QUALIFICATIONS PROFILE
Remarkably astute, competent, and tenacious professional equipped with 12 years of Operations and Project Management experience in the Financial Services Industry. Proven effectiveness in applying innovative, state-of-the-art concepts to reduce cost and increase efficiency. Shows competency in leading and supervising diverse multi-functional teams and simultaneous projects in alignment with corporate goals and objectives. Highly motivated, dynamic, and committed professional who is driven by a profit motive to achieve phenomenal results. Accustomed to working with diverse people, adapting to cultures, and providing innovative solutions. Possesses a strong background in operations and underwriting. Extremely capable to multi-task in a challenging and fast-paced environment. Willing to travel extensively.
CORE COMPETENCIES
- Project Management and Operations - Quality Control and Regulatory Compliance
- Cost Control and Containment - Competitive Market Research and Analysis
- Account and Territory Management - Strategic and Tactical Planning
- Financial Reporting and Analytics - Leadership, Training, and Team Building
- Time Management and Prioritization - Outstanding Customer / Vendor Relations
- Problem Resolution and Decision Making - Continuous Process Improvement
- Articulate Oral and Written Communication - Superior Presentation and Negotiation Skills
PROJECTS
- Contract Processing Workflow System - Direct Lending Program
- Updating Policy & Procedure Manual - Refinance Program
- Paperless Processing Environment - Leasing Program
- Incentive Program & Performance Matrix - Integration of Bay View & Long Beach Companies into Core Business
- Application Pass–Thru Program - Centralized Processing Platform
- Data Entry & Validation Process Outsourcing - Standardized Training Class & Manual
- Business System Enhancements - Reduction of Documentation Time in Call Center
- Feasibility of Branch Office In United Kingdom - Red Flag Rule
- Verification Matrix Strategy
EMPLOYMENT HISTORY
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SIXTH GEAR SOLUTIONS CORP - IRVING, TX OCT 2007–JAN 2009
An independent auto finance company providing financing solutions to leading automotive dealerships across the United States.
National Funding Operations Manager
- Launched new product and service to dealership segment within time and budget constraints and in alignment with company and equity partner’s business development strategy
- Effectively administered a funding operations budget of $863,500 in business system development, salaries, travel and equipment
- Wrote Funding and Credit Policy and incorporated into functional manual
- Formulated staffing model for budgetary and cost analytics
- Funded up to $72,000,000 monthly to dealers within company policy as well as state and federal regulations
AMERICREDIT FINANCIAL SERVICES - ARLINGTON, TX JAN 1998–MAY 2007
A leading independent automobile finance company that provides financing solutions to auto dealers across the United States.
Vice President, Loan Operations Jun 2005–May 2007
- Successfully managed four outside vendor relationships including state audits ensuring service deliverables and securitization obligations met
- Reduced time to fund “near prime” business to one day by implementing new verification strategy
- Decreased headcount 9% by integrating functions within multiple departments and deploying system enhancements
- Facilitated training to all departments focused on “one call resolution” to better customer service rating
- Lessened “compliance errors” by 20% due to stricter bonus structure, addition of senior underwriting team, and system enhancements
- Utilized “salesforce” tool which reduced “after call” time by one minute in Call Center
- Administered yearly budget of $11,420,000 and up to $560,000,000 in funding per month to dealers
Assistant Vice President, Loan Operations Sep 2003–Jun 2005
- Led the company strategic initiative to transition 70 branch offices to a centralized contract processing environment resulting to 15% decrease in “cost per loan”
- Built infrastructure of the Funding Department from 30 team members to 300 team members in 15 months
- Implemented standard operating procedures along with consistent method of processing, goals and objectives, performance reviews, and compliance audits
- Conceptualized and innovated various training courses with the quality assurance team to ensure compliance and enhance the integrity of the company portfolio
Area General Manager Feb 2001–Mar 2003
- Partnered with risk management on key branch statistics and successfully repositioned and expanded branch market
- Established and implemented an effective profitability strategy to enhance branch processes and reduce delinquency of portfolio
- Developed competitor analysis, new business development strategies, and staff education to exceed branch objectives by 10% to 20%
- Built and cultivated long-term quality relationships to provide total satisfaction and to generate referrals and repeat business
Credit Manager Feb 1999–Feb 2001
- Greatly surpassed and met individual and branch objectives by establishing productive relationships with clients
- Boosted up volume and number of producing dealers by 25% in East Texas territory
Funding Supervisor Jan 1998–Feb 1999
- Spearheaded a highly motivated team to meet company policies and state and federal regulations.
- Instrumental in funding dealers in a timely and accurate manner
EARLIER CAREER
FIRST MERCHANTS ACCEPTANCE CORPORATION - PLANO, TX 1995–1997
FUNDING OPERATIONS SUPERVISOR / PROJECT MANAGER / TRAINER / LOAN PROCESSOR
CONSUMER CREDIT COUNSELING SERVICES–COUNSELOR / ITT–LOAN OFFICER 1991–1995
EDUCATION
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BACHELOR OF BUSINESS ADMINISTRATION IN MARKETING
- University of Oklahoma, Norman, OK: 1990
CURRENTLY OBTAINING PMP (PROJECT MANAGEMENT PROFESSIONAL) CERTIFICATE -4TH EDITION
- University Alliance, accredited by Villanova University