Financial Analyst

Financial Analyst

Yamini Sathpadi

***************@*****.*** +1-940-***-**** linkedin.com/in/yaminis08

SUMMARY

Senior Financial Analyst 5+ Years experience with deep expertise in FP&A, strategic planning, and enterprise-level financial modeling,

with a proven track record of supporting multi-million-dollar investment decisions and driving profitability. Experienced in optimizing cost

structures, enhancing operational efficiency, and delivering data-driven insights that influence executive decision-making. Adept at building

scalable reporting frameworks and automating financial processes using SQL, Python, Power BI, and advanced Excel. A trusted partner to

senior leadership, known for delivering high-impact forecasts, KPI dashboards, and actionable recommendations. Strong command of

GAAP, SOX compliance, and cross-functional financial strategy, supported by a master s in business, Analytics (Accounting) Proficient

in Workday Adaptive Planning and Anaplan, with ongoing CPA preparation and a strong focus on data-driven financial planning and

decision-making..

SKILLS

Financial Planning & Analysis: Financial Forecasting, Budgeting, Long-Range Planning, Driver-Based Financial Modeling,

Budget vs. Actual Variance Analysis, P&L Analysis, Revenue Forecasting, Cost Optimization, Capital Allocation, Profitability

Analysis, Scenario & Sensitivity Analysis

Corporate Finance & Valuation: Financial Modeling, DCF Analysis, NPV Analysis, ROI Analysis, Payback Period Analysis,

Investment Evaluation, Capital Budgeting, Strategic Financial Planning

Regulatory & Compliance Knowledge: GAAP, IFRS, Sarbanes-Oxley (SOX), SEC Reporting, FINRA Regulations, AML

Compliance, Internal Controls

Tools & Platforms: Advanced Excel (Power Query, Pivot Automation, Scenario Models), SQL, Power BI, Tableau, PowerPoint,

Hyperion, Anaplan, Adaptive Planning, Blackline, MS Access, SAP

Financial & Risk Analysis Tools: Anaplan, Hyperion, Moody's Analytics, SAS (Risk & Underwriting), Salesforce, eMoney,

Scenario & Risk Modeling

EXPERIENCE

Financial Analyst (FP&A) The Cigna Group Austin TX, USA June 2025 Present

Executed monthly budget-to-actual variance analysis on medical costs, SG&A, and claims reserves using SQL-extracted datasets.

Built automated P&L consolidation workflows using Power Query and SQL pipelines, integrating premium revenue, MLR, and

administrative expense streams - cutting financial close cycle by 3 days.

Produced executive FP&A reporting packages covering plan vs. actuals, risk-adjusted forecasts, and KPI dashboards for

Medicare/Medicaid lines of business, presented to VP-level leadership monthly.

Modeled capital allocation scenarios through DCF and scenario analysis in Excel to support $20M+ investment decisions across value-

based care program expansions.

Built and maintained financial reports and dashboards using Excel, Power BI, and Tableau to support monthly and quarterly reviews.

Analyzed cost structures, utilization trends, and efficiency metrics to support cost optimization and margin improvement initiatives.

Assisted in preparing quarterly financial reviews, executive summaries, and management presentations.

Partnered with actuarial and underwriting teams to align loss ratio projections with financial forecasts, improving cross functional

planning accuracy for annual operating plan submissions.

Supported annual budgeting process across 4 business units by coordinating headcount planning, vendor cost modeling, and benefit

cost assumptions within Adaptive Planning.

Designed and delivered a gross margin waterfall model in Excel connecting volume, mix, and pricing levers - adopted by the FP&A

team as the standard margin bridge template.

Financial Analyst (FP&A) Wells Fargo Dallas TX, USA May 2024 June 2025

Consolidated monthly P&L, balance sheet, and cash-flow data, streamlining reporting workflows and supporting a smoother month-

end close process.

Automated reconciliation and reporting processes using Python, SQL, and standardized templates, improving data accuracy and

reducing manual effort by 30%.

Developed DCF, NPV, and ROI models to evaluate capital investments, strengthening leadership s ability to prioritize high-value

initiatives.

Analyzed P&L statements, operating expenses, revenue trends, and KPIs to support management decision-making.

Performed cost analysis, ROI evaluations, and financial impact assessments for internal projects and process improvement initiatives.

Performed variance, trend, and scenario analysis across multiple functions to identify spending patterns, highlight risks, and uncover

cost-optimization opportunities.

Designed interactive Power BI dashboards integrating real-time KPIs to enhance OPEX/CAPEX visibility and support executive

decision-making.

Supported FP&A and Controllership during quarter-end and year-end closes with journal entries, reconciliations, and intercompany

eliminations, ensuring SOX and GAAP compliance.

Supported migration of reporting workflows from Excel to Power BI and Redshift, enabling more reliable self-service analytics and

improved data consistency.

Collaborated with FP&A, Controllership, and data engineering teams to standardize financial reporting processes and improve data

governance practices.

Mentored junior analysts on SAP extraction, SQL querying, and dashboard visualization techniques, contributing to a 20%

improvement in team efficiency.

Financial Analyst Cigniti Technologies Bangalore, India July 2020 Aug 2023

Spearheaded annual budgeting and rolling forecast processes for three business units, integrating Oracle ERP with Power BI and Excel

models to achieve 95% forecast accuracy.

Performed revenue, cost, and margin variance analysis across projects and geographies, identifying $2.4M in annual cost- optimization

opportunities.

Conducted project-level profitability and ROI analysis, providing insights that increased gross margin by 6% through pricing

adjustments and cost controls.

Developed SQL-based data pipelines and reporting frameworks to integrate financial and operational data from multiple ERP modules,

reducing data aggregation time by 70%.

Automated month-end reporting and KPI dashboards using Tableau, VBA, Power Query, and Python, reducing manual processing.

Partnered with Procurement and Finance teams to evaluate vendor contracts and returns, negotiating discounts and savings.

Created KPI dashboards and trend visualizations in Power BI to track EBITDA, SG&A, and cash flow, improving management s

decision-making.

Migrated legacy reporting structures to AWS Redshift and Power BI, enabling real-time analytics and reducing reporting latency from

24 hours to 30 minutes.

Designed and maintained Python- and SQL-driven automations for variance tracking and data reconciliation, reducing errors and

improving audit traceability.

EDUCATION

University of North Texas master s in business Anlaytics (Accounting) May 2025

Acharya Institute of Technology BBA (Accounting and Finance)- Aug 2021owrk

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