Sales Manager
Resume:
Ruben D. Diaz
***********@*****.***
Experience________________________________________________________________
Bank of America - Retreat Capital Management Corporation, Ft. Lauderdale, FL Oct. 2011- March 2012
Mortgage Default Coordinator.
•Audit Affidavits of Indebtedness (AOI), Assignments of Mortgage (AOM), and verifications To Complaint (VTC) for accuracy and compliance according to bank, state and federal guidelines.
•Update Lender Processing Services (LPS), AS 400, SharePoint, and Manifest after review of AOI, AOM, VTC
•Initiate-three-tiered checklist to ensure legal and banking compliance.
•Extract loan origination Documents from I-Portal, and LPS.
•Adhere to document execution guard rail for variations in plaintiff name in legal pleadings.
•Review original notes and allonge to notes for proper blank and specific endorsements and execution.
Bank United, Miami Lakes, FL Dec. 2007 – March 2010
REO Asset Facilitator, Default Administration.
•Managed, maintained, and assisted in the disposition of up to 270 REO properties. Using LPS Fidelity system.
•Reviewed company/client owned properties.
•Established a plan to maintain, prepare for sale, and sell at the highest possible price while minimizing hold time, holding costs and loss severity.
•Analyzed repair bids to determine the cost benefits and arranged property preservation to enhance the marketability of properties and implement such strategies.
Bank United, Miami Lakes, FL July 2007 – Dec. 2007
Loss Mitigation Specialist, Asset Conservation Division.
•Mitigated mortgage loan losses by negotiating with borrowers to reinstate delinquent loans via workouts, loan modifications and other programs.
•Handled loss mitigation activities for mortgage loans and works with borrowers to resolve delinquency.
•Reviewed borrower's financial package and other documents to make the best decision for the borrower and the company. Recommended strategies to manager for all Short Sales and Deed in Lieu of Foreclosures within the bank guidelines most appropriate and agreed upon by the mortgagor. Risk assessment, and credit analysis.
•Ensured proper handling of all calls related to mortgagors with pending workouts.
•Facilitated investor procedures and private mortgage insurance company claims.
•Complied with all applicable federal, state, bank, investor and department guidelines for loss mitigation.
•HAMP modifications.
•HAFA programs.
Franklin Realty Consultants, Inc./Hamilton Funding Corp., Cooper City, FL Jan. 2001 – June 2007
Licensed Real Estate Agent/Loan Officer/Foreclosure Prevention Manager.
•Top listing agent in the franchise (9 locations throughout Florida).
•Generated over $97,000 in commissions in 2006.
•Attained 27 personal residential listings as a result of applying a tailored marketing plan consisting of cold calls and prospecting.
•Obtained 300% increase in loss mitigation cases.
•Developed procedures to maximize efficiency in short payoff process.
•Facilitated in originating residential loans.
Rooms To Go, Miami, FL July 1995 – May 2003
Merchandising Manager.
•Increased store sales volume by 290% in two years.
•Ensured employees provided highest standards of customer satisfaction and quality service at all times.
•Created innovative promotional marketing strategies including the design and placement of showroom products.
•Received payments and obtained credit authorization.
•Hired, trained, supervised and mentored 32 employees.
•Motivated staff to meet/exceed established sales goals by developing effective sales incentives.
•Reviewed and approved sales deals by all sales associates.
•Monitored and reported hourly, weekly and monthly sales volume, financial and business transactions.
Military Service _____________________________________________________________
United States Navy
Certified Naval Air Traffic Controller
Licenses _______________________________________________________________
• Real Estate License
• Public Adjuster 320
Skills Profile ____________________________________________________
Sales
•Innovative professional with 15+ years of progressive sales experience with the skills to drive business growth and capitalize on new revenue potential.
•Proactive leader with refined business acumen and exemplary people skills.
•Facilitator of a team approach to achieve organizational objectives.
•Quick study, with an ability to easily grasp and put into application new ideas,concepts and methods.
•Dedicated, innovative and self-motivated team player/builder.
•Exceptional leadership, organizational, oral/written communication, interpersonal, analytical, and problem resolution skills.
•Ability to thrive in both independent and collaborative work environments.
Computer
•Proficient in Microsoft Office applications.LPS, As400,
Language
•Bilingual – English and Spanish
Contact this candidate