KRISTOPHER M. FREY
W**** Grace Lane
Cambridge WI 53523
H# 608-***-****
C# 608-***-****
E-Mail: *******@*****.***
OBJECTIVE
Obtain a Loan Officer position within a successful community based financial institution that will allow me to utilize my financial experience to help increase your revenues, growth, and profitability.
SKILLS AND QUALIFICATIONS
- Over 15 years of experience prospecting, developing and maintaining strong
business lending relationships
- Excellent communication, negotiation and client service skills
- Strengths include credit analysis, underwriting and compliance
- Successfully developed commercial loan portfolios of over $45,000,000
- Managed mid-market loans up to $7,000,000
PROFESSIONAL EXPERIENCE
Gates Business Solutions, LLC (2007 to Present)
- Financial Consultant / Controller
- Financial Assistant for Gates Auto Body, Inc, Gates Collision Centers, Inc and Service Rentals Plus, LLC
- Managed Gates Business Solutions Limited (UK) (2008 – Feb 2011)
- Managed Gates Business Solutions SARL (FR) (1009 – Feb 2011)
First National Bank of Stoughton (1999-2007)
Vice President / Commercial Loans
- Managed a $45,000,000 loan portfolio consisting of small to mid-market clients
- Handled loans ranging from $250,000 to $7,000,000
- Responsible for all facets of lending, including new business development, loan negotiation, structuring, credit analysis and documentation
- Facilitated the intake and closing of new client business
- Frequently conducted customer visits to strengthen banking relationships
- Executed cross-selling strategies in order to expand existing client relationships
- Acted as Security Officer for the Bank at the Kegonsa location
- Oversaw facilities management of Kegonsa location
- Participated in community events to position the Bank as a leader within the community
Bank of Sun Prairie (1987-1999)
Vice President and Commercial Loan Officer (1996-1999)
Assistant Vice President and Commercial Loan Officer (1993-1996)
Commercial Loan Officer (1990-1993)
- Managed a $40,000,000 loan portfolio of small to middle market customers
- Responsible for soliciting, developing, and maintaining sound profitable credit worthy relationships with high profile, locally owned business customers
- Managed customer relationships and portfolio profitability by generating and underwriting commercial real estate transactions, small to medium size business loans, and commercial construction requests
- Developed and implemented relationship strategies for cross-selling bank products and services by satisfying customer needs through a full array of loan, deposit, cash management, asset management, investment and other appropriate bank products and services
- Participated in local events to position the Bank as a leader within the community
Credit Analyst (Bank of Sun Prairie) (1987-1990)
- Reviewed credit files for documentation completeness, compliance, loan review
and follow up
- Participated in Loan Committee meetings
RELATED WORK EXPERIENCE
- Credit Officer for American Exchange Bank of Madison (Community Banks, Inc.)
for 2-years, responsible for supervision of credit department, compliance issues,
loan documentation, loan review and loan policy functions
- Employed by Affiliated/M&I Bank of Cambridge for 7 years as Collection
Manager, Installment Loan Officer, Commercial Loan Officer, Security Officer and Internal Auditor
EDUCATION
Graduate of University of Wisconsin – Whitewater
Bachelor of Business Administration degree in Marketing
Cambridge High School (Top 10 in Class)
Member of National Honor Society
ACTIVITIES AND AFFILIATIONS
Founding & Active Board Member of Community Activities Program (CAP) in Cambridge
President of Cambridge Youth Football Club (CYFC) 2001 – Present
President of Dane and Jefferson County Youth Football League (D&JC YFL) (2001 – Present)
Member of Cambridge Grid Iron Club
President of Scott Farm Condominiums Owners Association, Inc.
Past Member of Cambridge Hoops Club
Past Member of Cambridge Optimists Club
Past President of Grace Lutheran Church
Past President of Cambridge Lions Club
REFERENCES
1. Troy E. Gates, President/Owner
Gates Business Solutions, LLC / Gates Auto Body, Inc.
2418 Crossroads Drive, Suite 3600
Madison WI 53718
C# 608-***-****
2. Dan Blaschka, VP of Operations
Gates Business Solutions, LLC
2418 Crossroads Drive, Suite 3600
Madison WI 53718
C# 608-***-****
3. Esther Flater, Business Manager
Gates Business Solutions, LLC
2418 Crossroads Drive, Suite 3600
Madison WI 53718
Ph# 608-***-****
C# 608-***-****
4. Ken Ehlen, President/Owner
Oakhouse Bakery
2221 Mustang Way
Madison WI 53718
PH# 608-***-****
C# 608-***-****
5. Steven Sonnenberg, Lottery Supervisor
Wisconsin Lottery
4802 Sheboygan Ave
Madison WI 53705
C# 608-***-****
H# 608-***-****
6. Ted Frey, Owner
Fairway Auto Auction, LLC
999 County Road A
Edgerton WI 53534-9529
C# 608-***-****
H# 608-***-****