Sales Project Manager

Kimi Webster

**** * ********** *****, ********, Tx 75069 (469.)742.1375 ***************@*****.***

Mortgage Professional Resume

Career Objective

Highly motivated and determined individual seeking permanent position within the financial industry preferably with business and technical role functions. Recently licensed General Lines Life/Health and Annuities agent.

Qualifications Summary

10 years Professional Mortgage Experience within different roles of the industry. I am leaning towards a more diverse financial services or technical aspect of job functions. I am currently a Junior in Baccalaureate program majoring in two concentrated areas of Business Administration and Computer Science.

PROFESSIONAL EXPERIENCE

Wells Fargo, Addison, Texas 2010-2011

Mortgage Interim Document Specialist III

Correctly follow RESPA and TIL guidelines for re-disclosing, order vendor services.

Follow compliance for FHA/VA, and conventional mortgages for standard process

Ensure all documentation received qualifies mortgage applicant for requested program prior

to underwriting submission

Coach and assist less experienced team members with programs, processes and lender changes.

Communicate with Sales, Underwriting, Management and Families up to date information.

Bank of America, Richardson, Texas 2009-2010

Modification Specialist II- Loss Mitigation Division

Request required modification process documentation from the homeowner

Effectively communicate with foreclosure attorney up to date information regarding modification process.

Pre-Underwrite file on behalf of the investor for a qualifying Government modification

Direct contact with investor for exceptions outside of scope on Government modifications

Instead of denying customer modification recommend a different workout option when

appropriate, or helpful suggestions on improving personal life situation.

Zenful Green Cleaning Services, McKinney, Texas 2007- Present

Owner and Operator

Residential and Commercial Carpet Cleaning Service provider

All products used are homemade and Environmentally friendly (cost effective)

Use appropriate lead generation service, monthly coupon mailers, and local newspaper for advertising business.

Use this business as backbone for cash flow- when mortgage industry is dry.

Seasonal Tax Preparer, McKinney, Texas 2007- Present

Registered IRS Tax Preparer

Attend yearly continuing education Tax Change Courses through the IRS

Countrywide , Plano, Texas 2007

Personal Loan Consultant – Prime Portfolio Division

Consistent top 25% sales performer

Closed $3,000,000 - $6,000,000 per month (25-30 loans)

Conventional, FHA/VA, Construction, Sub prime, and all HELOC products

Left due to CEO lying to employees about company stability, then losing all of my investment 401k monies 24 hours later. (company bought out by Bank of America)

Lending.com, Dallas, Texas 2006-2007

Production Manager, Start up Company

Created and Implement basic ground floor processes and policies for this start up company

Participated in Patent Software Technology for company and hand picked loan programs for the software.

Assisted with the establishment of all investor relationships and trained staff on their loan programs.

Trained sales staff on loan programs and pricing

Assisted project manager with special projects for CFO and CEO. Assisted where needed when short staffed in pricing, processing, and sales.

Helped identify common start up problems and help find solutions.

Realty Mortgage Corporation, Grand Prairie, Texas 2005-2006

Account Manager, B2B Sales Sub - Prime

Proven track record of $3 million in constant sales per month (Best month $6 million in closed loans).

Opened New Realty Mortgage sub-prime division (assisted with creating underwriting guidelines for in-house product working first hand with vice president).

Conduct sales presentations and business meetings with business partners. Created all business forms for our department.

Assist with reviewing loans prior to submission into underwriting (in-house) Run through scenarios with the broker to build a stronger profile for borrower to qualify (when the problem is out of the box).

Countrywide , Plano, Texas 2003-2005

Production Supervisor- Wholesale

Supervise staff and offer support for brokers with loan program issues to ensure customer satisfaction and meet production deadlines.

Delegate extra assignments to appropriate team members, to prioritize deadlines on assignments from upper management.

During Team meetings two way coaching was always used to gain appropriate feedback

Used lending authority when needed to ensure monthly team goal was met.

Countrywide , Plano, Texas 2002-2003

Conventional Underwriter

After first three months of employment was granted underwriting authority.

Assist with Special Project Teams on the Floor. Fannie Mae Level Loans

Clear Conditions and help with overflow in the Underwriting Department

Review Appraisal to ensure quality of collateral, property type, and value acceptable

Calculate debt/income ratios; LTV requirements; escrow impound requirements, analyze total credit profile and condition conventional loans with underwriting authority.. Outside of scope underwriting

would visit with Lending Manager for 2nd level review.

Griffin Financial Mortgage , Dallas, Texas 2000-2002

Processor

Process Conventional, FHA/VA, Jumbo and Construction loans.

Request appropriate documentation specific to loan program - Order third party services.

Ensure an on time closing.

EDUCATIONAL BACKGROUND

All Insurance School.com McKinney, Texas

Texas General Lines Life, Health & Annuities License #1690220

Collin County Community College, McKinney, Texas

Currently attending for Continuing Education

English and Technical Classes

ITT Technical Institute, Richardson, Texas 2000-2002

Information Technology – Computer Networking, Programming and Project Management

Technical Skills:Microsoft Excel, Word, Outlook Express, Power Point, Vizio, Oracle Database, Type 95 WPM, 10 key, Calyx POINT, CAS400,, Networking, Bookkeeping, Accounting, and Crystal Reports, B2B and B2C sales, excellent organizational and time management skills.

INTERESTS

I have a passion for helping others, and seeking truth in all that I accomplish in my every day life. I believe through educating ourselves, and looking at each experience as a lesson on life; any goal can be accomplished.

PROFESSIONAL REFERENCES

Contact this candidate