Mortgage Loan Officer
Resume:
JOE W. DUBOSE
Mortgage Loan Officer
OCCUPATIONAL OBJECTIVE
Bilingual (English/Spanish), degreed professional possessing six years of mortgage lending experience seeking long-term, mutually beneficial association with a mortgage bank affiliate. Short term goals include expanding my pipeline through continued specialization in the Hispanic market, diversifying into other loan markets, and addressing professional strengths and weaknesses. Long-term goals include the financial security and satisfaction that come from a job well done.
RELEVANT EXPERIENCE
MORTGAGE LOAN OFFICER, Various Companies, Austin, Texas 06/99-07/05
Provided mortgage loan origination services in association with the following companies: Baymar Mortgage, First Atlantic Mortgage, Athena Mortgage, and Mortgage Funding Network.
Duties/responsibilities included:
o Lead Generation/Loan origination with emphasis on the Hispanic market
o Providing cradle-to-grave pipeline management.
o Successfully matching loan product to client’s financial/credit profiles and goals.
o Acquiring referrals through superior customer service.
o Maintaining compliance with industry regulations.
SUMMARY OF QUALIFICATIONS
o Self-motivated; work on the premise of setting/attaining personal goals
o Six years experience with conventional and subprime loan programs
o Team player with professional demeanor and conduct
o Generate my own leads; adept at marketing to my market niche
o Bilingual in English/Spanish, including mortgage terminology
o Technical skills include Calyx, Encompass, Word, Excel, and Internet
PROFESSIONAL ACHIEVEMENTS
o Top producer of home equity loans while at Mortgage Funding Network.
o Achieved No. 1 sales ranking at Cavco Homes (Bastrop, TX) out of four hundred sales reps
OTHER WORK EXPERIENCE
INCOME TAX PREPARER / TAX INSTRUCTOR − 6 Tax Seasons (1992-2007)
PETROLEUM GEOLOGIST – 10 years, ENVIRONMENTAL GEOLOGIST − 2 years
PROCUREMENT / CONTRACT SPECIALIST – 2 years
HIGH SCHOOL TEACHER – 2 years
EDUCATION
Graduate-level studies in Environmental Science – Oklahoma State University at Stillwater
Bachelors Degree in Geological Sciences – The University of Texas at Austin
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