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Escrow Officer/Closer

Location:
Plano, TX, 75025
Salary:
55,000
Posted:
November 25, 2009

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Resume:

CHRISTA M. ALLEN

P.O. Box ****** Plano, TX ***** • C (805) 805-***-**** • E - fpql5q@r.postjobfree.com

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To bring to your organization enthusiasm, dedication, responsibility, and good work ethic, combined with a desire to utilize my skills obtained through my experience in the mortgage and title & escrow industry in the following areas:

• Asset and risk management

• Analytical, detail oriented with strong problem resolution skills

• Maintain excellent interpersonal communication, time management, and team building skills

• Liaison between clients, sales personnel, lender, 3rd party vendors and Credit Department

• Experience auditing FHA/VA, Conventional and Sub-Prime loans

• Experience processing and closing commercial and residential escrows and lender closings

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EXPERIENCE

First Preston Management, Dallas TX 5/07 - 8/07

Title – REO Foreclosure Closing Coordinator

Responsibilities include:

•Gather and review all required information to prepare an accurate and compliant closing package

•Review credit, appraisal, title, survey, disclosures and other documents for closing conditions for approval and compliance.

•Verify pricing, points, credits and all escrow information for FHA, VA, CONV, ARM, and Purchase, Construction/Perm, and VHAP loans.

•Input and update the system of record with the appropriate fees, property and borrower information.

•Review documents for accuracy prior to sending the package to the closing agent.

•Handle all closing and funding questions presented by the Mortgage Broker and Title Vendor.

•Review documents for proper endorsements and notarizations and take appropriate corrective actions to ensure documents are accurate prior to funding. Deliver complete funded loan package to Post Closing.

•Balance Final HUD1 Settlement Statement and set up wire for loan disbursement.

•Aggressively handle pipeline of a minimum of 6 closing packages sent for signing and 10 funding per day.

•Ability to cross train within other departments to mitigate spikes in volume

Countrywide Commercial Real Estate Finance, Plano TX 7/07 - 3/08

Title - Commercial Real Estate Closing Coordinator

Responsibilities include:

•Process Commercial loans in accordance to the Conduit and Advantage program

•Assist in gathering and analyzing due diligence used to determine clients credit worthiness including credit reports, leases, operating statement, and balance sheet

•Order and review appraisal, property condition and seismic report for value and structural soundness

•Prepare and disburse Hello Package to all parties involved (i.e. Banker, Broker, Underwriter, and Legal)

•Obtain signed Commitment Letter and Term Sheet

•Engage and follow up with all 3rd party vendors including outside Counsel, Appraisers, and Engineers

•Assist in reviewing, inputting invoices, escrows, and tax information to generate funding and Settlement Statement

•Assist in completing closing portion of the Final Commitment Letter for closing

•Prepare post-closing binders for securitization

•Communicated daily with Bankers, Brokers, Legal, Underwriting, and 3rd party vendors

•Assist in special projects like reconciling invoices, shipping deal boxes and reviewing Commitment Letters

LandAmerica Lawyers Title and Escrow, Oxnard CA 6/04 - 5/07

Title – Escrow Agent/Notary Public

Responsibilities include:

• Responsible for establishing new escrow accounts and process escrow documents in accordance with established policies and procedures on commercial and residential real estate transactions.

• Completes real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds.

• Determine escrow requirements by studying and clarifying buyer, seller and lender instructions.

• Obtains clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals.

• Establishes escrow account by depositing funds; maintaining records

• Prepares transaction documents by completing forms and statements: collecting and reviewing existing documents.

• Completes calculations by prorating taxes and interest.

• Completes closing transaction documents by assembling documents’ reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents.

• Prepares HUD by utilizing lender instructions.

• Closes escrow accounts by balancing and disbursing funds.

• Complies with regulatory requirements by adhering, and enforcing adherence to requirements.

• Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

• Enhances organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments

LandAmerica Commonwealth Escrow and Title, Oxnard CA 1/03 - 4/04

Title – Escrow Agent/Notary Public

Responsibilities include:

• Responsible for establishing new escrow accounts and process escrow documents in accordance with established policies and procedures on residential real estate transactions.

• Completes real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds.

• Determine escrow requirements by studying and clarifying buyer, seller and lender instructions.

• Obtains clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals.

• Establishes escrow account by depositing funds; maintaining records

• Prepares transaction documents by completing forms and statements: collecting and reviewing existing documents.

• Completes calculations by prorating taxes and interest.

• Completes closing transaction documents by assembling documents’ reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents.

• Prepares HUD by utilizing lender instructions.

• Closes escrow accounts by balancing and disbursing funds.

• Complies with regulatory requirements by adhering, and enforcing adherence to requirements.

• Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

• Enhances organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments

Investors Title & Escrow, Westlake Village CA 12/01 - 1/03

Escrow Assistant/Customer Service Representative

Responsibilities include:

•Open refinance escrows by reviewing terms of open order term sheet and imputing in the system

•Open title by informing them of new order

•Run legal and vesting, prepare property profiles, map and prepare farm requests,

•Provide Brokers, Lenders, Agents, and Legal Firms, accurate property information for prospective real estate transactions

•Dispatch offices messenger pickups and deliveries

•Type and package escrow instructions, order payoff demands, order evidence of insurance,

• Maintain a professional and informative relationship between all parties involved in the escrow process

•Prioritize large phone volume

EMPLOYMENT PRIOR TO 2001 AVAILABLE UPON REQUEST

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EDUCATION

University of Phoenix – Business Management • 2002-2003

Newberry School of Beauty – Licensed Cosmetologist • 1992-1993

Oxnard College - Business Management • 1988-1990

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SKILLS

Mainframe Systems, MS Windows, MS Office, Lotus Notes, Outlook, Internet, Quicken, Super Search, Data Trace, Tops, Data Tree, Go Title, RBJ, Impact, Backshop, I-Close, Desktop Underwriter, Lexis Nexis, Multi Line Phone, Fax Machines, Xerox Machines, PBX/Switch Board, 10-Key Machine



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