MARY FALOON
Tarpon Springs, Florida 34689
*********@*****.***
I am a mortgage banking professional with 20 years of underwriting, risk assessment, operations, operations and branch process planning experience. I am highly skilled in the particular areas of operational risk analysis, underwriting analysis and corporate risk assessment. I am very communicative with peers and senior management; candid, specific communication skill set; both written and verbal. Extremely organized, highly driven and focused, and an enthusiastic, motivational company first team member.
CORE STRENGTHS:
Decisive in Approach Strategic Planning Administration
Team Building Business Continuity Technical Proficiency
Credit Risk Corporate Risk Mitigation Productivity Driven
Project Management Due Diligence Operational Minded
COMPUTER EXPERIENCE:
Acculink (Lexus Nexus), AU, ASC, Midas, Net Oxygen, Pacer, Word, Excel and Outlook
CAREER EXPERIENCE:
DIGITAL RISK – Orlando, Florida
March 2009-July 2009
Fraud Detection Specialist (Contract not full-time employee)
Fraud detection underwriter re-underwriting foreclosed properties to detect errors and misrepresentation
Final decision on loans to be sent to Mortgage Insurance companies for claim purposes
PROVEST – Tampa, Florida
February 2008 –March 2009
Awaiting Returns Specialist
Obtain and evaluate 30-50 files daily
Audit summons and court affidavits prior to sending to the billing department
FREMONT INVESTMENT & LOAN – Tampa, Florida
January 2005 –March 2007
Senior Loan Underwriter
Maintained an underwriting average goal of 7-9 loans daily, consistently in top 10 of 248 nationwide
Communicated and developed a relationship with clients internal and external
Trained new operations employees
KEY BANK – Cleveland, Ohio
July 2003 – December 2004
Loan Underwriter
Provided private investment bankers with pre-qualified loan approvals based on application and credit
Collected documents and finalized loan for closing
H&R BLOCK MORTGAGE – Cleveland, Ohio
April 2002 – January 2003
Senior Account Manager
Previewed and determined borrowers qualifications for rate and loan product, prior to submission
Extensive interaction with customer base; multi-tasking skills
CHASE MANHATTAN MORTGAGE – Cleveland, Ohio
March 2001– April 2002
Relationship Manager, AVP
Wrote and continuously updated the Manufactured Housing lending manuals and guidelines
Communicated product and rate changes to brokers and correspondent lenders
IMX.COM – Walnut Creek, California
July 1999 – February 2001
Lender Training Manager (Internet Trading Company)