mortgage underwriter/due diligence/fraud analyst/claim rebuttals
Resume:
Paula Wojton
** ***** ******** ******** **********.
Due diligence underwriting, in-depth risk analysis and fraud analysis; claim rebuttal on repurchase deals; mortgage servicing, predominantly Customer Service.
REPURCHASE CLAIM REBUTTAL SPECIALIST AT:
THE ATRIUS GROUP
October 2011 to present
Formulate and prepare disputes to investor/insurer claims of fraud and underwriting negligence on mortgage loan pools as designated.
CONTRACT UNDERWRITER/FRAUD ANALYST AT:
OPUS CAPITAL MARKETS CONSULTANTS, LLC
November 2009 to October 2011
INGLET-BLAIR, LLC
March 2007 to May 2007
THE CLAYTON GROUP/CLAYTON HOLDINGS
March 2002 to March 2007
• Analyze and calculate various sources of income to assess the borrower's ability to pay.
• Interpret credit report and evaluate the borrower's credit performance and debt load.
• Appraise the condition and market value of the collateral securing the mortgage.
• Verify lender's observance of and adherence to specific lender guidelines.
• Review documents for compliance with federal, state and local regulations.
• Assess conformity of AUS approved loans.
• Perform fraud analysis; identify possible misrepresentation or inconsistencies.
• Conforming and Non-conforming loans; Conventional, FHA and VA; prime and sub-prime products.
BANK OF AMERICA MORTGAGE
September 1995 to January 2001
• Mortgage servicing: Customer Service, Collections, Assumptions, Telemarketing.
EMPBANQUE CAPITAL CORP
September 1987 to December 1992
• Mortgage servicing: Customer Service, CS Research, Tax Department, New Loan Setup.
1987 Graduate of Niagara County Community College
Associate Degree with merit ~ Accounting
Please view my references at http://www.linkedin.com/pub/paula-wojton/14/b59/56a
221 Wynnwood Avenue
Tonawanda, NY 14150
***********@***.***
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