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Mortgage Originator

Location:
Saint Paul, MN
Posted:
September 25, 2008

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Resume:

**** ***** ****, **

Rochester, MN ***** Phone 507-***-****

E-mail:

kpcdaj@r.postjobfree.com

Tom Thomason

Objective To attain a position as a home mortgage consultant in the Minneapolis - St Paul metro.

Professional experience Mortgage Banker 1/2006 – Present

Olmsted National Bank

• Originate and qualify mortgage loan applicants which most commonly includes interviewing customers to obtain pertinent financial information. Complete knowledge of Freddie Mac, Fannie Mae and government loans.

• Analyzed the financial data to counsel the customer on appropriate mortgage funding options and other retail products, and initiating the process in compliance with all applicable standards, policies and procedures.

• Conducted business development activities which typically includes establishing relationships with real estate brokers and builders, attending real estate broker meetings, participating in trade shows, presenting information to professional groups within the community, and monitoring customer base to ensure up-to-date profiling information.

Home Mortgage Consultant 8/1989 – 1/2006

Bank of America - Wells Fargo Home Mortgage

• Provide expertise to customers and branch personnel by answering mortgage loan inquiries regarding bank policies, interest rates, appraisals, commitments, products, fees, etc.

• Prepared information to establish credit worthiness prior to recommending to underwriters.

• Assisted in developing budgets, financial reports for department heads.

Real Estate Broker 8/1981 – 8/1989

• Licensed Real Estate Broker listed and showed residential and investment/commercial properties.

• Negotiating contracts for clients. These assets dovetail neatly to a position involving both interpersonal communication skills and business solutions.

Education University of MN - Pre-license and post-license course work in Real Estate Law

University of Texas – El Paso, Austin, Texas – School of Business

• Business and Management course work

Grayson College, Denison Texas

• Business Management course work

Nicollet College, Rhinelander, WI

• Business Management course work

Military

US Army Veteran

Previous Professional and Community involvement

• Member , Rochester Area Chamber of Commerce

• Chair, member Ambassadors, Rochester Area Builders.

• Former President MN Mortgage Bankers Association, SE Chapter

• Former Vice Chairman, Board of Directors, Rochester Central Lutheran School

• Former Director of Liaison, MN Real Estate PAC.

• Former President, member Rochester Network Professionals.

• State Member Legislative Committee of MN Assn. of Realtors.

• Former member family selection committee, Habitat for Humanity

• Former Board member, Rochester Association of Realtors.

• Former Board member, Boys Club, Williston, ND.

• Former Board member, Rochester Area Soccer Association

• Former Coach Rochester Soccer Association

• FIFA Referee for Youth, high school and adult soccer leagues.

• Former Coach, Rochester Youth Baseball association.



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