Management Cover Letter
Resume:
Stacy Miller
Toccoa, GA ****7
706-***-**** (H) 706-***-**** (C)
************@*******.***
SUMMARY OF QUALIFICATIONS
Account manager with eight years experience in banking. Strong management skills with extensive knowledge in statistical processes. Extensive experience in P&L management, business development, finance, strategic planning and operations. A dedicated individual who draws on exceptional business and technical acumen to turn around situations and drive new initiatives.
Core Competencies
Program and Project Management Negotiation Budget Planning
Strategic Planning Team Leadership and Mentoring Audit
Risk Management Sales and Marketing Lending
EMPLOYMENT HISTORY
Regions Bank, Clayton, Georgia
(706) 782- 4555
Financial Services Specialist III
Manage loan portfolio in excess of $800,000. Review, process, close and administer loan proposals. Work with clients to identify their financial goals and find ways of reaching those goals. Analyze applicants’ financial status, and property evaluation to determine feasibility of granting loans. Meet with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Analyze potential loan markets and develop referral networks to locate prospects for loans.
North Georgia Technical College, Clarkesville, Georgia
2010 to Present
2008 to Present
Employability Skills Adjunct Teacher
Instruct and advise students in both classroom and online settings in the areas of Job
Industry, Setting Goals, Networking, Creating Portfolios, Résumé and Cover Letter Development, Successful Interviewing, and Negotiation Skills.
Habersham Bank, Cornelia, Georgia
2008 to 2010
Special Assets Analyst and Collector
Managed consumer & commercial loans totaling 4M, Developed and implemented strategies to prevent further escalation of loan delinquency, Monitored Maturity Analysis Report, Maintained Advantage Reserve portfolio totaling 100K, Solved Legal and Recovery issues, Cleared cash items. Investigated fraud, Created and implemented Other Real Estate Owned Website. Maintained and sold bank owned properties totaling 1.9M, Analyzed Uniform Bank Performance Report numbers, Audited $3M in loan portfolios, Assisted in risk management and repossession, Interfaced with Lenders to satisfy customer accounts. Project management and research.
Community Bank & Trust, Cornelia, Georgia
2004 to 2008
Automatic Clearing House Coordinator
Performed multi-functional role, advised electronic files into the bank, Corresponded with the Federal Reserve Bank, Atlanta, GA., Originated payroll for 150 companies, Performed procedure audits.
EDUCATION
Consumer Lending School
Online, Angel Qualified Instructor 2010
2009
Bankruptcy Boot Camp 2009
Notary Public, Toccoa, Georgia 2008
National Finance Adjusters, NFA, Atlanta, Georgia 2008
Collateral Recovery, NFA, Atlanta, Georgia 2008
Managing Consumer and Commercial Collections During a Difficult Market, Atlanta, Georgia 2008
Work Ready Certified, North Georgia Tech, Clarkesville, Georgia 2008
Business Acumen Self Study 2007
BA in Business Administration, Piedmont College, Demorest, Georgia 2006
Leadership Development, North Georgia Tech, Clarkesville, Georgia 2002
Diploma in Business Technology, North Georgia Tech, Clarkesville, Georgia 2002
References Provided Upon Request
Contact this candidate