Resourceful Chartered Accountant - Financial Analytics Leader

CHARLES AMANKWAH

*** ******** **, *** ***, East Orange, NJ 07017 +1-862-***-****

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PROFESSIONAL SUMMARY

Results-driven Chartered Accountant with over 10 years of progressive experience in financial analysis, budgeting, and strategic planning across banking and corporate environments. Proven track record of supporting financial forecasting, variance analysis, and cost optimization initiatives that improve profitability and operational efficiency. Highly skilled in financial modeling, data analytics, and performance monitoring using tools such as Excel, Power BI, Tableau, and SQL. Experienced in ensuring compliance with IFRS and GAAP while strengthening financial controls and governance. Adept at translating complex financial data into actionable insights, supporting executive decision- making, and collaborating across teams to drive sustainable business growth and performance. TECHNICAL PROFICIENCIES

Financial Systems: QuickBooks

Data Analytics & Visualization: SQL, Tableau, Power BI Microsoft Office Suite: Advanced Excel (Pivot Tables, VLOOKUP, Macros), Word, PowerPoint Financial Analysis: Financial Modeling, Variance Analysis, Trend Analysis General Ledger Maintenance

Accounts Payable & Receivable

Journal Entries, Data Entry & Record Management

Month-End Close Processes

Regulatory Frameworks: IFRS, GAAP

PROFESSIONAL EXPERIENCE

Financial Analyst

Agile PMO Consult LLC, NJ April 2025 – Present

● Conducted in-depth financial analysis of revenue streams, cost structures, and operational performance to support strategic planning.

● Maintained accurate financial records and supported month-end financial close processes using accounting system and Excel

● Developed and managed annual budgets, rolling forecasts, and variance analyses to ensure financial targets were met.

● Performed bank and account reconciliations to ensure completeness and accuracy of financial data

● Evaluated sales performance, pricing strategies, and distribution costs to optimize profitability across product lines and markets.

● Monitored key performance indicators (KPIs) and provided actionable insights to improve operational and financial efficiency.

● Partnered with operations, sales, and supply chain teams to align financial planning with business objectives.

● Reviewed financial transactions, investigated discrepancies and resolved reconciliation issues in a timely manner

● Prepared and presented detailed financial reports and recommendations to senior leadership.

● Strengthened financial controls, reporting processes, and data accuracy across systems.

● Assisted with preparation of financial statements, management reports and supporting schedules

● Utilize QuickBooks and Excel to manage financial data, reporting and account analysis

● Improved financial reporting efficiency through advanced Excel functions including Pivot Tables and VLOOKUPS

Budget Officer

Ejuraman Community Bank PLC February 2019 – January 2025

• Led the development, consolidation, and execution of the bank’s annual budgets, multi-year financial plans, and forecasting processes.

• Oversaw budget formulation across all departments and branches, ensuring alignment with strategic priorities and regulatory requirements.

• Facilitated financial performance monitoring, including variance analysis, expenditure tracking, and revenue forecasting.

• Evaluated and approved departmental budget requests, fund reallocations, and capital expenditure proposals.

• Provided strategic financial insights and recommendations to executive leadership to support long-term planning and growth.

• Established and maintained robust budgetary controls, policies, and procedures to ensure fiscal discipline and accountability.

• Conducted financial impact assessments for new initiatives, product offerings, and branch expansions.

• Undertook cost optimization and efficiency initiatives to improve profitability and operational performance.

• Ensured compliance with banking regulations, financial reporting standards, and internal audit requirements.

• Collaborated with risk, operations, and credit teams to align financial planning with risk management and lending strategies.

• Developed and implemented financial performance metrics and reporting dashboards for continuous monitoring and improvement.

Finance Officer

Ejuraman Community Bank PLC April 2018 – January 2019

• Assisted the preparation, review, and consolidation of annual budgets, financial forecasts, and departmental funding requests.

• Ensured financial reporting processes, including the preparation and analysis of financial statements to ensure accuracy and compliance with regulatory standards.

• Supported in evaluate the financial performance of banking operations, including loan portfolios and branch activities, and provided strategic recommendations to improve profitability and sustainability.

• Monitored the allocation and utilization of financial resources, ensuring alignment with organizational priorities and regulatory requirements.

• Assessed the financial implications of new products, services, and operational initiatives, including branch expansion and staffing decisions.

• Ensured budget adjustments, fund transfers, and expenditure requests are in line with internal controls.

• Supported financial risk management efforts, including credit risk analysis and liquidity monitoring.

• Supported the implementation financial performance metrics and internal control systems to enhance accountability and operational efficiency.

• Assisted in providing technical guidance and training to staff on financial systems, budgeting processes, and reporting requirements.

• Assisted in the preparation financial reports and presentations for senior management and to foster support in strategic planning and decision-making. Financial Analyst

Ejuraman Community Bank PLC April 2017 – March 2018

• Conducted in-depth analysis of financial statements, budget proposals, and departmental funding requests to support strategic financial planning.

• Developed and monitored annual budgets and financial forecasts, ensuring alignment with organizational goals and regulatory standards.

• Evaluated the financial performance of loan portfolios, branch operations, and banking programs, identifying trends, risks, and opportunities for growth.

• Reviewed and recommended approval of budget reallocations, expenditure requests, and financial adjustments.

• Assessed the financial impact of new banking products, services, and operational initiatives.

• Performed cost-benefit and efficiency analyses to improve financial performance and operational effectiveness.

• Prepared detailed financial reports, dashboards, and presentations for senior management to support decision-making.

• Supported the implementation of financial controls, policies, and reporting systems to enhance accountability and transparency.

• Provided technical support and guidance to junior analysts and departmental staff on budgeting, reporting, and financial analysis.

• Collaborated with cross-functional teams to improve financial data quality, reporting accuracy, and process efficiency.

Financial Analyst

Noble Dream Microfinance Ltd., January 2012 – January 2015

• Analyzed budget proposals, financial statements, and funding requests across departments to support effective allocation of financial resources.

• Conducted financial evaluations of loan portfolios and operational programs to assess performance, risks, and sustainability.

• Monitored disbursement of funds and tracked financial flows to ensure compliance with internal controls and regulatory standards.

• Assessed the financial implications of new programs, staffing decisions, and branch expansion initiatives.

• Evaluated requests for budget adjustments and recommended approval or reallocation based on financial priorities and performance metrics.

• Performed organizational and operational analyses to identify cost-saving opportunities and improve financial efficiency.

• Prepared financial reports, forecasts, and performance dashboards to support management decision-making.

• Assisted in developing and implementing financial performance indicators and reporting systems.

• Provided technical guidance to staff on budgeting processes, financial reporting, and compliance requirements.

EDUCATION & CERTIFICATIONS

Chartered Accountant (ICAG)

Institute of Chartered Accountants, 2013

BACHELOR OF COMMERCE (BCOM) – ACCOUNTING & FINANCE University of Cape Coast, 2010

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