Business Analyst, Project manager

Sohail (Chris)

Phone: Cell# 918-***-****

OBJECTIVE: Seeking a long term, career oriented sales/marketing/financial management job position, which allow the use of business management skills and knowledge to the related profession and offers permanent future prospects.

QUALIFICATIONS:

Committed and dedicated to achieving goals while being a “ Team Player”. Strives to “Set the Standard”, knows the value of information. Excellent financial, mathematical & statistical evaluation skills. Self-motivated, rapidly adjust to new job duties. Goal oriented type personality, eager for intense and challenging work. Have excellent communication, outstanding organizational and interpersonal skills with the ability to set priorities and meet deadlines and attention to detail & accuracy. Very trainable with the highest regard to job excellence.

EDUCATION:

M.B.A (Marketing) Degree, The Int’l Univ., Missouri

Bachelor’s of Science (B.Sc) Degree major in Mathematics

· completed a business Mgt Program, also completed extended managerial acct, World economics, Organizational & Managerial process courses.

EMPLOYMENT:

2006 – 2008 Mortgage Loan Officer (Residential/commercial) FFA MTGCORP.

Being involved in commercial mortgage financing business ranging From small projects to high dollar projects in pipeline, dealing with clients/borrowers/other brokers, handling, negotiating, Organizing, packaging all loan docs and also finding, researching the right fit lender/financer for that project deal. Also formulating all legal contracts/broker agreements to initialize security for Commissions at closing/funding.

*) Ability to analyze financial statements, financial ratios, tax returns, and other documents to evaluate repayments sources & prepare loan recommendations.

*) Excellent ability to use creativity, knowledge & experience to structure loans in a manner that is mutually beneficial to customer and organization.

*) Obtain pertinent information relating to the proposed transaction and property. Review loan package for completeness of documents. Analyze information provided by client to assist with finding appropriate loan program with the right lender.

*) Review all credit, loan and collateralized files to ensure that related business property information is current.

2003- 2006 Residential mortgage loan officer-Gateway Mrtg Corp. Tulsa, OK.

Worked with this lender/brokerage company qualifying customers For prime and sub prime loans for refinancing, purchase, home equity Loans. Also following clients referral business and building a pipeline of loans to close every month by cold calling and telemarketing leads. Keeping updated on new laws changes required on potential Loan docs. Successfully closing 80% of all applications. Familiar with FICO based scoring. Also keeping in consideration different under-Writing guidelines for different loan programs with different lenders.

2002-2002 Residential mortgage loan officer, Conseco Finance Corp. Tulsa, Ok.

Verifying loan parameters that borrowers meet for there specific Financial needs. Along with performing Pre-qualifications and analyzing credit worthiness, loan processing and closing steps with customer. Working with the client through telephone to get detail information and collecting all necessary documents for loan funding

1996-Present Independent Life & Health insurance Agent/Financial Adviser

Calling the prospective clients and analyzing the client’s future financial, life, health insurance needs. Offering various products matching the needs of the client, providing flexible options to choose from. Also inquiring the health conditions of clients and determining underwriting conditions to comply with. Providing a tax shelter on the client investments in a tax deferred fix annuity product.

May,2008-Dec,08: Tech Support Resolution (TSR) ALORICA, INC. Chino, CA- TULSA ,OK.

Handling all incoming calls related to tech support resolution for cellular devices, phone upgrades,

Plan services, resolving all issues related to billing, activation, plan features, plan attachments, etc.Helping clients supporting performance of equipments in the specific network at all times. Assisting

Customer in providing detail information in order to educate the customer to use the features of their plan on their phone device. Doing multi function tasks to provide excellent service to the customers.

2005-2006 STORE OWNER/OPERATOR FOR 3 CHAIN STORES IN TULSA, OK.

Owned & operated 3 gas stations, managed and supervised 14 employees, run the stores for 2 years sold them in profit gain Of 40%. Managed inventory control, stocking, dep’t sales check. Payroll, time card managed.etc. Reducing shrinking risk of safe/cash Register money, controlling overtime expenses of employees, Managing/controlling shelf life of products in inventory using LIFO/FIFO methods as applicable to the products.

ADDITIONAL INFORMATION: Extensive experience in consumer lending: applications, credit report analysis, ratio analysis, Collateral valuation, and loan closing documentation/verification.

Also experienced in using CALYX Point/ ENCOMPASS software and BYTE TQS software.

SPECIAL ABILITIES :

· Natural ability for peak performance, maximum output on job.

· High energy for extra efforts performed on job for better results.

· Team spirit & ownership mentality to perform job tasks.

· Stable & long term career minded personality.

· 5 years of Financial service transactions Sales & production experience.

· 9 years of Life & health Insurance Sales and service experience .

· 2 years of customer service experience in telecommunication field.

· 2 years of ownership & management experience for 3 Chain retail stores.

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