Controller
Resume:
Thomas C. Antoine, CPA
Acworth, GA 30101
E-mail: ********@*****.***
Cell:404-***-****
Executive Summary
CFO/Controller currently with over 20 years of corporate accounting and management experience. Hands-on manager with expertise in accounting systems development, fiscal management and financial reporting with a proven record of developing and implementing financial and operational controls.
Areas of Knowledge and Expertise
• Cash Management
• Budgeting and Forecasting
• Operation and Financial Analysis
• Contract Review and Negotiation
• Managing Banking Relationships
• Operating and Working Capital
• Development of Internal Controls
• Financial Statement Preparation
• Replacement of Accounting Systems
• Corporate Accounting and Tax Preparation
• Start up Formation
• Automation of Transactions
• Training and Mentoring
• Auditing and Compliance
Executive Highlights
Proficio Mortgage Ventures, LLC – Jacksonville, FL - 04/2007 to 02/2009
Controller for a Delaware Series LLC engaged in the business of origination and sale of mortgage loans through joint ventures under separate operating divisions. The company is currently licensed to do business in 48 states and is owned by a bank in Salt Lake City. Directly responsible for oversight and management of the financial condition of the Company, its affiliates, as well as the following:
• Direct involvement in the monthly reporting process,
• Review and analysis of business strategies,
• Development of internal controls,
• Oversee Sarbanes Oxley compliance,
• Maximizing return on assets,
• Cash management,
• Maintaining relationships with financial institutions,
• Focal point for annual audits and regulatory agencies.
Consultant – 6/2006 to 4/2007
Consultant engaged to set up accounting systems, financial reporting, budgeting, tax returns, bookkeeping, and miscellaneous other duties.
Homeowners Loan Corp – Atlanta, GA- 11/2005 to 05/2006
Chief Financial Officer of a mortgage company engaged in the business of origination and sale of mortgage loans. Annual production volume averaged $1.6 billion generating revenues in excess of 73 million annually in 2005. The company is licensed to do business in all the states though 6 production offices. Directly responsible for oversight and management of the financial condition of the Company, and its affiliate, as well as the following:
• Direct involvement in the monthly reporting process,
• Review and analysis of business strategies,
• Development of internal controls,
• Oversee Sarbanes Oxley compliance,
• Maximizing return on assets,
• Cash management,
• Maintaining relationships with financial institutions,
• Focal point for annual audits and regulatory agencies.
Homeowners Loan Corp – 11/2005 to 05/2006-continued
The Company is owned by Laredo National Bank in Texas which was acquired in April of 2005 by BBVA (2nd largest bank in Spain) out of Madrid, Spain. I was recruited to restructure the Company and use it as a platform from which BBVA could provide mortgage lending in the United States. Unfortunately that decision was changed and now they have decided to discontinue operations.
Sunshine Mortgage Company – Atlanta, GA- 2/1999 to 11/2005
Chief Financial Officer of a mortgage company engaged in the business of origination, sale, and servicing of mortgage loans. The company also provides mortgage reinsurance coverage through an affiliate. Annual production volume exceeds $1 billion generating revenues in excess of 40 million annually. The company also maintains a servicing portfolio in excess of $550 million and is licensed to do business in 15 states though 18 offices. Directly responsible for oversight and management of he financial condition of the Company, its Parent, and two affiliates as well as the following:
• Direct involvement in the monthly reporting process,
• Review and analysis of business strategies,
• Development of internal controls,
• Maximizing return on assets,
• Tax return preparation,
• Cash management,
• Maintaining relationships with financial institutions,
• Focal point for annual audits and regulatory agencies.
In my six years with the Company, the accounting systems have been replaced with windows based software designed for mortgage bankers and the transaction flow restructured to allow automation of transactions. Other changes implemented include new payroll provider, fixed asset system and A/P systems.
EquiCredit Corporation (Subsidiary of Bank of America) – Jacksonville, FL - 5/1991 to 2/1998
Vice President/Controller of a consumer finance company engaged in the business of originating, selling, and servicing consumer loans secured by 1st and 2nd mortgages with operations in 40 states through 141
offices. The company generated production volume in excess of $2 billion annually generating revenues in excess of $168 million annually. The company also maintained a servicing portfolio in excess of $3 billion. Directly responsible for the preparation of monthly financial information for management, investors, and the parent Company as well as the following:
• Preparation and filing of state and federal tax returns for over 100 entities,
• Preparation and filing of quarterly and annual SEC filings,
• Preparation of financial plans, budgets, and forecasts,
• Heavily involved in the systems conversion after acquisition,
• Heavily involved in the initial public offering of the Company in September of 1993 and the subsequent $331 million acquisition by Barnett Banks, Inc in February ,1995,
• Managed staff of 30+ individuals,
• Established a warehouse lending program.
Ernst & Young: Jacksonville, FL - 9/1985 – 5/1991
Audit manager responsible for annual examination of clients in the following industries: Mortgage Banking, Real Estate, Railroads, Utilities, Wholesale Distribution and Sales, Shipping, Colleges and Universities, Non-Profit Organizations, Governmental, and Pension Plans.
Experience includes preparation of annual financial statements, forecast financial statements, bond offerings, annual and quarterly reporting on Forms 10Q and 10K, and various other aspects of SEC accounting and reporting.
Price Waterhouse: Jacksonville, FL - 2/1982 – 9/1985
Senior accountant responsible for the planning, supervision and review of audits, reviews, and compilations of clients in the following industries: Financial Institutions (Banking/Mortgage Banking), Manufacturing, Service organizations (Restaurants, Data Processing, Consulting), Hospitals, and Insurance.
Experience also includes report drafting, financial statement preparation, and analytical review of operations.
Education:
M.S. Master of Accountancy
Florida State University, Tallahassee, FL
B.S. Business Administration
Mississippi State University, Starkville, MS
Professional and Business Affiliations
Florida State Alumni Association,
Mississippi State Alumni Association,
Member Florida Institute of Certified Public Accountants,
Served 10 years on Board of Directors of the Jacksonville Chapter of the American Diabetes Association,
Served 3 years on Board of Directors of the Jacksonville Chapter of Learn to Read
E-mail: ********@*****.***
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