Manager Account Executive
Resume:
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CHARLES PRICKETT
**** ****** ****** , ******, ******* 35226, USA
**********@*********.***
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OBJECTIVE: To obtain a(n) Full-time position in Sales
EDUCATION:
May 1993
University of Alabama in Birmingham, Alabama, USA
• Bachelor of Science
• Concentration: Education
• 3.25 GPA
EXPERIENCE:
Jul 2010 - Present Nathan & Nathan Attorney at Law, Birmingham, Alabama, USA
Legal Collections Consultant
I work as a Legal Collections Consultant doing legal collections with accounts with Discover Card and Capital one. We also do legal collections on past due medical accounts with Trinity Hospital. I also work as a lead Skip Tracer locating debtors on accounts that we have bad contact information as well as verifying Employment History and Deposit Bank accounts for possible Garnishment.
Dec 2008 - Jan 2010 Regions Bank, Birmingham, Alabama, USA
Loss Mitigation Specialist
I worked in the Business Banking Loss Mitigation Dept doing collections on the Flexline accounts secured by real estate for collection working on the TSYS system. Working with customers to assist them in working out payment arrangements on their delinquent accounts. If unsuccessful in contacting customers to work out arrangements i work with attorneys for assistance in making contact. I also work with attorneys should foreclosure become necessary to collect on their account to settle of their debt. I also work with real estate agents, title companies and home appraisers to collect all data when foreclosure becomes necessary.
Sep 2007 - Dec 2008 National Locating and Recovery, Chelsea, Alabama, USA
manager
Worked as a Recovery Agent working accounts for Repossession for various Banks and Credit Unions. Also did company wide skip tracing for other agents to locate location of various collateral. Also assisted Company owners in hiring and interviewing potential new employees.My area consisted the western half of Alabama south to the Montgomery area.
Mar 2004 - Sep 2007 Delta Funding Corp., Woodbury, New York, USA
Account Executive
I worked as a Subprime Mortgage Account Executive for the states of Alabama,Tennessee,Arkansas. I also managed 4 other reps in these area's as well.I worked with over 500 Mortgage Brokers in these states to have loans submitted through Delta Funding to be Funded. I was expected close $3,500,000 per month average in loans and an average of 17 to 25 loans per month. I was also required to work with my processors and underwriters to get these loans closed.I was also required to attend meetings at our Corporate office in New York as well as meetings in our regional office in Jacksonville Florida.If a customer got behind on his house payments during the first 3 months of the mortgage origination I was required to work in collecting these payments.
Mar 2003 - Mar 2004 Hometown Mortgage Services, Birmingham, Alabama, USA
Account Executive
I was hired as a Subprime Wholesale Mortgage inside Account Executive, My terriyory consisted of Southern Florida as well as South and Central Alabama. My position consisted of staying in constant contact with Mortgage Brokers in these area's to fund Mortgage loans with Hometown Mortgage. I would work up each loan on an individual basis for Rate and Term as well as Loan to value of the loan for final approval. I would also cold call on new Brokers to have them set up to be able to run loans with Hometown Mortgage.
Sep 2002 - Mar 2003 Ameriquest Mortgage Services, Birmingham, Alabama, USA
Account Manager
My position was to originate subprime mortgage loans via telemarketing and originating loans through my own recourses. I would originate, develop and underwrite my own loans through closing.We were to required to close a Min of $2,000,000 in Loans per month.
Sep 2001 - Sep 2002 Greenpoint Credit, Birmingham, Alabama, USA
Collections Specialist
I was hired to the Collections Department to pursue past due accounts on Manufactured Housing Mortgage Loans. I had roughly 350 accounts I was responsible for on a monthly basis to make sure that the accounts were up to date on monthly payments. I averaged closing out monthly with 5 - 15 past due account uncollected. I closed out several months with only 2 accounts unpaid. I was recognized regularly for my performance and maintaining my set monthly goals for accounts on a continuing basis. I was also responsible for disposal of all collateral that was either voluntarily returned or foreclosed on and repossessed. Greenpoint Credit centralized it collections to their office In Atlanta Ga.I was offered a job to move to Atlanta but opted to turn the position down due just purchasing a home in Hoover.
Sep 1999 - Sep 2001 Bellsouth Mobility/ Cingular Wireless, Birmingham, Alabama, USA
Customer Financial Collections Specialist
Worked in the Customer Financial Dept, I would call on past due accounts to arrange payments as well as to take inbound calls from customers who's service had been temporarily interupted due to Non payment. When the company changed to Cingular Wireless my position was moved to Johnson City, Tn. I transferred to a Cingular Retail Location where I worked as a retail sales rep until I left to go to work for Greenpoint Credit.
Jul 1997 - Sep 1999 Automotive Capital Corporation, Birmingham, Alabama, USA
Recovery Manager
I was Manager of the Recovery Department, I was responsible arranging to have all vehicles picked up from defaulted loans from collections as well as disposal of the vehicles.Automotive Capital Corp was a subprime automotive loan company specializing in loans geared to subprime clientele. I would coordinate with the collections manager on accounts that were delinquent and arrangements could not be made with the client to bring the account current. I would maintain relationships with recovery agents for collateral pick up. I would also attend auto auctions to dispose of all collateral.
COMPUTER:
I am familar with all computer programs
CERTIFICATES & LICENSES:
Mar 2004 - Sept 2007
State of Tennessee Dept of Finance License
Mar 2004 - Sept 2007
State of Arkansas Mortgage Broker License
Jan 2006 Jan 2009
Alabama Real Estate License
PROFESSIONAL MEMBERSHIPS & AFFILIATIONS:
Mar 2004 - Sep 2007
Hoover Chamber of Commerce - Attendee
Feb 2003 - Jul 2008
Shades Mountain Ball Park Coach - Coach
May 2003 - Sep 2009
Birtchtree Home Owners Assoc - Pool Board
REFERENCES:
References are available upon request
INTERESTS:
Education
SPORTS:
Baseball, Basketball, Biking
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