rajiv

RAJIV R. RAVAL

** ****** **** • Old Bridge, New Jersey 08857 • **********@*****.*** • 732-***-**** Home • 732-***-**** Cell

Motivated and experienced financial services professional with over 20 years of success in high profile banking institutions and specializing as a Risk Analyst

RESULTS-DRIVEN ● TEAM BUILDER/PLAYER ● HIGHLY ANALYTICAL

SUMMARY OF QUALIFICATIONS

• MBA in Finance and 20 years of proven results in business development, problem analysis, customer activity analysis and organization efficiency

• Extensive and comprehensive background in all aspects of investment banking, audits, commercial loan operations, and regulatory and compliance issues

• Excellent problem solving skills with the ability to prioritize and work concurrently on projects with strong attention to detail, accuracy and a commitment to quality

• Ability to work well independently and in a team setting with strong organizational and time management skills with a focus on timely project completion

• Exceptional communication skills and relationship builder with customers, partners and across organization levels; refined research, investigation and presentation abilities

• Highly proficient in Microsoft Office Suite, PowerPoint, Loan IQ and Loanet, ACBS, Cognos, Bloomberg Trading system, and DTC, and Midas, Process modeling tool, and Agile, and Excel which includes pivot tables and V look up. Review Dun & Bradstreet, and Experian business reports.

PROFESSIONAL EXPERIENCE

BLOOMBERG LIMITED PARTNERSHIP Skillman, New Jersey

FINANCIAL ANALYST (Consultant)

March 2009-May 2009

• Active participant in all syndicated loan transactions from pitching to closing including accurate data analysis from 10K and 10Q on the Bloomberg system, amendment reviews and client changes

• Collaborated in development of syndication strategies, developed loan market materials and analyses and new pitch concepts

• Provided agency services and coordinated closings including calculations of allocations and fees and investor loan document preparation

J.P. MORGAN CHASE BANK, NEW YORK (1987-2008) Brooklyn, New York

CREDIT RISK BUSINESS ANALYST September 2005-September 2008

• Successfully completed an internal and external client communication project by on-boarding 3,000 principals within the given deadline; required high level meeting with senior members

• Created all systems and files for the Reconciliation Department, a new unit with 300 accounts; total responsibility for procedures and documentation

• Assisted credit executives and the executive front office personnel with contracting with other banks

• Performed due diligence on clients’(KYC) data quality, reviewed credit, and linked clients with appropriate investment advisory family

• Department contact for internal and external examinations and audits; ensured compliance with credit policies and procedures

• Active participant in weekly client meetings that included new client activity updates, and addressing open issues with agents or banks

• Create efficiencies in setting up new credit relationships, risk ratings. And limits for funds.

• Identify excessive risks within the fund portfolio report

• Creates and analyzes monthly, quarterly, and annual reports and ensures financial information has been recorded accurately, and responsible for financial statement analysis

• Performs financial forecasting and reconciliation of internal accounts

• Develops and maintains cooperative relationships with internal and external customers and keeps Account Executives, Dealer Business Coordinators, and Account Representatives informed of the status of pending applications

• Complete Line of Credit Report monthly and update or recommend extensions, increases or line removal

CREDIT PORTFOLIO ANALYST.( COMMERCIAL LENDING) August 1998-September 2005

• Accomplished migrating of loans to Texas resulting in cost savings; met this business development goal in a timely manner

• Collaborated with internal and external auditors and regulatory agencies to perform audits; accurately compiled financial data for auditors

• Supervised 2 junior analysts in the collection and analysis of financial data from retail banking departments to support the annual planning process

• Total responsibility for the small business financial services annual budget, forecasting, cash flow, and trend analysis; also prepared monthly, quarterly and annual financial statements

• Provided PeopleSoft financial reporting support to the general ledger team

• Create efficiencies in the credit process offshore as well as local

• Act as intermediary between Front office, and senior credit officers

• Responsible for Accounts payable, Accounts receivable, and income statement analysis

SENIOR LOAN ADMINISTRATOR, COMMERCIAL December 1987-June 1998

LOAN OPERATIONS

• Commercial loan booking agent across multiple lines of business including term revolver and L/C using the ACBS loan system

• Analyzed and provided data to senior management to best identify top clients

• Prevented a duplicate client credit of $500,000 through diligent problem analysis

• Performed due diligence in processing of renewals, new loans, fees, and interest supporting loans

• Researched and analyzed new loans, renewals and paid loans data for account validation and reconciliation

ADDITIONAL EXPERIENCE

• Supervisor, Loan and Discount Department, The Merchant’s Bank of New York, New York,

New York, 1982-1987

EDUCATION AND TRAINING

MASTERS DEGREE IN BUSINESS ADMINISTRATION - FINANCE 2005

WAGNER COLLEGE Staten Island, New York

BACHELOR OF SCIENCE - ACCOUNTING

AUDREY COHEN COLLEGE New York, New York

BACHELOR OF SCIENCE – MATHEMATICS AND CHEMISTRY

M.G. SCIENCE COLLEGE, GUJARAT UNIVERSITY Ahmedabad, India

Contact this candidate