Senior Manager - Treasury

Veronica Gerard

+1-437-***-**** ? ******.**********@*****.*** ? www.linkedin.com/in/veronicagerard

EMPLOYMENT EXPERIENCE

APAC Financial Services, Mumbai, India

Senior Manager ? Corporate Finance and Treasury Jul. 2023 ? Dec. 2025

? Led firm-wide capital management, fundraising, and investor relations, communicating business strategy and

performance to institutional investors and lenders

? Designed and executed an investor outreach strategy, sourcing 7+ new institutional partners and raising ~$200M

? Benchmarked all-in borrowing costs and evaluated refinancing / repricing options for an ~$80M debt portfolio; co-led

negotiations resulting in a ~120 bps reduction in weighted average cost of debt

? Managed contract governance and compliance by tracking conditions precedent and subsequent, covenant obligations,

drawdown requirements, and amendments in accordance with executed financing documentation

? Supported a $65M PE fundraising round; developed executive-level presentations articulating strategic rationale and

built valuation ranges using precedent transactions and trading multiples

? Led cross?functional teams through due diligence and deal execution, managing financial, legal, and operational risks

to ensure a smooth transaction close

? Led end-to-end Treasury Management System implementation, including requirements definition, RFP/vendor

evaluation, writing user stories to define system logic and reporting outputs, UAT, and go-live

? Developed and documented Treasury SOPs and procedures to support operational consistency and governance

? Prepared Asset Liability Committee decks and monthly reporting packs summarizing the liquidity position, funding mix,

cost of debt, and covenant headroom

? Tracked competitors? key business performance metrics and collaborated cross-functionally on improvement initiatives

that contributed to strengthening the firm?s credit profile, supporting a one-notch APAC credit rating upgrade

Axis Bank, Mumbai, India

Manager ? Corporate Banking - Debt Syndication Apr. 2022 ? May. 2023

? Co-led debt syndication execution for large-scale project finance deals totaling ~$1.4B, covering debt structuring,

pricing, lender negotiations, credit memo preparation, credit committee approvals, and closing

? Conducted comprehensive borrower financial analysis, assessing overall business performance, cash-flow generation,

financial sustainability, risk exposure, and collateral quality to inform loan structuring, pricing, and covenant design

? Managed term sheet and legal documentation processes, coordinating with Legal, Credit Risk, Operations, Asset

Valuers, and Auditors to enable successful deal execution and governance

? Drove business development efforts by originating and sourcing ~$500M of potential debt syndication opportunities

across infrastructure, power, and real estate, including transaction screening and lender outreach

Deputy Manager ? Corporate Banking - Debt Syndication Aug. 2020 ? Mar. 2022

? Prepared detailed information memos and commercial summaries outlining project structures, revenue models,

contractual assumptions, and key risks for internal committees and participating lenders

? Evaluated power purchase agreements and technology assumptions for a ~$150M solar project, assessing financial

projections and project viability; identified optimal debt sizing to meet risk benchmarks and prepared term sheets

? Provided Treasury with quarterly disbursement and collection projections to optimize cash flow; prepared and presented

weekly business performance briefings to senior leadership

EDUCATION

CFA Institute, Charlottesville, Virginia

CFA Level I Cleared 2022

University of Mumbai, Mumbai, India

Master of Commerce 2022

CGPA ? 8.88/10 (A Grade - top 5%)

The Institute of Chartered Accountants of India (ICAI), Mumbai, India

Chartered Accountant (CPA Equivalent) 2020

Top ~15%; Led planning & organizing of a National Convention, an event attended by 800 students

University of Mumbai, Mumbai, India

Bachelor of Commerce 2017

CGPA ? 6.57/7 (A Grade - top 10%)

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