SUMMARY PROFILE
Seasoned professional with commercial and residential real estate experience, providing full spectrum of transaction, management and consulting services. Successful in leading procurement processes of Small Business Administration (SBA) loans, condominium conversions, rehabilitations funding, refinancing, and purchases to large apartment building, strip malls, and gas stations. Skilled at educating clients and recommending best options that meet their short-term and long term needs.
KEY STRENGTHS
- New Business Development
- Project Management / Capital Investing
- Budget Forecasting and Cost Analysis
- Strategic and Tactical Business Planning
- Program Development and Implementation
- Lease Negotiations / Operations
- Federal, State, and Local Law Compliance
- Strategic Partnership and Alliances
- Problem Identification and Resolution
- Staff Training and Development
CAREER OVERVIEW
LOAN CONSULTANT - MONEY CAPITAL CORPORATION, Farmingdale, NY 2007-Present
- Originate loans and provide consulting services to homeowners, contractors, investors, and developers with residential mortgages.
- Perform a cost-benefit analysis to determine the feasibility of current loan programs available to the homeowners.
PRESIDENT - CMS PRESERVATION, INC., Uniondale, NY 2005-Present
- Manage the entire aspect of the bridge loan institution from ground up.
- Provide new opportunities to borrowers that were rejected by conventional lending institutions.
- Bridge the gap between completions of non-performing properties to be eligible for a conventional loan.
- Partner with title companies to ensure free and clear titles of all properties.
VICE PRESIDENT - COMMERCIAL MORTGAGE SOLUTIONS, INC., Uniondale, NY 2004-Present
- Render consultation and financing services to contractors, small business, investors, and developers.
- Spearhead the procurement process of Small Business Administration (SBA) loans, condominium conversions, rehabilitations funding, refinancing, and purchases to large apartment building, strip malls, and gas stations.
- Spark sales and increase revenue by executing sound business plans.
- Administer the application process as well as the training and development of loan consultants.
PRESIDENT - PRODUCTIVE PROPERTIES, INC., New York, NY 1997-Present
- Acquire, renovate, rent, and manage commercial and residential real estate in Harlem, New York.
- Assess the market value of commercial and residential real estate for property investors; negotiate purchases and define residential and commercial mortgages.
- Lead operations and financial reports to reflect each property owned by investors.
PRESIDENT - DROP SPOT CLEANERS, INC., New York, NY 1982-2002
- Oversaw the operations of cleaning businesses throughout the metropolis.
- Established training program in model store located in New York City to provide franchising opportunities to interested entrepreneurs.
- Conducted a comprehensive “how to operate turnkey dry cleaning business” training program to more than 300 employees.
- Worked closely with clients and assist them throughout the cycle of procuring SBA loans and equipment leases.
EDUCATION
Bachelor of Science in Accounting - St. John’s University-Jamaica Estates, NY
AFFILIATIONS AND ACTIVITIES
Member, Mineola Chamber of Commerce
Vice President, Le Tip International Inc., Wantagh, New York Chapter
Auxiliary Coast Guard
Volunteer, Leukemia Society of America