Audit / Compliance Manager

John A. Messina

(H) 516-***-**** * Pinehurst Road

******@*******.*** Farmingdale, N.Y. 11735

I have reviewed the qualifications for the Audit position that is posted at your firm and would like to be considered for the referenced position based on my:

 25+ years relevant domestic/international auditing/compliance experience.

 7 years domestic consumer banking experience with Citibank.

 10+ years relevant AML experience / knowledge of Bank Secrecy, AML Regulations, PATRIOT Act, FINCEN and OFAC.

 Extensive understanding of retail bank and retail brokerage businesses thorough knowledge of Financial Services rules and regulations, enterprise compliance risk management and best practices.

 Self directed with the ability to manage multiple assignments, manage for productivity whether working independently or managing a staff.

 solid analytical, problem solving and decision making skills.

 can effectively communicate and work with business and senior management as well as securities regulators and law enforcement agencies in a comprehensive, accurate, effective and timely manner.

Education: PACE University, NYC - Bachelor of Business Administration, Accounting - 09/1984

Securities Industry Licenses: FINRA Series 7; 9; 10; 24 / NYSE Series 14

Computer Skills: Microsoft Office (Excel; Word; PowerPoint) Outlook

Affiliations: Securities Industry Association

Professional Experience

Citibank / Smith Barney 4/2005 – 3/2009

 Senior Vice President – GWM Branch Examinations Manager

• Prepare, schedule and execute examination plan across business lines using risk-based approach over daily business for retail bank, retail brokerage, private bank, investment banking businesses and operations support;

• Manage, direct and motivate a staff of 10 examiners located in NYC, Sacramento and Miami.

• Enhanced and maintained an examination program and written supervisory procedures over the examination process;

• Develop and maintain effective lines of communications with business and senior management through scheduled monthly calls and MIS reports;

• Supervisory review of all examination work papers and reports;

• Provide suggested corrective action(s), examination findings trend analysis, report status on open issues to Senior Management, Legal and Compliance and NDIP Committees;

• Conducted annual AML review for bank based business;

Wachovia Securities, LLC (formerly Prudential Securities Inc.) 08/1980 – 4/2005

> Senior Vice President - Chief Compliance and AML Compliance Officer –

Wexford Clearing (09/99 to 04/05)

• daily review of monetary activity reports, FinCen 314 notifications, Customer Identification Program surveillance reports, Foreign Bank surveillance; conducted AML Training; MIS reporting; Liaise with broker/dealers; reported to business and Legal Counsel relating to requests for information/SARs filings.

• Coordinate regulatory examinations – work closely with regulators, legal counsel, Internal Audit, Compliance, and Retail Management; ensure regulatory visit and examination are run professionally and in a consistent manner; follow-up with management on findings and with legal regarding response preparation;

• Preparation & Dissemination of Policies & Procedures – update company policies and procedures; developed process of disseminating information to Introducing Broker-dealers;

• Review Employee/Employee Related accounts;

• Conducted Annual Compliance training for covered staff;

• Privacy Risk Officer – GLB Privacy; Perform risk assessment of handling customer info;

• Pre-Hire, Licensing, Continuing Education – Employee registration tracking; Firm and Regulatory Element;

• Work closely with Legal Counsel regarding Customer Complaints, Legal & Regulatory Matters;

> Vice President - Compliance Officer (1/97 to 9/99)

• Coordinate regulatory examinations – work closely with regulators, legal counsel, Internal Audit, Compliance, and Retail Management; ensure regulatory visit and examination are run professionally and in a consistent manner; follow-up with management on findings and with legal regarding response preparation.

> Vice President - Regional Compliance Officer (1/94 to 12/96)

• Manage surveillance group covering Metro NY, SW and NW regions

• Conduct surveillance over Active accounts selection, Mutual Funds, and Broker trading;

• Conduct Branch Manager Compliance training (NY & San Diego)

• Participated in Regional meetings on Compliance issues & training

• Conducted risk assessments of top producers within region

• Identify operating deficiencies and recommend corrective action

> Vice President - Special Investigations Manager (1/92 to 1/94)

• Developed and initiated anti-money laundering surveillance report; identify and report findings to Legal, Compliance and business management;

• conduct special investigations involving retail sales force

• Identify operating deficiencies and recommended corrective action

• Obtained understanding of regulatory and cultural differences in Canada, Europe and Australia

> Assistant Vice President - Branch Examination Manager (11/84 to 1/92)

• Developed audit procedures while ensuring that all such requirements are met

• Coordinated training “Introduction of Branch Examinations”

• Conducted Review of all Examination work papers and reports

• Identify and report deficiency trend analysis to Senior Management, Law and Compliance

• Conduct Special Investigations (when needed)

• Supervise group of five examiners

> International Fixed Income Operations – NY (1/83 to 11/84)

• Oversee and monitor fixed income, commodity and REPO trading activities of client accounts

> Euro-Bond Operations, London, England (8/82 to 12/82)

• Assist in daily supervision of settlement area; performed a reconciliation of trader’s books to firm inventory

 Cashiers – NY (8/80 to 1/83)

Citibank (05/1973 – 03/1980)

• Operations Manager – promoted in 03/1978; provided operations management for a staff of three tellers;

• Teller – provided best of class customer service; check cashing only services on city paydays.

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