Actuarial Consultant

Name: Luv Bhatnagar

Address: ** ******* *****, **** ********, Vic 3150

Telephone: (03) 9511 7227 Mobile: 043*-***-***

Date of Birth: 12 June 1988

Education: Year 2010: Associate of the Institute of Actuaries of Australia (AIAA)

Year 2009: Actuarial Studies – Honours, Melbourne University

Year 2008: Bachelor of Commerce, Melbourne University

Year 2005: VCE (Year 12) from Glen Waverley Secondary College with

Enter Score of 98.50

Work Experience

January 2010 – Current: Actuarial Consultant (Graduate Program):

Ernst & Young, Melbourne

Responsibilities

• Performed unit pricing remediation and valuation reviews for superannuation funds.

• Performed quantitative analysis in the external audits of credit risk and Basel II standards for major banks.

• Managed client engagements and facilitated client meetings regarding findings and recommendations from assigned projects.

• Created effective power point presentations for proposals, client engagements and presentation done in team meetings.

• Used SQL programming for data extraction and manipulation. Created simulations for sensitivity analysis and forecasting using SAS.

• Created reports and analytical spreadsheets in Microsoft Excel relevant to client engagements in the banking and life insurance sectors.

• Responsible for facilitating actuarial technical training sessions for new hires.

• Acted as mentor and supervisor to actuarial and risk management interns on a daily basis.

• Discussed and updated the actuarial team on administrative and project management issues in weekly team meetings.

Achievements

• Received an overall rating of 4, which translates to ‘consistently exceeding expectations’ from internal management on the assigned projects.

• Given the responsibility of ‘GRC Champion’ for demonstrating excellent communication and presentation skills during the facilitation of training sessions.

• Received excellent feedback for quality and market leadership from the directors of a major bank for providing insight into crucial data integrity issues.

• Received appraisal from a French client looking to invest in the domestic insurance and superannuation market.

July 2008 – December 2009: Investment Analyst (Casual):

Dixon Advisory, Melbourne.

Dixon Advisory is a financial firm specializing in tax-effective investment and self-managed superannuation.

Responsibilities

• Created templates in Microsoft Excel for clients, assessing Asset Allocations and Investment Projections.

• Used SQL and Visual Basic to create comprehensive Microsoft Access Datasheets and Excel Spreadsheets.

• Used programs in stock-broking like IRESS and CHESS to ensure clients are kept up-to-date with all market announcement and main investment opportunities.

• Responsible for drafting a quarterly Statement of Advice for clients outlining any investment advice recommended by the investment committee.

• Successfully completed placements and projects regarding client inquiries in a team environment. Ensured all clients received a response within the set time frame of 24 hours.

Achievements

• Received appreciations from directors for the development of high standard excel spreadsheets. Produced pivot tables and performance history spreadsheets for placements and client inquiries.

• Received appraisal from the management for drafting recommendations for placements, share sell downs, share purchase plans and initial public offerings.

• Performed an internal audit of the client fee structures of over 7,000 clients in December 2008 for Investment Advisory/ Financial Advisory divisions. Received an excellent review for proving strong analytical and communication skills and paying attention to the minute details.

• Received higher levels of responsibility in the form of internal audits and drafting advice directly sent to the clients. Received appreciation for demonstrating leadership, insight and analytical skills in these areas of work.

• Received appraisal from the clients and management for the analytical, easy to follow and logical nature of the developed Statement of Advice.

February 2009 – June 2009: Tutor – Financial Mathematics

Department of Economics & Commerce

University of Melbourne.

Selected as a University Tutor on the basis of academic performance.

Responsibilities

• Tutoring Bachelor of Commerce 2nd year actuarial studies students.

• Planned and prepared notes and material to deliver in a class room environment

• Liaised with the coordinating lecturer regarding teaching methods and providing tutorial material to the relevant students.

• Responsible for student attendance and checking assessments.

February 2006 – July 2008: Telemarketing Position (Casual)

Advantage Direct Finance, Richmond.

Advantage Direct Finance is a mortgage broking firm affiliated with the refinancing of home loans.

Responsibilities

• Discussed with clients about the different structures of home loans ie, fixed rates, variables rates, line of credit. Engaged in a precise and proficient method of communication.

• Offered clients opportunity for free mortgage health checks to see if they can reduce their interest rate or term of the loan without increasing repayments.

• Ensured that the appointment setting team reaches their weekly targets. Overseeing that a level of integrity and professionalism is maintained when dealing with prospective clients.

Achievements

• Received a Certificate of recognition two times in a row. Due to effective liaising with clients, successful in getting various clients to refinance with the company.

• Meeting the targets of 5 seen appointments on a weekly basis. Received appreciation for exceeding the target on several occasions.

Actuarial Exemptions from Institute of Actuaries of Australia

Part 1 & Part 2 Exemptions

• CT1 – Financial Mathematics

• CT2 – Finance and Financial Reporting

• CT3 – Probability and Mathematical Statistics

• CT4 – Modeling

• CT5 – Contingencies

• CT6 – Statistical Methods

• CT7 – Economics

• CT8 – Financial Economics

• Actuarial Control Cycle (Part II) subjects. Received qualification of Associate of Institute of Actuaries of Australia (AIAA).

Academic achievements

• Selected as a University Tutor for receiving the highest marks in Financial Mathematics.

• Selected to attend Heriot-Watt University through exchange program based on my academic performance.

• Selected as part of a group of 30 students to study Honours in Actuarial Studies in 2009.

• Received awards for academic excellence in various competitions (University of Melbourne Maths Competition, Westpac Maths Competition, and UNSW Science Competition).

• Selected as part of a team of four students to participate in the Rio Tinto Physics Olympiad and Rio Tinto Chemistry Olympiad.

• Received Academic Award for securing highest marks in Physics in Year 11 in 2004.

• Received Chang Mathematics Award for securing highest marks in Mathematics in Year 10 in 2003.

• Participated in DAV (Debating Association of Victoria) Interschool Debating Competition from Year 9 to Year 11 and received awards as best speaker on several occasions.

Extra-curricular activities/ Hobbies

Positions of responsibility

• Adjudicator for Debating Association of Victoria (DAV) – Analysed topics presented by high school students. DAV was impressed by the comprehensive feedback and logical methods of explanation to students.

• Manager of Strategy for Extra-Curricular Network of Australia (ECNA) – Organised networking sessions for university students.

General Interests

• Actively participate in sports.

• Skilled chess player and enjoy playing cricket and tennis.

• Active investment in the Stock market.

Skills

• Excellent in touch typing, MS Applications – Word, PowerPoint, Access and Excel and managing database fundamentals. Proficient in programming applications including SQL, VBA macros and SAS.

• Team skills: Accountable team member and ability to take initiative and flexibility to meet team objectives and achieve business outcomes.

• Organisation, Planning and Coordination skills: Planned, coordinated group assignments and demonstrated my ability to work effectively in an organised manner, set priorities to meet targets.

• Leadership and Decision making skills: Ability to think strategically and take sound decisions by delegating tasks and encouraging productive team work.

• Research, Analytical and Conceptual skills: Ability to research, analyse information, develop and evaluate strategies for achieving valuable results within given time frames.

• Communication skills: Outstanding communication, negotiation and written skills. Ability to discuss with colleagues and staff about assignments and issues with a creative approach to problem solving.

References

Available on request.

Contact this candidate