Quality Assurance Analyst
Resume:
Elisabeth Denison
Richmond, VA 23220
*****************@*****.***
EDUCATION
Virginia Commonwealth University, Richmond, VA
Bachelor of Science Degree in Business - Major in Finance May 2010
PROFESSIONAL EXPERIENCE
Underwriting Quality Assurance Analyst, SunTrust Richmond, VA March 2012 - Present
• Responsible for reviewing loans pre-closing for compliance in Regulation BB (Community Reinvestment Act - CRA), Regulation C (Home Mortgage Disclosure Act - HMDA), and Regulation B (Adverse Action)
• Analyze and create reports for management detailing error ratios and weekly trends
Underwriter, SunTrust Richmond, VA June 2010 – March 2012
• Assessed and analyzed commercial and private wealth client’s loan requests, financial statements, cash flow, and risk evaluation.
• Structured credit with industry analysis for proposed loan terms and closing documentation in production/flexible environment
• Completed high levels of unique and complex credits that did not fit in defined risk pools.
• Utilized Moody’s Risk Analyst to assign borrower risk rating detailing the borrower’s probability of default and the bank’s loss given default
Tutor II, VCU Campus Learning Center Richmond, VA August 2009 – May 2010
• Provided academic assistance to assigned tutees, either in a group or individually in introductory courses such as Accounting, Finance, Statistics, and Business Algebra
• Attend weekly training sessions to improve communication skills in working with students
• Maintained records on each student-tutee, including follow-up and periodic assessment
• Help students develop self-confidence, raise academic understanding, and reduce anxiety or fear of failure in academic work
Underwriter Intern, SunTrust Richmond, VA August 2009 – May 2010
• Learned computer systems used to research SunTrust client history on past loans: First Research, Moody’s Risk Analyst (MRA), Commercial Loan Origination (CLO)
• Analyzed ratios of companies to determine how much debt a company can service
• Researched different industries to determine nature of assets, and market risks
• Analyzed personal and business Equifax reports to determine credit history of borrowers
VOLUNTEER EXPERIENCE
Calvary Revival Church of Richmond / Funds Counter October 2008 - Present
• Calculate weekly monetary contributions from church members
• Verify account numbers on checks, verify calculations of lead counter
Junior Achievement Personal Finance / Volunteer April 2011 – April 2012
• Volunteer at local high school during financial literacy month to teach students the importance of planning, goal setting, and thoughtful decision-making within the context of personal financial decisions
• Lead 5 sessions with students on budgeting, personal investments, credit options and avoiding credit pitfalls, identity theft, and different types of insurance.
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