Manager

Linda T. Montoya-Roseborough

**** *** ****** **** **

Rio Rancho, NM 87144

505-***-**** (h)

505-***-**** (c)

*************@***.***

PROFESSIONAL SUMMARY

Master of Business Administration – University of Phoenix

Bachelor of Business Administration (Finance) – New Mexico State University

Proven leadership with increasing levels of responsibility in HR and Retirement Benefits, Treasury, Finance, Contracting, Investments, Real Estate and Operations

Strategic planner, negotiating, implementing and optimizing advanced concepts, products, techniques, process and technology within multi-billion dollar corporations in HR, Treasury and Finance organizations

Six Sigma Green Belt and Operations Excellence Certification

CAREER ACCOMPLISHMENTS

JPMorgan Chase Bank - (Seattle, WA)

Vice President, Treasury

Sept. 2008 – Aug. 2009

Transition team during JPMorgan Chase bank acquisition of Washington Mutual Bank.

Washington Mutual Bank - (Seattle, WA)

Vice President, Treasury

April 2003 – Sept. 2008

Developed and implemented strategy, operations, and program infrastructure for WaMu’s $9.7 Billion Retirement Benefit Portfolios. Includes Defined Benefit, Defined Contribution plans and Bank Owned Life Insurance program.

Designed strategy, implemented and managed a $2.5 billion over-funded Pension Plan and integrated ALM and LDI strategies. Added alternative assets: Infrastructure, Private Equity, Hedge Fund of Fund, Equity and Fixed Income allocations to the plan.

Implemented and managed $2 billion 401(k) Savings Plan. Reduced plan expenses by $4.7 million annually while transitioning to a new target date Qualified Default Investment Alternative (QDIA), a stable of 13 separate account managers and a brokerage window. Partnered extensively with Record Keeper and participant Administrator. Developed Tear Sheets and KPI’s for performance reviews.

Reduced costs from a $5.2 billion in BOLI program and related assets, contributing 4.4 cents to WAMU EPS in 2006-2007. Generated $40 million+ incremental revenue per year through two competitive BOLI purchases of $2.2 billion. Restructured $430 million legacy COLI portfolio. Reverted over $96+ million in excess assets from over-funded grantor trusts back to WaMu.

Oversight of WaMu’s Capital and Balance Sheet projections process in a highly volatile environment. Responsible for Holding Co. and subsidiary covenant agreements and reporting. Hands-on debt facility structure, negotiations and implementation. Liaison accordingly with all stakeholders including legal, finance, accounting, investor relations, rating agencies and executive committee.

Managed WaMu’s liquidity, short-term and long-term cash forecast optimizing and coordinating liquidity process between deposits, sub holdings, investments and capital and debt holdings.

Managed liquidity, debt and collateral of $33.3 billion mortgage subsidiary and monitored securitization and loan sales from a lending/funding perspective. Established/managed a $14.5 billion collateralized mortgage funding facility; negotiated and managed warehouse line renewals with lenders. Analysis of REITs and holdings, identifying appropriate legal structure and collateral to be utilized in a highly technical low cost funding transaction.

Created and implemented BASEL II and Sarbanes Oxley compliance oversight with respect to 40 Investment Managers on Wall Street and throughout the country, 19 Insurance carriers, plan vendors, rating agencies, custody, transition management, consultants, actuarial and plan administration.

Wal-Mart Stores, Inc. – (Bentonville, AR)

Senior Manager - Benefits

Dec. 2000 – Feb. 2003

Drove the execution of multiple business plans and projects for Benefits by identifying customer and operational needs; developed and communicated business plans and priorities; removed barriers, created contingency plans and demonstrated adaptability and supported continuous learning.

Analyzed a wide variety of global benefit programs by researching and analyzing industry trends, best practices, legislative trends, current plan usage, labor segments, associated needs, and external competitiveness by segments; assisting in the actuarial review of benefit offerings, forecasting, and investment options; and outlining short and long-term cost implications.

Managed Wal-Mart’s $2 billion benefits portfolio with an enrollment of 1.4+ million associates and family members. This included ERISA Life, Disability, AD&D, Executive Life Insurance and Supplemental Plans. Achieved an 11.2% increase in participation from the previous year without additional staffing. Administered and negotiated the HMO program consisting of 47 HMOs.

Re-engineered processes in two departments, managing a team of 14; streamlined procedures resulting in cost savings as well as protecting the solvency of the Wal-Mart group insurance plans through expanded and updated automation. Provided supervision and development opportunities for associates by selecting and training; mentoring; assigning duties; building a team-based work environment; establishing performance expectations; conducting regular performance evaluations; providing recognition and rewards; coaching for success and improvement; and ensuring diversity awareness.

Successfully implemented two insurance products (Cancer & Limited Medical) managing large scale roll-outs of new programs by preparing estimates of resource requirements; leveraging cross-functional teams; coordinating planning across numerous functions and business units; identifying and mitigating potential compliance issues; managing and adopting best practices.

Responsible for external provider relations by developing requests for proposals; recommending and executing screening and selection process; negotiating terms and conditions of contracts; setting standards for acceptable outcomes; monitoring and identifying performance issues; recommending and executing solutions to performance issues; establishing and reinforcing service expectations to ensure accurate administration and compliance with applicable laws.

T-Mobile USA – (Seattle, WA)

Treasury Director

Jun. 1998 – Nov. 2000

Completed transition and built the treasury, banking, investments platform, accounts payable, and accounts receivable functions as a new standalone company.

Successfully integrated the treasury and cash management departments of two multi-billion dollar companies acquired by T-Mobile.

Administered over $4 billion in debt and equity capital, short-term investments, and company debt/hedge instruments. Borrowing in accordance with loan agreements and bank facilities, monitored, determined, and provided daily and longer term company cash needs, including that required by 300 retail stores and their local banks.

Developed and implemented controls to prevent fraud on bank accounts and investments.

Negotiated and analyzed all bank services, charges, and credit card processing for retail platform.

Conducted Requests for proposals; recommending and executing screening and selection process; negotiating terms and conditions of contracts; setting standards for acceptable outcomes; monitoring and identifying performance issues; recommending and executing solutions to performance issues implementing Retail Lockbox, Controlled Disbursement, and Positive Pay systems.

Conducted contract negotiations and product implementation for credit card services with American Express, Visa/Master Card, PaymentTech, Discover Card, and TeleCheck Guarantee Services.

M.D.C. Holdings, Inc. – (Denver, CO)

Treasury Cash Management

Oct. 1991 – May 1998

Cash Manager for a $5 billion residential homebuilder (ranked as 5th largest in the nation). I was responsible for and managed company cash and liquidity and holding company real estate Letters of Credit.

While with the mortgage company, experience in mortgage pricing, sales, underwriting, and servicing.

PERSONAL CREDENTIALS

United Way Central NM - Cabinet Member/ Loaned Executive 2010

U.S. Pensions Summit – Speaking Engagements

NW Taxable Bond Club – Board Member

NWAFP – Member (prior Board Member)

Youth Teaching Program – Volunteer

U.S. Power Squadrons – Power Boating

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