FAYE FANG, CFA

**** **** ***. • Elmhurst, NY ****3 • mc99p4@r.postjobfree.com • 626-***-**** (C)

PROFESSIONAL PROFILE

Detail-oriented CFA Charter Holder with years of experience performing financial underwriting and risk analysis. Consistently recognized for high level of productivity, professionalism, strong analytical, communication, and project management skills.

FINANCIAL EXPERIENCE

DISCOVERY BANK – San Marcos, CA Mar 2006 to Jun 2008

Underwriter/Credit Analyst

Performed complex financial modeling, fundamental and market trend analysis, including industry, profitability, leverage, and cash flow analysis, to identify key credit risks for small to mid- sized companies. Worked with Business Development Officer to structure the proper financial facility to meet existing and prospective clients’ needs while adhering to bank’s policies.

• Recognized as most productive underwriter; completed underwriting of over $100MM, with average loan sizes ranging between $100M to $3MM.

• Effectively worked with over 100 clients; earned a solid reputation for integrity and quality service resulting in high customer satisfaction and retention.

• Developed and delivered dozens of presentations to Loan Committee; prepared formal written credit memos and made presentations to the Loan Committee.

MERRILL LYNCH – San Diego, CA May 2005 to Mar 2006

Financial Analyst Intern

Completed financial internship, gaining knowledge of capital markets, portfolio management, and financial sales. Engaged in data analysis of mutual funds, bonds, and equities using PASS system to generate investment recommendations. Made recommendations to managers to improve the evaluation of fund manager.

• Credited for assisting supervisor in opening 12 new accounts, with average balances of $200M.

• Improved selection of fund managers; increased overall portfolio performance.

• Effectively performed financial research; researched capital markets, individual stocks, and fund managers; analyzed clients’ portfolios using Wealth Management Workstation.

BANK OF COMMUNICATIONS – Shanghai, China

Credit Risk Management Officer Oct 1997 to Mar 2001

Worked with one of the five leading banks in China, helping manage nonperforming loans. Analyzed and summarized overall bank loan credit quality, advising the bank in various credit risk management areas.

• Assisted the establishment of the Credit Risk Department and grew staff from 2 to 18. Participated in state-owned enterprise reorganizations to improve problem loans.

Financial Analyst Jul 1992 to Oct 1997

Conducted credit analysis, financial modeling and prepared credit proposals for state-owned companies. Reviewed, consolidated, and presented research reports to the management for decision making purpose.

• Underwrote credit proposal for more than $250MM to over 60 clients.

• Performed accurate computation and reconciliation to produce up to 15 monthly reports.

EDUCATION & CERTIFICATIONS

M.B.A., Finance (GPA: 3.53) — San Diego State University, San Diego, CA

L.L.B., International Business Law — East China University of Law and Politics, Shanghai, China

Certifications: CFA Charter Holder, Passed the Bar Examination in China, Passed the Chinese National Financial Economics Examination, and Passed the Chinese National Examination for Enterprise Legal Advisor

Computer Skills: Proficient in Microsoft Office Suite, Cash Flow, VBA, BancWin, Minitab, and DSWin

Language Skills: Fluent in English and Chinese (Mandarin and Shanghainese)

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