Credit Risk Manager

JAMIE-LYNN NASSR

OBJECTIVE

The sign of a solid Credit Risk Manager is to be able to find a perfect balance between risk mitigation and generating sales revenue. My objective would always be to bring that “bigger picture” mindset to the table, with the goal to make the deal happen.

Risk management teams are lean, quantitative and modeling focused. What might make my skill-set unique is the critical need to find the fit between the sale and the risk. Risk professionals now need to get back to basics of due diligence with an in-depth understanding not only of the products they are dealing with, but also the impact of their portfolio within the context of the business as a whole

Also, as a natural born visionary and problem solver, I enjoy being engaged in various challenges and projects that map out resolutions, objectives and improvements.

EXPERIENCE AND ACCOMPLISHMENTS

April 10- Date MacEwen Petroleum Inc.

CONTRACT ending August 10,2011

All credit administration, collection portfolio, 3rd party litigation management of 80 Million dollar portfolio, Managing staff of 3 direct reports, and 11 indirect reports throughout western Ontario, Eastern Quebec. This role mirrors all historical roles set forth below, however, on a much smaller scale, with very little sophistication.

Mar04-Dec09’ Xerox Canada Limited

Senior Risk Manager, National Capacity

Full identification and analysis of risk appetite to customer base of vendors, resellers blue chip and B2B type customers.

Statistical Analysis, Modeling, Data Interpretation and Data Presentation

Market risk methodologies and risk structure.

Initiate and review risk control solutions. Settle claims.

Manage the Collections liase with risk/legal/restructuring groups with DSO as focus, minimizing bad debt to 5% <90 days.

Lean Six Sigma- 4 Projects all around order through to install to customer delight- 2 years in the making.

Dealer/reseller relationship manager, bringing lease-to-own programs to fruition nationwide.

Manage 7, 3 support staff. We own the entire flow of Leases- full-on financial assessment, underwrite.

. Implemented software Credit qualifying system called E-credit, which improved our process cycle time for deal approvals. Responsible for both internal and external audit controls, (SOX, PW, internal) and policy creation.

Won an prestigious Presidential award for exemplary service to our internal customer base ( sales force and dealers/ resellers) and external customer.

Lean Six Sigma Green Belt

1994-2004 SGI Canada , Mississauga Ontario

Silicon Graphics Computers

National Credit Manager- Bilingual

Implementation of Credit assessment/approval software( Oracle) within manufacturing real-time environment.

Reporting of Statistical Analysis Data to Senior Management

Decreased percentage of A/R over 60 days from20% to under 4% , on revenues of 2 Billion annually. Minimal Bad Debt

Manage the credit qualifying, collections, litigation, security, customer satisfaction and revenue recognition issues .

Created, developed, and launched an internal lease-to-own program utilizing our Demo pool, and offering credits towards purchases This program was well received within the sales organization.

Developed a program with Dunn & Bradstreet, allowing up-to-date financial data quickly and cost effectively.

Won an SGI award for highest collections in the Americas (1995-2000)

Provide OA assistance/backup - to help close the sale, with clean ( revenue recognized ) paperwork.

Work closely with our sales team to “make the sale happen”, while minimizing the risk and exposure element.

Re-designed our credit application, and assisted in original Oracle Implementation of Credit and collections in Canada.( 10.7 and 11.I)

1989-–1994 Crossley Carpets, Rexdale Ontario

National Credit Manager-Bilingual

Monitor and control of A/R portfolio on annual sales in excess of $ 60 Million. (50% construction Commercial, 50% retailers located nationwide)

Maintained corporate DSO of 55 days in a sales sensitive environment, keeping bad-debt loss to a minimum

Formulated credit and collection policies

.

1988–1989 Nascan Credit Consultants, Mississauga, Ontario

Self-Employed Freelance Credit Trainer

Worked with Provincial Government in providing consultation to small and medium sized companies in credit implementation, including billing, collection techniques, credit management, .litigation etc...

EDUCATION

1974– Ecole Polyvelante de Pierrefonds-Quebec Canada

Graduate Honors- General Academics

1974- 1976 John Abbott College (McGill University)- Psychology

University of Toronto/ 12 years- Part-time studies in various business Management, Industrial Psychology, Time Management, Team Building, Business Communications, Accounting, Credit Management, Project Management, Collection Law, Presentation Skills, Negotiation Skills

Project Management Fundamentals

Oracle 11.I A/R Implementation Training

Six Sigma yellow Belt

INTERESTS

Investments, lead singer in a band, yoga, property manager

LANGUAGES

English, French cell- 514-***-****

Address;

897 Crois.Chaline

St.-Lazare Quebec

J7T-2A9

**********@*****.***

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