Phillip Hutchinson
** **** **., *********, ** ***60 **********@***.*** 205-***-****
Objective: To secure a position in sales where my experience in selling business-to-business professional services in a consultative manner and producing results would
allow me to make a valuable contribution to a company’s goals and objectives.
7/05 to Present. Real Estate Property Management. Project Manager responsible for the reconditioning and sale of investment property inventory.
10/04 to 7/05. Countrywide Home Loans
Area Manager. Mortgage Banking Wholesale Account Executive. Responsibilities included developing accounts through marketing and prospecting for new business.
Training mortgage brokers on loan product parameters, information and guidelines.
Pipeline management to monitor loan lock expirations, credit, appraisal problems and
status. Obtaining complete loan applications, making sure that they comply with all
government regulations. Determined acceptable income, asset, debts and credit pre-qualification. Assist closing department in obtaining required documentation. Communicated and worked closely with all parties involved in the transaction to keep them informed of loan status and if problems arose, communicated with all parties to resolve the problem.
5/04 to 10/04 MIT Lending
Wholesale Account Executive. Mortgage Banking in conventional, FHA, VA and Alt-A loan products.
1/04 to 5/04 Union Planters Bank
Mortgage Loan Originator. Retail origination of residential purchase, refinance and construction loans. Developing and maintaining relationships through marketing for new business. Responsible for providing Agents, Builders and Borrowers with loan product parameters, information and guidelines. Responsible for discussing program options with borrowers and answering agents/builders questions regarding guidelines.
7/02 to 12/03 Wells Fargo Home Loans
Wholesale Account Executive. Alternative lending division origination of residential loans from mortgage brokers in the state of Alabama.
6/99 to 6/02 Alliance Funding, a Division of Superior Bank FSB
Wholesale Account Executive. Origination of residential real estate loans from a network of mortgage brokers in the state of Alabama. Attend broker functions and trade shows.
04/98 to 5/99 First Equity Mortgage
Mortgage Loan Originator. Originate residential real estate purchase and refinance loans.
1993 to 1998 American Financial Services
Merchant Bankcard Sales. Outside sales of electronic data capture equipment and electronic payment processing services to small and medium sized businesses.
1990 to 1993 Mortgage Lenders, Inc.
Loan Officer. Retail origination of residential real estate loans. Purchase and refinance.
1988 to 1990 Moore Realty, Inc.
Real Estate Sales Agent. Responsible for listing and selling residential property.
1987 to 1998 Affiliated of Florida
Warehouse Manager. Managed up to five employees while selecting and loading merchandise for shipment.
1985 to 1986 Blazer Financial Services.
Loan Officer. Originated consumer and real estate loans. Account collections.
Military Experience: United States Navy
1981 to 1985 Anti-submarine Warfare Operator AW-2
Naval Aircrew and flight crew chief for helicopter squadron tracking submarines using sonar and acoustic sensor equipment. Performed search and rescue missions, logistics, reconnaissance missions off aircraft carrier. Training Instructor. Trained squadron aircrew on flight procedures, wrote and administered lectures and exams. Organized flight training curriculum and evaluations.
• Evaluations throughout military service were consistently 4.0/4.0
Awards and Honors: Naval Aircrew Wings
Good Conduct Medal
Humanitarian Award
Naval Expeditionary Medal
Battle “E” Efficiency Award
Squadron Sailor of the Month Award
Search and Rescue Swimmer Designation
Life and Health Insurance License 2010 – 2012
Jefferson State Community College 2010 -2012
Currently pursuing a business degree in finance at JSCC. GPA 3.72