Professsional Adjuster
Resume:
DAVID M. MORANO
**** *. ***** **** *, #*** Coconut Creek, FL 33073
***.***.***@***.***
Xactnet Address: CERTIFIED.COCONUT_CREEK.FL
PROFESSIONAL SUMMARY
As a Florida and Texas, All-lines Adjuster, I have over 220 hours of field and advanced training with certifications for Citizens(daily and CAT), USAA, State Farm, Federated National, Southern Fidelity, Capitol Preferred, and California Earthquake.
As a Florida, Certified General Contractor I have extensive commercial and residential renovation and development experience.
Strong personal service, time management and organizational skills, technical aptitude and product knowledge, are key abilities that I rely on to be successful. Hard work, physical fitness, and a competitive spirit drive these abilities.
I am an ethical, energetic, and motivated professional adjuster.
• Florida State Certified General Contractor (1985 – Present)
• Certified Adjuster All-lines (Florida, Texas) (USAA, Citizens, State Farm, CA Earthquake, certified) (2009 – present).
• Structural and Reinforced Concrete Contractor (2006- Present)
• Extensive renovation experience – 9yrs. (Historical Preservation, Commercial, Residential)
• Technically advanced in Xactimate 25, Sketch, Word, Excel, Outlook, Project, Adobe, and Quickbooks.
• Insurance Restoration Contractor – 7yrs. Received claims from claims office per CRP (Contractor Repair Program) programs with CNA, Aetna, and other companies. Contacted insured, determined cause of loss, confirmed or denied coverage with policy review, provided pictures, narrative, and damage repair estimate. Determined subrogation and salvage potential. Recommended loss settlement. Experienced in mold remediation, fire, water, and wind restoration. 1985-1989, 1992, 2004, 2005 Florida Hurricanes.
• Advanced knowledge of residential and commercial property policies, and industry adjusting practices and expectations.
• Due Diligence inspections and consultations for national real estate Development Company to existing properties. Observed and prepared cost estimates and written recommendations for code violations, maintenance liabilities, structural issues, ADA compliance, capital improvements, roofing, asbestos and environmental reports, warranties, etc. – (1998-2006)
Summary of Completed Projects
• Toledano Estate – 21,000sf two story single family residence, (Hollywood, FL). Responsible for the completion of all structural components of the project to include layout, foundation, stem wall, reinforcing steel, concrete placing and finishing, CMU, 2nd floor Hambro floor system and topping, trusses, concrete circular stairs, radius window and door foam knockout forms, rough openings, material takeoffs and deliveries, contract negotiations, invoicing, project management, and field management for shell construction.
• Project and Field managed all Shell Construction to include concrete, block, reinforcing steel, structural steel, shoring, wood trusses, metal trusses, heavy gauge metal framing, and sheathing, for multiple custom residential home builders and commercial contractors to include all estimating, contract negotiations with owners, subcontractors, and vendors. All multi-million dollar homes in Eastern Shores, FL.
• The Cove Restaurant – Deerfield Beach, FL. ($360,000.00). Provided insurance repair estimate to include roofing, mechanical, electrical, structural, and finishes. We provided the entire settlement negotiation with Citizens to include contents separation. Managed insurance related repairs and additional renovation work necessary due to code violations, existing structural damage unrelated to hurricane. Completed all concrete renovation work to new perimeter walkway, boat slips, and outside seating area.
• Eden Condominiums – Boca Raton, FL. ($7MM). Provided all estimating, contract negotiations, vendor selections, project management and field management for all structural, framing and drywall, stucco, and impact resistant windows and doors for this project.
• 663-667 Lincoln Road – Miami Beach, FL. ($1.3MM). Historical Preservation Renovation. Estimating, contract negotiations, field management, value engineering, and design consultation. Project included complete interior demolition of all structural and non-structural items to include the second floor and roof assemblies. Only remaining sections of the building were the four perimeter walls. Managed all phases of renovation.
Work History
2006 – Present Built Rite, LLC - Coconut Creek, FL Owner
Commercial and Residential, Structural Concrete Contractor. Increased revenue $1.62 million in 2nd year through excellent customer service. Reduced duration of project through continuous communication with client to ensure precise scheduling. A satisfied customer relates their experiences to prospective customers.
1996 – 2006 D.M. Development, Inc. - Oakland Park, FL Owner
Commercial and Residential renovations contractor. Provided
services to commercial property management companies for retail tenant improvements, office renovations, and overall Capital improvements throughout Florida. Provided services to Design professionals for Custom residential renovations including major additions, Kitchens and bathroom renovations.
1992 – 1995 CGC Enterprises, Inc. - Pembroke Pines, FL
Insurance Repair Contractor for Hurricane Andrew. Prepared
repair estimates for various insurance companies (Nationwide,
Allstate, State Farm, Chubb, etc.) Renovated homes damaged in Hurricane Andrew.
1985 – 1989 Insurance Services Unlimited, Inc. - Hallandale, FL
Construction Supervisor for Insurance Repair Contractor. Managed all aspects of projects resulting from insurable losses; fire, wind, water, hail, vehicle, etc. This included subcontractors and employees for painting, carpentry, cabinetry, carpeting, ceramic tile, marble, wood (hardwood and laminate), windows and window treatments, wallpaper, roofing, overhead doors, electrical, plumbing, mechanical, fire sprinklers, fire alarms, and security systems. This work consisted of both commercial and residential projects. We usually averaged 15 – 25 claims running at one time. Managed in house cabinetry and millwork. Managed in house flooring and wall covering. Managed in house and subcontracted labor and materials for all losses.
Education
1981 Bachelor of Arts degree – Communications. 3.83 GPA
1985 Certified General Contractor – Florida
2009 Independent Resident All Lines Adjuster – Florida, Texas
Completed Projects
Toledano Residence Hollywood, FL 2008 21,000sf $770,000.00
Regions Bank Financial Center Jupiter, FL 2008 20,000sf $454,000.00
Creek Town Center Coconut Creek, FL 2008 8,500sf $282,000.00
Oakland Plaza Medical Center Wilton Manors, FL 2008 2300sf $140,000.00
Rico Residence Eastern Shores, FL 2007 6,800sf $225,000.00
3548 NE 31st Ave Lighthouse Point, FL 2007 8,200sf $285,000.00
Regions Bank Cooper City, FL 2007 10,000sf $216,000.00
Quality First Homes XX Eastern Shores, FL 2007 6,800sf $225,000.00
3469 NE 169th Street Eastern Shores, FL 2007 4,500sf $222,000.00
Quality First Homes XVIII Fort Lauderdale, FL 2006 7,600sf $240,000.00
Quality First Homes XVII Eastern Shores, FL 2006 6,800sf $225,000.00
Quality First Homes XVI Eastern Shores, FL 2006 6,800sf $225,000.00
Quality First Homes XV Eastern Shores, FL 2005 6,800sf $225,000.00
The Cove Restaurant Deerfield Beach, FL 2004 6,000sf $360,000.00
Eden Condominiums Boca Raton, FL 2004 $7MM
Kid’s at Play Learning Center Goulds, FL 2002 10,000sf $1.1MM
Aesthetic & Cosmetic Surgery Center Hallandale, FL 2002 6,000sf $280,000.00
663-667 Lincoln Road Miami Beach, FL 2001 10,000sf $1.3MM
International Jeweler’s Exchange Pembroke Pines, FL 2000 6,000sf $130,000.00
FEDCO Discount Pharmacy Miami Beach, FL 2000 10,000sf $624,000.00
Pablo Plaza Shopping Center Jacksonville, FL 1998 $400,000.00
Lady of America Fitness Center Deerfield Beach, FL 1998 6,000sf $110,000.00
Kid’s 1, Inc. Boca Raton, FL 1997 4,000sf $255,000.00
Hair Mystique Miami Shores, FL 1997 2,800sf $85,000.00
Manor Grove Condominiums Wilton Manors, FL 1987 38 units $1.1 MM CNA
Indicates insurance claim.
References
Itzhak Toledano Sky Development, Inc. 305-***-****
Martin Hogan Hogan Brothers International, Inc. 305-***-****
Bennet Gamel Quality First Homes, Inc. 305-***-****
Maurice Reece Builders, Inc. 305-***-****
Tom Coy Sy’s Supplies, Inc. 954-***-****
Shawn Masur Monohan/Masur Construction, Inc. 954-***-****
Contact this candidate