative, creative and adaptable
Professional Development
FEDERAL DEPOSIT INSURANCE CORPORATION, Dallas, TX August 2009 – Present
Asset Manager
Contract employee for FDIC at various Receivership deployments. Duties include:
• Oversee review and disposition of loans in portfolio
• Review all contracts, leases and commitments for affirmation, denial or repudiation.
• Review investigations in loan portfolio
• Review and approve decisions regarding assets.
BANK OF NEW YORK MELLON CORP., Philadelphia, PA 2007 - 2009
Director, Private Banking Philadelphia Region
Leader of a group of Private Banking professionals and Administrative Staff covering the greater Philadelphia Market Area. Provide direction and motivation in developing new business to existing and new Wealth Management Clients.
• Successfully rebuilt an underperforming group by raising proactive performance expectations and standards.
• Trained and developed banking associates to familiarize them with products and to advance their careers.
• Increased origination and cash management fee income to $6,800M in first full year as team leader.
• Increased Loan Outstandings 25% in a tight credit market.
• Introduced new development program that grew calling program by 20 calls per month.
SOVEREIGN BANK, Philadelphia, PA 2005 - 2007
Commercial Market Leader
Market Leader for Philadelphia in Sovereign's Business Banking Group. Staff, develop and lead a group of Commercial Lenders, Portfolio Managers and Staff. Develop calling plans and business development standards annually for group.
• Repositioned a lackluster Banking Team from a disorganized, high turnover group into a strong group of performers through personal leadership and management influence.
• Increased Loan Outstandings each year.
• Developed a fee income initiative that enhanced both revenue and income growth.
• Trained and developed bankers and staff to familiarize them with products and to advance their careers.
FIRST KEYSTONE BANK, Media, PA 1996 - 2005
Chief Commercial Lender
Hired to start a commercial lending department.
• Implemented a strategy to create a commercial lending group by creating Lending Policies and Procedures, and creating lending and deposit products (cash management).
• Hired, trained and developed an administrative staff and a team of lenders.
• Achieved all loan growth goals and exceeded the deposit goals.
• Increased the asset growth of bank from $260M to $630M, directly responsible for 35% of Bank's asset growth during that time.
MAIN LINE BANK (NOW PART OF SOVEREIGN BANK), Villanova, PA 1993 - 1996
Commercial Lending Manager
Hired to revive a dormant Commercial Lending Department.
• Grew Commercial Lending Portfolio by $195 million during that time, thereby directly increasing profitability.
• Hired, trained and developed 5 Commercial Lenders and 3 Administrative Staff to support objectives.
FIRST STERLING BANK, Devon, PA 1987 - 1993
Director of Corporate Banking
Brought on to assist in the formation of a de novo bank.
• Developed, staffed and implemented aggressive plan to increase growth to $100M in five years.
• Collaborated with Marketing associates to create the message and develop media advertising.
Education
M.B.A., Banking and Finance, St. Joseph’s University, Philadelphia, PA
B.S., Marketing, St. Joseph’s University, Philadelphia, PA
Professional Development
Speaker: Greater Philadelphia Chamber of Commerce – Small Business Lending; Business Plans, Team Dynamics and Leadership
Professional Affiliations
Risk Management Association (RMA)
Arts & Business Council of Greater Philadelphia/Business On Board Program
Former Board Member: Chester Micro-Business Center