closing, funding
Resume:
EVELYN D. RAMIREZ
***** ***** *****, ******, ** *0745
af3ezj@r.postjobfree.com
SUMMARY
A seasoned Closer/Funder with over 10 years of retail and wholesale experience in the mortgage industry and 3 years of experience in closing of REO properties; with proven ability to interact and deliver results in a fast-paced, deadline-driven environment; an adaptable, well-organized fast learner with strong demonstrated work ethic; with proven track record of increasing productivity, streamlining workflow and creating a team environment to increase efficiency.
PROFESSIONAL EXPERIENCE
PRECISION ASSET MANAGEMENT, Torrance, CA
Closing Coordinator ~ 2010 - 2011
Outsourced the closing/funding of all REO properties of JP Morgan Chase and its affiliate banks and Fifth Third Bank; monitored closing of properties under contract; opened escrows; reviewed title commitments, pay-off demands, HUD and other closing documents; post-audited and uploaded closed loan files; critical contacts with foreclosure attorneys, clients, title officers and closers, listing agents and all internal staff.
Accomplishment:
• Increased productivity of monthly closing of REO property sales by prompt follow-through on title curatives, foreclosure documents, proper documentation of amendments/extensions of contract and submission of closing documents
FIRST FEDERAL BANK OF CALIFORNIA/ONEWEST BANK, FSB, Los Angeles, CA
Specialist III ~ 2008 – 2010
Performed pre, closing and post closing audit of REO properties, REO administration and asset review
Accomplishments:
• Cross-trained and quickly gained efficiency and dedication in all aspects of REO administration and asset review and a back-up to any staff in the department resulting to cost-cutting on additional staff and/or overtime pay
• Performed all tasks required in compliance with company standards and areas of customer satisfaction, speed and accuracy
BNC MORTGAGE, INC., Irvine, CA
Senior Funder ~ 2004 – 2007
Funded conventional loans in accordance with state and federal guidelines; effectively interfaced with loan originators, title companies, closing agents and all internal staff.
Accomplishments:
• Funded 99% of the pipeline with an average of 10-20 loans per day/250-500 loans per month
• Successfully trained new staff within the team which eliminated additional cost for training new hires
• Recipient of “Excellent Performance Award” in March 2004 and a “Copey Award” for outstanding performance in July 2006
INDYMAC BANK, FSB, Pasadena, CA
Funder II/Doc Drawer ~ 1997 – 2003
Drew loan documents in compliance with federal, state, investor/agency guidelines. Reviewed closing documents, signed off conditions, executed and coordinated wires and authorized final funding of Fannie Mae, Freddie Mac, FHA, and Home Equity Line of Credit (HELOC) and Closed Loans to be sold at secondary market.
Accomplishments:
• Prepared accurate closing documents, funded, researched and resolved discrepancies to attain best possible marketability of funded loans
• Provided an exemplary customer critical contacts in a timely and responsive manner
• Recipient of a five-year “Outstanding Service Award” in September 2002
EDUCATION
Bachelor of Science in Education, University of the City of Manila, Philippines
Certificate Courses in Bookkeeping & Accounting, West Los Angeles Community College, Los Angeles, CA
COMPUTER SKILLS
Microsoft Word, Excel, Outlook, Mortgage Company Software: Focus, E-mits, Digital Docs, Empower, FiServe, MortgageServe, LPS-1, LIFT, ResNet and other company loan processing systems
Contact this candidate