Skinner resume
Resume:
Charles B. Skinner
Nicholasville, Ky. __________________________________________________________________________________
Key Qualifications:
• Generated quality loans for two of the top performing banks in the area for
over 20 years.
• Over 20 years of experience as a commercial / small business / construction
lender
• Ability to manage a large loan portfolio ($65 million - $90 million)
• Individual loans ranged up to $9 million in size
• Aggressive cold calling
Professional Experience:
First State Financial Lexington, Ky. March 2007 – October 2008
- Sr. Vice President – Commercial/Small Business Lender
Built and managed a real estate and small business loan portfolio from
scratch and advised less experienced lenders.
• Increased loan outstandings thru solicitation of previous clients,
effective cold calling and as bank representative in several civic and
professional organizations.
• Used negotiating skills to help other lenders work their “special asset”
loans.
Branch Banking & Trust Co. (BB&T) Lexington, Ky. July 2002 – Feb. 2007
- Vice President – Commercial/Construction/Small Business Lender
Built and maintained a real estate, construction, development and small
business loan portfolio. Lead the five man team in dollar volume of
loans produced.
• Produced 150% to 200% of bank new-loan goal.
• Generated $50 million and $40 million in new loans in 2004 and 2005
respectively
• Managed $60 mil to $65 mil (avg) loans outstanding, although total
commitments reached $90 million at times (largest single portfolio in
the bank).
• Generated fee income in excess of annual salary (personal goal) – 150%
of bank goal.
• Maintained highest yielding loan portfolio.
• Recognized for outstanding production
Central Bank & Trust Co. Lexington, Ky. 1980 - 2002
- Vice President – Commercial/Small Business Lender
Built and maintained a small business loan portfolio, served as voting
member of senior loan committee, head of equipment leasing department,
SBA loan specialist for the bank, and advised branch managers on large
loan requests.
• Built loan portfolio into largest portfolio in the bank while
maintaining excellent customer service.
• Met and exceeded goals during majority of tenure.
• Generated fee income in excess of annual salary for majority of tenure.
• Taught credit classes for bank personnel.
Skinner Resume
Page 2
• Put together Equipment Leasing Dept, providing bank with valuable tax
credits which saved hundreds of thousands of dollars for the bank.
Education:
University of Kentucky
• Bachelor of Science in Business Administration
Prochnow School of Banking (University of Wisconsin, Madison, Wisconsin)
• Graduate School of Banking Degree
Organizations:
• Lexington Home Builders’ Association
• Scott County Home Builders’ Association
• Lexington South Lions Club
• Former Better Business Bureau board member
• Chamber of Commerce membership drive representative
• Speaker for SBA programs
• Commercial Property Owners’ Association
References:
• Glenn Leveridge, President – Central Bank, Winchester, Ky.
43 N. Maple St.
Winchester, Ky. 40391
Chuck Skinner is a dedicated and experienced Commercial Lending
professional, who takes pride in his ability to retain and grow client
relationships. He takes ownership with his book of business and
possesses a unique core competency blend enabling him to earn the
confidence of his clients, as well as fellow managers. He is a team
player with a strong management perspective. Chuck will add value
and make a significant contribution to any organization which is
fortunate to have him in its employ.
Glenn Leveridge
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