Real Estate Life Insurance

Valentina Kirschke

*** ******* ***** ********, ** N2K 3T3

*****************@*****.***

Cell: 519-***-****

Objective: To gain employment in a full-time position

Professional Experience:

Financial Analyst, Primerica Financial Services. (May 2010-Present)

• Mentored families to reach their financial, short and long term, goals.

• Completed one on one applications for FNA (financial needs analysis) life insurance, investment loans and other financial products.

• Opened new, transferred existing, and monitored status’ of investment accounts between client and fund company.

• Assisted in supervising and field training newly licensed agents.

Mortgage Specialist , Clarity Mortgage Inc. (January 2009-Present)

• Analyzed Real Estate Portfolios for all possible ways on how to reach the most positive monthly cash flow on residential and multi-unite buildings.

• Prepared private mortgage contracts between investors and clients, witnessed signatures, completed reports along with appraisals and documents.

• Successful obtaining real estate financing in difficult to approve purchases to out of the country resident property buyers and under corporate names.

Mortgage Specialist, HLC (Home Loans Canada) division of CIBC. (November 2007- December 2008)

• Successfully networked with realtors and assisted their 1st time home buyers with information and up to date tips on house to buy real estate.

• Comfortably worked with lenders underwriters, clients from diverse ethnic backgrounds and dealt with difficult situations successfully from residential to multi-unites.

Mortgage Specialist, Discount Mortgage Canada Inc. (November 2005-November 2007)

Mortgage Specialist, Super Choice Mortgages and Loans LTD. (March 2003-November 2005)

• Performed a variety of office duties.

• Prepared 2nd Mortgage investment opportunity packages to potential private investors.

• Monitored entire investment transactions (ordered and reviewed appraisals with comparable values, instructed lawyers on details of mortgage contract) from beginning to funding.

• Schedule and toured real estate investors in the Toronto and K-W area to view possible sites where funds for developments where needed or possible partnership.

Travel Rep/Manager, White Sands International. Riviera Maya Mexico(August 1998-October 1999)

• Coordinated schedules to Cancun Airport and booked touristic tour attractions.

• Verified flight arrival/departures times and accommodation requests.

• Handled excel sheets and sales reports of daily accounts.

• Trained and supervised new travel representatives.

Bilingual Law Firm Receptionist, Notary # 21 Playa del Carmen QRoo, Mexico (May 1998-October 1998)

• Handled a variety of office duties from greeting clients, sending/receiving packages by Fedex, faxing files, answering phone lines and assisting the lawyers.

• Dealt with real estate purchasers in the Riviera Maya Mexico, from Europeans with Mexican Corporations residing in Mexico buying properties, to individuals purchasing multi lots, raw land for future fractioning and development.

Education:

Mutual Fund Licence course ON, April 2011

Life insurance Licence course ON, July 2010

Mortgage Agent Training ON May 2003

New Home Sales Training with Edge Marketing March 2004

Bachelor in Law (4 semesters), Universidad Mesoamericana, Merida Yucatan Mexico 1997

High School, Private Preparatoria de Merida, Yucatan Mexico 1994

Languages: English and Spanish.

References: Upon Request.

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