Manager High School
Resume:
Introducing Patricia C. (Pat) Rabourn
PO Box ****, 296 Clark Hollow
Olive Hill, KY 41164
e-mail: ********@*****.***
CAREER OBJECTIVE
Obtain a challenging position that will allow me to utilize and expand my knowledge, wisdom, and skills.
WORK EXPERIENCE
Business manager & Sales Associate for June Rabourn & Son Antiques.
June 2006 to Present
I serve as buyer and accountant. Plan and organize booths and travel to various locations for trade shows. Greet the public and inform potential buyers of available merchandise. Prepare various tax reports, brochures, and sale ads. Manage employees.
Financial Consultant, A. G. Edwards & Sons, Inc., Ashland, KY.
July 2005 to June 2006
Generated leads to individual investors as well as setting up retirement plans for groups and organizations. I was required to have a working knowledge of mutual funds, annuities, stock performance, life and long-term care insurance, and other investment vehicles.
Mortgage Loan Officer, American Union Financial Group, Lexington, KY.
May 1999 to July 2005
Generated my own contacts and processed loan applications through a large number of lenders including B/C lenders for those applicants with less than stellar credit scores. Conforming lenders included Fannie Mae, VA, and RHS.
Agriculture Management Specialist, USDA, Farm Service Agency.
October 1995 to May 1999
Received applications, processed loans, and performed necessary servicing on a $50 million loan portfolio. Supervised subordinate employees. Prepared reports as mandated by Congress. Read and disseminated laws passed by Congress to bankers, attorneys, employees, and the general public. Helped to organize Farm Field Days and Farm and Home Nights. Participated in Career Days. Through my servicing efforts I maintained a delinquency rate well below the state and national average.
Loan Management Specialist, USDA, Farmers Home Administration
August 1980 to October 1995
Received applications, processed loans, and performed necessary servicing on housing and farm loans. Prepared legal notices and newspaper articles for pending foreclosures. Held foreclosure sales and reported the results to the U. S. Marshal. Helped organize outreach programs. Helped to raise the standard of living of area residents by assisting with housing and or increasing farm income. Lowered the loan delinquency rate in one particular office from approximately 30% to 8% in a two-year period, thus helping to balance the national budget.
Reviewed plans and specifications and inspected construction from footer to final. Prepared repair lists and inspected repairs. Reviewed and awarded Government contracts for the securing of abandoned properties and to assure that grounds are maintained. Acting with District Office staff, I reviewed, processed, inspected, and collected loans on court houses, hospitals, hospital equipment, and water and sewer lines. Supervised subordinate employees. Disbursed loan funds on multi-million dollar projects, maintaining which project division received was to receive disbursement.
Office Manager, USDA, Farmers Home Administration
June 1970 to January 1980
As office manager, I organized the office and established an office protocol. I assisted one supervisor and two assistant supervisors in making approximately 300 loans per year and servicing a caseload of over 1,000. I spearheaded the housing assistance program for annual income reviews. Prepared correspondence, updated procedure notices, kept supervisors’ calendars and managed appointments. Prepared contracts and loan closing documents. Ordered and disbursed Government checks. Kept track of time and attendance records.
Office Clerk – Wolfford Insurance Agency, Morehead, KY
Summer of 1969
Renewed auto and homeowners insurance policies. Assisted with claims. Received premiums and issued receipts. Balanced cash drawer.
Office Clerk – USDA, Farmers Home Administration
Summer 1968
General clerical duties to assist office manager in processing and servicing loans.
Library Assistant – Johnson-Camden Library, Morehead State University
Summer 1967
Worked at library under the Hubert Humphrey Job Corps. General library duties including checking out and receiving books.
EDUCATIONAL BACKGROUND
Graduated Olive Hill High School, Olive Hill, KY, with an Academic Degree
Graduated Morehead State University, Morehead, KY
BS Degree in Business & Economics with a teaching certificate in Vocational Education
Completed 30 hours of agriculture courses in order to move from clerical to supervisory in my
Employment
CONTINUING EDUCATION COURSES
Health & Life Insurance Basic Course
Series 7 New Your Stock Exchange Licensing
Series 66 Security & Exchange Commission Licensing
Financial Analysis
Dunn & Bradstreet’s Financial Analysis
Participating In & Conducting Hearings
Negotiating Techniques
Annual Equal Opportunity Training
How to Handle Difficult People
Solving Problems in the Workplace
Basic Government Contracting Training
Various Real Estate & Chattel Appraisal Classes
Continuing Training in Construction Inspections
How to Prepare Clear & Concise Repair Lists
SPECIAL LICENSES & QUILIFICATIONS
Licensed Accredited Asset Management Specialist
CLUBS & MEMBERSHIP
Secretary, Morehead Woman’s Club
Member, Rowan County & Carter County Democratic Women’s Clubs
Past President & Secretary of West Carter High School PTA
Past Secretary & charter member of West Carter Academic Club
Past President, charter member, and currently Secretary of Soldier Area Homemakers
Informational speaker at Ashland Federal Correctional Facility (Employees), Summit, KY, for annual EEO
Training.
Member of Olive Hill Red Hat Society
EXTRACIRROCULAR ACTIVITIES
Gardening
Researching & Collecting Antiques & Antique Jewelry
Watching Old Movies
SALARY REQUIREMENT
Negotiable
REFERENCES
Tom Fern, State Director, Rural Development
Dr. Don Mantooth, Pastor
First Baptist Church of Morehead
Ms. Liz Phipps
Phipps Real Estate & Auction Service
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