Senior Credit Analyst @ BNP Paribas Fortis

JONAS BEEL

Grote Molstenstraat **, **** Wielsbeke, Belgium – +32-478-**-**-** – *****.****@****************.***

WORKING EXPERIENCES

-- Feb 2012 - Present: Senior Credit Analyst @ BNP Paribas Fortis

As a credit analyst for the larger companies in the commercial banking segment (of which quite a few are listed on the belgian stock exchange), I receive credit applications from relationship managers which I have to review and analyze in depth (both qualitative and quantitative aspects), to assess amongst others the CF generating capacities of the company and the risks involved with that company. This eventually leads to an advice which I have to defend in front of BNP Paribas Fortis Credit Committee.

The latest transaction I worked on was the financing of an asset acquisition (including a proper valuation of the cash-generating assets) in the belgian retail sector, structured as a club deal between two banks with a total transaction value of EUR 25m.

-- Sept 2010 - Jan 2012: International Associate Program @ BNP Paribas Fortis

The International Associate Programme is a development programme for high potential young graduates. During the programme the associate does different internships within different business lines, with the goal to get to know the organisation, work in different environments, get an insight in his own strengths and attention points, build an extensive network and challenge himself continuously. After 5 missions the associate is assigned in a permanent position.

• Oct 2011 – Jan 2012: Assistant Portfolio Manager – Leveraged Finance (Belgium)

- Accountable for the detailed analysis and restoration of existing Leverage

Finance portfolios.

- Took part in significant involvement with the composition of in-depth credit

proposals for new company transactions.

• June 2011 – Oct 2011: Analyst – Latam Commodity and Structured Finance (New York)

- Responsible for preparing in-depth credit proposals for companies

within the Latam CSF portfolio.

- Ensured smooth approval processes of credit requests.

• Feb 2011 – May 2011: Relationship Manager – Commercial Banking (Belgium)

- Managed a portfolio and developed relationships with Belgian midcap

corporations in order to enhance profitability.

• Nov 2010 – Jan 2011: Credit Analyst – Commercial Banking (Belgium)

- Analyzed financial reports qualitatively and quantitatively in order

to assess the repayment capacity and risk level of any given company.

- Participated in credit committee decision processes with a focus on Belgian madcaps.

• Sept 2010 – Oct 2010: Apprentice Professional Client Advisor– Retail Banking (Belgium)

- Shadowed a professional client advisor in order to gain branch,

client, and product familiarization.

- Actively developed communication and commercial skills.

EDUCATION

KU Leuven, Belgium

• Sept 2005 – June 2010: Master in Accountancy and Finance – Business Engineering

• Master degree: Magna cum laude (77.75%)

‘Universitat de València’, Spain

• Sept 2007 – Feb 2008: Erasmus Exchange program

LANGUAGE SKILLS

Language Proficiency

• Dutch Native Speaker

• English Full Proficiency

• French Intermediate Proficiency

• Spanish Limited Proficiency

• German Basic Proficiency

OTHER TRAININGS & COMPUTER SKILLS

• Completed full 2 day Fitch Training course in Financial Statement Analysis

• Experienced with Microsoft applications: Word, Excel, Outlook, and PowerPoint

• Proficient user of SAS and Eviews statistical packages

ADDITIONAL ACTIVITIES

• Sept 2010 – Present: Vice President of the current World Champion holder Duathlon Organization, ‘Energy Team Zuidwest’ of Belgium.

• Sept 2008 – Present: Certified coach of competing young gymnasts and Board member of the ‘SIF Ooigem’ gymnastics club.

• Sept 1994 – Sept 2007: Competing trampoline member of gymnastics club ‘SIF Ooigem’; Participated annually in several international championships and won the Belgian National Championship in 1997 and 2005.

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