Clarice Taylor
*********@*****.***
Yorba Linda, CA 92886
Objective: Professional consultant seeking to provide outstanding marketing and customer service support to
Financial institutions and corporations
Summary:
o Over 18 years of Banking and Mortgage Services
o Ability to handle multiple projects simultaneously, work in a fast paced, under pressure environment
o Interact well with Colleagues, Supervisors and Upper Management
o Strong organizational, communication and computer skills
o Working knowledge of State and Federal Compliance requirements
o A natural commitment to exceptional Customer Service
Work Experience:
Loss Mitigation Coordinator
- Responsible for contacting borrowers that are in foreclosure to educate them on options available to resolve their delinquency
- Evaluate the customer’s financial ability, reason for default, and ability to make payment
- Recommend and initiate loss mitigation options that are appropriate to the situation.
- Verify all title products for accuracy and completion for short sale of properties
- Examine and analyze recorded documents posted against the legal description of a parcel of a land
- Confirm deed chains, lien order, current owner and legal description
Senior Funder
• Reviewing funding packages for completeness and verifying all documents comply with regulatory and compliance guidelines.
• Communicate with Brokers, Title and Escrow companies and others to obtain information to facilitate funding of loans
• Ensure loan fundings occur timely, efficiently, and within program parameters, company guidelines and State compliance regulations.
• Preparing wire transfer requests for loan proceeds, including the disbursement of Broker proceeds via wire transfer or check
Senior Shipper
• Verify accuracy and completeness of promissory notes, security instruments, riders, assignments and other applicable legal documents.
• Assigned and transfer all Mers
• Provide supplemental documents as requested by investors and coordinate clearing suspense conditions to ensure that loans are purchase and insured timely
• Collect and resolve documents that are incomplete or inaccurate
Education & Training:
Residential Mortgage Coursework (complete at various institutions)
• Pricing for Countrywide, RFC and FHLMC/FNMA; Underwriting for RFC; intermediate training in pooling loans for FHLMC/FNMA; FHA & VA Loan processing; completion of State Bond and DPA training for several States; Washington Mutual Compliance training, HMDA training, tribal training
Regulatory University (Mortgage banking coursework, certificates include)
• Fair Lending Sensitivity; Fair Credit Reporting Act; Home4 Mortgage Disclosure Act; Heloc, Purchase Money; Refinance & Second Mortgage Loans, Anti-Money Laundering; Anti-Predatory Lending; Community reinvestment Act
Proficiencies
Midanet/Monet
Midanet/Monet
Laserpro
Microsoft Word for Windows 6.0
Excel 5.0
Powerpoint
Empower
Typing 45 WPM
Datatrack
Doc Magic
Uniform
Datatrace
supersearch
Employment History:
Pristine Capital Group Loss Mitigation Coordinator Pomona, CA 09/2007 - present
Pope Mortgage Senior Shipper Ontario, CA 01/2007 – 03/2007
HomeField Financial Senior Funder Irvine, CA 10/2005 – 10/2006
Fremont Investment & Loan Senior Funder / Doc Drawer Anaheim, CA 10/2003 – 09/2005
Pacific Mercantile Bank Senior Funder / Doc Drawer Costa Mesa, CA 04/2003 – 10/2003
Washington Mutual Bank Senior Funder / Doc Drawer Seattle, WA 01/1999 – 04/2002
United Lending Group Senior Shipper Irvine, CA 01/1997 – 08/1998